Sertim

Active

Private limited companyfounded 2021active for 5 yearsKromstraat 76, 2480 Dessel, BelgiumKBO/BCE: BE 0763.915.580

Summary

Sertim has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,593 and a net result of €2,711. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 66% of 1,543 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

SertimActiveChecked score 70/100

Risk analysis Report Compare

Activity

Other building cleaning and industrial cleaning

NACE 81220

1 site

Size

≈ €91,000turnover 2025, estimated

Equity: €20,593
Profit: €2,711

Turnover estimated from the gross margin

Financial health

70 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Structure

2025 accounts 35 days early2 of 3 deeds summarised

Why 70raises risk1 change of registered office in 24 monthsSize: total assets €36,384Founded in 2021lowers riskLiquidity: current ratio 2.11, cash €30,626Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 66% of its sector peers (NACE 81, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 82+6

equity 56.6% of total assets

Liquidity 79+3

short-term debt 43.4% · cash 84.2%

Profitability 78-7

return on assets 7.5%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,704 companies, NACE 81, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.7%▼ -0.1 percentage points vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.8%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.5%▼ -0.4 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.9%▲ +0.4 percentage points vs 01-2026 03-2026: 1.0%▲ +0.1 percentage points vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.4%▲ +0.3 percentage points vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.2 percentage points vs 07-2026 09-2026: 2.0%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 0.7%▼ -1.3 percentage points vs 09-2026

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.11, compared with 1.59 in 2024, above the usual 1.5; short-term debt: 43.4% and cash: 84.2% of total assets), and 43.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro): better than 67% on solvency, 81% on liquidity, 55% on profitability and 60% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.11, cash €30,626

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Size: total assets €36,384

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

35 days early

2024

43 days early

2023

42 days early

2022

41 days early

2021

3 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 33 days before the deadline; the sector median (NACE 81) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

26-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
09-01-2026 Registered officeRegistered-office move
18-06-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Caution: Among the weakest 17% on equitysector median €187,707 · 1,543 companies €20,593 View
Positive: Always filed on timeaccounts within the deadline every year 5 years View
Positive: 5 profitable years in a rowprofit 2025: €2,711 5 years View

By topic

Financials

Financial year: 2025
Total assets: €36,384
Profit: €2,711
Solvency: 56.6%

Total assets▲ 4.0%

Net result

20212025

Go to Financials

Timeline

Events: 9
Since: 2022
Next accounts: by 31-07-2027

19-06-2024Annual accounts filed
31-12-2023Weakest financial year
20-06-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other building cleaning and industrial cleaningNACE 81220
Founded: 22-02-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Sertim

What is the company number of Sertim?: 0763.915.580. In Belgium the VAT number is the company number with BE in front: BE 0763.915.580.
Where is Sertim based?: The registered office is at Kromstraat 76, 2480 Dessel.Company details
What does Sertim do?: According to the KBO register, the main activity is other building cleaning and industrial cleaning (NACE 81220).
What is the legal form of Sertim?: Private limited company (BV).
When was Sertim founded?: On 22-02-2021.
Is Sertim still active?: Yes, Sertim is an active enterprise in the KBO register.
What is the turnover of Sertim?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Sertim profitable?: In financial year 2025, Sertim made a profit of €2,711.
Where can I find the annual accounts of Sertim?: Sertim filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Sertim due?: By 31-07-2027, for financial year 2026.Timeline