Summary
SERTAC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €77,512 and a net result of €72,512. Its solvency ranks better than 73% of 9866 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 21 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€77,512
Net result
€72,512
Total assets
€100,303
Solvency
77.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €100,303
Equity
€77,512
Debt
€22,791
Debt finances 22.7% of the balance-sheet total.
Key figures and ratios
ROE
93.5%
ROA
72.3%
Debt ≤ 1 year
€22,791
Income taxes
€18,285
Annual accounts
| Line | 2024 |
|---|---|
| Other operating charges640/8 | €437 |
| Gross operating margin9900 | €91,278 |
| Operating profit (loss)9901 | €90,841 |
| Financial charges65/66B | €45 |
| Recurring financial charges65 | €45 |
| Profit (loss) for the period before taxes9903 | €90,797 |
| Income taxes67/77 | €18,285 |
| Profit (loss) for the period9904 | €72,512 |
| Profit (loss) for the period to be appropriated9905 | €72,512 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €100,303 | |
| Current assets29/58 | €100,303 | |
| Amounts receivable within one year40/41 | €51,297 | |
| Trade receivables40 | €47,046 | |
| Other amounts receivable41 | €4,251 | |
| Cash at bank and in hand54/58 | €49,006 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €100,303 | |
| Equity10/15 | €77,512 | |
| Contributions10/11 | €5,000 | |
| Outside capital11 | €5,000 | |
| Other1109/19 | €5,000 | |
| Reserves13 | €72,512 | |
| Distributable reserves133 | €72,512 | |
| Amounts payable17/49 | €22,791 | |
| Amounts payable within one year42/48 | €22,791 | |
| Trade debts44 | €833 | |
| Suppliers440/4 | €833 | |
| Taxes, remuneration and social security45 | €21,958 | |
| Taxes450/3 | €21,958 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €72,512 |
| Operating cash flow (approximation) | €72,512 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
15-09
State Gazette act
Director resignation · Director appointment
Permanent representative · Board composition
15-09
State Gazette act
Director resignation · Board composition
Representation rule · Power of attorney
15-09
State Gazette act
Director resignation · Board composition
Permanent representative · Power of attorney
15-09
State Gazette act
Director resignation · Declaration
Director appointment · Board composition
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
17-06
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate compensation
17-04
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate compensation
State Gazette actNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2024
Ground area
1,376 m²
Building footprint
144 m²
Volume, LiDAR
1,043 m³
Parcel 11362M0410/00P000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SERTAC
since 20242.355.271.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0410/00P000 | Flanders | 1,376 m² | 1 · 144 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
5 board mandatesBoard mandates of this companythis company sits on their board5
2 locations
1 location
1 location
1 location
Similar companies · same sector, comparable size
Johan Vos
BE 0668.796.786
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WILOW
BE 0791.970.752
Wetteren · Eq €77,481
Ogma
BE 1014.836.368
Schoten · Eq €77,394
MOORS MANAGEMENT
BE 0826.445.641
Oudsbergen · Eq €77,631
EMMECO
BE 0804.113.370
Sint-Lievens-Houtem · Eq €77,647
Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 11,678 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:1005532781
Also
9925:BE1005532781
Registered
28-07-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.