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SEROEN

Active
Private limited companyfounded 20232 yrs activeZilverstraat 11, 1000 Brussel, BelgiumKBO/BCE: BE 1003.449.954
Summary

The computed 12-month bankruptcy probability of SEROEN is 4.5% (elevated). The 2025 annual accounts show equity of €17,189 and a net result of €7,971. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+14
Growth78
Track record82
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.95 against 2.16 in 2024; short-term debt: 24.4% and cash: 38% of total assets), and 24.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.6%
Return on assets
35.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
23 d late
2024
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SEROEN was incorporated on 15 December 2023 as a Private limited company.1 The registered office was moved to Bruxelles in 2026.2 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 21-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€17,189▲ 86.5%
2024 · €9,218
Total assets
€22,739▲ 50.3%
2024 · €15,126
Net result
€7,971▲ 28.2%
2024 · €6,218
Working capital
€16,366▲ 138%
2024 · €6,870
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€7,906-€10,397▲ 31.5%
Net result€6,218-€7,971▲ 28.2%
Equity€9,218-€17,189▲ 86.5%
Total assets€15,126-€22,739▲ 50.3%
Debt€5,909-€5,551▼ 6.1%
Working capital€6,870-€16,366▲ 138%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000Operating result 2024: €7,906€7,906Net result 2024: €6,218€6,218Operating result 2025: €10,397€10,397Net result 2025: €7,971€7,97120242025€0€5,000€10,000Operating result 2024: €7,906€7,910Net result 2024: €6,218€6,220Operating result 2025: €10,397€10,400Net result 2025: €7,971€7,97020242025
The operating result rises in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22,739
Fixed assets €822 ▼ 65.0%
Current assets €21,917 ▲ 71.5%
Equity and liabilities €22,739
Equity €17,189 ▲ 86.5%
Debt €5,551 ▼ 6.1%
Debt's share of the balance-sheet total falls from 39.1% to 24.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12,494▲
2024 · €10,588
Cash flow
€10,068▲
2024 · €8,900
Current ratio
3.95▲
2024 · 2.16
Debt to equity
0.32▼
2024 · 0.64
ROE
46.4%▼
2024 · 67.5%
ROA
35.1%▼
2024 · 41.1%
Interest coverage
48.79▼
2024 · 72.67
Debt ≤ 1 year
€5,551▼
2024 · €5,909
Income taxes
€2,195▲
2024 · €1,657
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€15,126€22,739▲
Fixed assets21/28€2,347€822▼
Tangible fixed assets22/27€2,292€822▼
Furniture and vehicles24€2,292€822▼
Financial fixed assets28€56€0▼
Current assets29/58€12,779€21,917▲
Amounts receivable within one year40/41€1,343€13,285▲
Trade receivables40€0€3,452▲
Other amounts receivable41€1,343€9,833▲
Cash at bank and in hand54/58€11,175€8,632▼
Deferred charges and accrued income490/1€261€0▼
Equity and liabilities
Total equity and liabilities10/49€15,126€22,739▲
Equity10/15€9,218€17,189▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€6,218€14,189▲
Amounts payable17/49€5,909€5,551▼
Amounts payable within one year42/48€5,909€5,551▼
Trade debts44€2,089€1,731▼
Suppliers440/4€2,089€1,731▼
Taxes, remuneration and social security45€3,820€3,820=
Taxes450/3€1,200€1,200=
Remuneration and social security454/9€2,620€2,620=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,682€2,097▼
Other operating charges640/8€384€1,744▲
Gross operating margin9900€10,972€14,239▲
Operating profit (loss)9901€7,906€10,397▲
Financial income75/76B€115€25▼
Recurring financial income75€115€25▼
Financial charges65/66B€146€256▲
Recurring financial charges65€146€256▲
Profit (loss) for the period before taxes9903€7,875€10,166▲
Income taxes67/77€1,657€2,195▲
Profit (loss) for the period9904€6,218€7,971▲
Profit (loss) for the period to be appropriated9905€6,218€7,971▲
Appropriation of the result
Profit (loss) to be appropriated9906€6,218€14,189▲
Profit (loss) brought forward from the previous period14P-€6,218

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,682€2,097▼ 21.8%
Other operating charges640/8€384€1,744▲ 354%
Gross operating margin9900€10,972€14,239▲ 29.8%
Operating profit (loss)9901€7,906€10,397▲ 31.5%
Financial income75/76B€115€25▼ 78.3%
Recurring financial income75€115€25▼ 78.3%
Financial charges65/66B€146€256▲ 75.8%
Recurring financial charges65€146€256▲ 75.8%
Profit (loss) for the period before taxes9903€7,875€10,166▲ 29.1%
Income taxes67/77€1,657€2,195▲ 32.5%
Profit (loss) for the period9904€6,218€7,971▲ 28.2%
Profit (loss) for the period to be appropriated9905€6,218€7,971▲ 28.2%
Line20242025Change
Assets
Total assets20/58€15,126€22,739▲ 50.3%
Fixed assets21/28€2,347€822▼ 65.0%
Tangible fixed assets22/27€2,292€822▼ 64.1%
Furniture and vehicles24€2,292€822▼ 64.1%
Financial fixed assets28€56€0▼ 100%
Current assets29/58€12,779€21,917▲ 71.5%
Amounts receivable within one year40/41€1,343€13,285▲ 889%
Trade receivables40€0€3,452-
Other amounts receivable41€1,343€9,833▲ 632%
Cash at bank and in hand54/58€11,175€8,632▼ 22.8%
Deferred charges and accrued income490/1€261€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€15,126€22,739▲ 50.3%
Equity10/15€9,218€17,189▲ 86.5%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€6,218€14,189▲ 128%
Amounts payable17/49€5,909€5,551▼ 6.1%
Amounts payable within one year42/48€5,909€5,551▼ 6.1%
Trade debts44€2,089€1,731▼ 17.1%
Suppliers440/4€2,089€1,731▼ 17.1%
Taxes, remuneration and social security45€3,820€3,820=
Taxes450/3€1,200€1,200=
Remuneration and social security454/9€2,620€2,620=
Line20242025Change
Profit (loss) for the period9904€6,218€7,971▲ 28.2%
+ Depreciation and write-downs630€2,682€2,097▼ 21.8%
Operating cash flow (approximation)€8,900€10,068▲ 13.1%
Investment in fixed assets (approximation)--€572-
Change in cash--€2,543-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-09
State Gazette act Registered office
Registered-office move2 facts ▸
  • Board meeting, 15-09-2026
  • Registered-office move, Rue d'Argent 11, 1000 Bruxelles
23-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
9,625 m²
Building footprint
3,340 m²
Volume, LiDAR
65,202 m³
2 parcels, Brussels · tallest building 42.1 m, ±10 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Kleerkopersstraat 15-17, 1000 Brussel
Human health activities
since 20242.354.203.757
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21802B0872/00P000 Brussels 7,386 m² 1 · 1,205 m² 42.1 m · 10 fl.
21802B1300/00B000
ProtectedArchitectural ensembleGeheel van traditionele huizenSource ↗
Brussels 2,238 m² 1 · 2,136 m² 26.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Identification & contact

Identification
Legal formPrivate limited company
Founded15-12-2023
Fiscal year end31-12
Contact
E-mail Charlelie.seroen@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003449954
Also 9925:BE1003449954
Registered 21-08-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.