Serninco
ActiveSummary
Serninco has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €144k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 89% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 11.2 against 3.77 in 2024; short-term debt: 8.9% and cash: 91.4% of total assets), and 8.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
67.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d late
2023
7 d early
2022
29 d late
2021
29 d late
2019
70 d late
2018
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€195k▲ 284%
2024 · €51k
Total assets
€214k▲ 210%
2024 · €69k
Net result
€144k▲ 125%
2024 · €64k
Working capital
€195k▲ 284%
2024 · €51k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-1k-€-423▲ 57.9%€-493▼ 16.7%€87k€212k▲ 144%
Net result€-1k-€-423▲ 57.9%€-493▼ 16.7%€64k€144k▲ 125%
Equity€-12k-€-13k▼ 3.4%€-13k▼ 3.8%€51k€195k▲ 284%
Total assets€69k€214k▲ 210%
Debt€12k-€13k▲ 3.4%€13k▲ 3.8%€18k▲ 37.4%€19k▲ 4.4%
Working capital€51k€195k▲ 284%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 144% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €214k
Equity
€195k ▲ 284%
Debt
€19k ▲ 4.4%
Debt's share of the balance-sheet total falls from 26.5% to 8.9%. Equity and debt are higher.
Key figures and ratios
Current ratio
11.20▲
2024 · 3.77
Debt to equity
0.10▼
2024 · 0.36
ROE
73.9%▼
2024 · 126.2%
ROA
67.3%▼
2024 · 92.8%
Debt ≤ 1 year
€19k▲
2024 · €18k
Income taxes
€68k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €449 | €102 | €493 | €153 | €647 | ▲ 323% |
| Gross operating margin9900 | €-557 | €-321 | - | €87k | €212k | ▲ 145% |
| Operating profit (loss)9901 | €-1k | €-423 | €-493 | €87k | €212k | ▲ 144% |
| Financial income75/76B | - | - | - | - | €603 | - |
| Recurring financial income75 | - | - | - | - | €603 | - |
| Profit (loss) for the period before taxes9903 | €-1k | €-423 | €-493 | €87k | €212k | ▲ 145% |
| Income taxes67/77 | - | - | - | €22k | €68k | ▲ 203% |
| Profit (loss) for the period9904 | €-1k | €-423 | €-493 | €64k | €144k | ▲ 125% |
| Profit (loss) for the period to be appropriated9905 | €-1k | €-423 | €-493 | €64k | €144k | ▲ 125% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | - | - | - | €69k | €214k | ▲ 210% |
| Current assets29/58 | - | - | - | €69k | €214k | ▲ 210% |
| Amounts receivable within one year40/41 | - | - | - | €2k | €18k | ▲ 967% |
| Trade receivables40 | - | - | - | €2k | €18k | ▲ 1,042% |
| Other amounts receivable41 | - | - | - | €149 | €402 | ▲ 170% |
| Cash at bank and in hand54/58 | - | - | - | €67k | €196k | ▲ 190% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | - | - | - | €69k | €214k | ▲ 210% |
| Equity10/15 | €-12k | €-13k | €-13k | €51k | €195k | ▲ 284% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Outside capital11 | €6k | - | - | - | - | - |
| Other1109/19 | €6k | - | - | - | - | - |
| Reserves13 | - | - | - | €45k | €189k | ▲ 323% |
| Distributable reserves133 | - | - | - | €45k | €189k | ▲ 323% |
| Profit (loss) carried forward14 | €-19k | €-19k | €-20k | - | - | - |
| Amounts payable17/49 | €12k | €13k | €13k | €18k | €19k | ▲ 4.4% |
| Amounts payable within one year42/48 | €12k | €13k | €13k | €18k | €19k | ▲ 4.4% |
| Financial debts43 | €83 | - | - | - | - | - |
| Credit institutions430/8 | €83 | - | - | - | - | - |
| Trade debts44 | €399 | - | €384 | €1k | €749 | ▼ 49.2% |
| Suppliers440/4 | €399 | - | €384 | €1k | €749 | ▼ 49.2% |
| Taxes, remuneration and social security45 | - | - | - | €17k | €18k | ▲ 9.1% |
| Taxes450/3 | - | - | - | €17k | €18k | ▲ 9.1% |
| Other amounts payable47/48 | €12k | €13k | €13k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-1k | €-423 | €-493 | €64k | €144k | ▲ 125% |
| Operating cash flow (approximation) | €-1k | €-423 | €-493 | €64k | €144k | ▲ 125% |
| Change in cash | - | - | - | - | €128k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €144k ▲125%
Operating result €212k, net result €144k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 11.20
Current ratio from 3.77 to 11.20.
31-12
Financial
Equity above €150kEq €195k ▲284%
2 profitable years in a row build equity to €195k.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Back to profitnet €64k
Net result €64k after 5 loss-making years.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Show earlier events
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 42 days late
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 85 days late
24-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 450 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2008
Ground area
615 m²
Building footprint
123 m²
Volume, LiDAR
823 m³
Parcel 11042A0018/00P012, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Serninco
since 20082.173.861.555
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042A0018/00P012 | Flanders | 615 m² | 1 · 123 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 40,138 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
70100Activities of head offices
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.