Equity
-€30,313
Debts exceed assets in financial year 2025.
SERME
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2003peak €134,230 (2013)
€130,466▲ 82.1%
lowest -€125,155 (2022)
€78,100▲ 312%
peak €132,490 (2019)
-€30,313▲ €78,100
€265,991▲ 2.5%
peak 6 FTE (2012)
-not published
Board3 names since 2020
1 director
Documentsfilings and deeds
26-10-202687 days late
2025abbreviated format
Gross margin from €71,637 to €130,466Result from €18,963 to €78,100Equity from -€108,413 to -€30,313Cash from €27,250 to €86,360
Key points
from the 2025 annual accountsResult
€78,100 ▲ 312%
The result rose in 2025 from €18,963 to €78,100.
Debts
€265,991 113% of the balance sheet
Suppliers 14%Taxes and wages 6%Other 80%
Staff
4.4 FTE from 6 in 2012
Between 2012 and 2025, 27% of the full-time equivalents disappeared.
Filings
22 annual accounts 87 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-12.9%
Lower solvency than 91% of companies in retail trade. Sector median 36.9% · 13,234 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as SERME has now. Each dot stands for 10 companies, two years later.
91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for SERME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered-office move
Director in office: · Board meeting of 01-10-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0480289263
New establishment in Charleroi
PiZZA PITTA, Grand'rue 191
Registered office moved from Charleroi to Brussels
New registered office: Chaussée d'Alsemberg n° 842 à 1180 Bruxelles · Previous registered office: Grand'rue 266 à 6000 Charleroi · Resignation: (director) · Board meeting of 27-03-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SERME Charleroi | €235,678 | €130,466 | -12.9% | - |
| AMRIT Aalst | €228,889 | €126,072 | 81.0% | - |
| ERBA23 Tienen | €268,125 | €134,355 | 32.2% | - |
| CAROLINE Liège | €264,845 | €126,185 | 15.8% | - |
| ALTER EGO DISTRIBUTION Evere | €265,488 | €129,298 | 2.5% | - |
| De kruidenier Baeten - Vervoort Wommelgem | €224,610 | €159,455 | 82.9% | - |
| CEHA Ghent | €263,905 | €154,839 | 75.0% | - |
These companies have the same main activity as SERME: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €225,000 and €268,000, founded between 2001 and 2004.
Official details
Source: KBO- Status
- Active since 26-05-2003Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 1 other
- Establishment units
- 2.199.995.9296000 Charleroi, since 01-10-2010
- 2.359.436.4136000 Charleroi, since 01-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Insights on SERME
SERME files the abbreviated format. That format states no turnover. The gross margin rose from -€6,496 in 2006 to €130,466 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SERME
- What is the company number of SERME?
- The company number of SERME is 0480.289.263. The VAT number is the same number with BE in front: BE 0480.289.263.
- Where is SERME based?
- The registered office is at Grand'rue 266, 6000 Charleroi.Company details
- What does SERME do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of SERME?
- SERME is a private limited company (BV).
- When was SERME founded?
- SERME was founded on 26-05-2003.
- Is SERME still active?
- Yes, SERME is an active enterprise in the KBO register.
- How many employees does SERME have?
- SERME had an average of 4.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SERME?
- The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €130,466 and 32 comparable companies (NACE 47110). It probably lies between €860,000 and €1.5m. In financial year 2022 turnover was €488,215.
- Is SERME profitable?
- In financial year 2025, SERME made a profit of €78,100.
- Where can I find the annual accounts of SERME?
- SERME filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SERME due?
- SERME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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