SERLET
ActiveSERLET has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €348k and a net result of €17k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 8.54 against 9.12 in 2024; short-term debt: 9.8% and cash: 68.1% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
59 d early
2023
29 d early
2022
18 d early
2021
32 d early
2020
25 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€348k▲ 5.2%
2024 · €331k
2018: €91k
2019: €142k
2020: €187k
2021: €194k
2022: €280k
2023: €327k
2024: €331k
2018 → 2025
Total assets
€386k▲ 6.8%
2024 · €362k
2018: €211k
2019: €225k
2020: €269k
2021: €287k
2022: €369k
2023: €386k
2024: €362k
2018 → 2025
Net result
€17k▲ 361%
2024 · €4k
2018: €21k
2019: €51k
2020: €45k
2021: €7k
2022: €86k
2023: €47k
2024: €4k
2018 → 2025
Working capital
€285k▲ 14.7%
2024 · €249k
2018: €24k
2019: €89k
2020: €111k
2021: €117k
2022: €205k
2023: €234k
2024: €249k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€280k▲ 44.4%€327k▲ 16.7%€331k▲ 1.1%€348k▲ 5.2%
Operating result€29k-€89k▲ 213%€56k▼ 37.9%€37k▼ 33.9%€27k▼ 26.1%
Net result€7k-€86k▲ 1,129%€47k▼ 45.6%€4k▼ 92.0%€17k▲ 361%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386k
Fixed assets
€63k▼ 23.3%
Current assets
€323k▲ 15.6%
Equity and liabilities €386k
Equity
€348k▲ 5.2%
Debt
€38k▲ 23.5%
The debt ratio rises from 8.5% to 9.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▼
2024 · €64k
Cash flow
€38k▲
2024 · €31k
Solvency
90.2%▼
2024 · 91.5%
Current ratio
8.54▼
2024 · 9.12
Quick ratio
8.54▼
2024 · 8.63
Debt / equity
0.11▲
2024 · 0.09
ROE
5.0%▲
2024 · 1.1%
ROA
4.5%▲
2024 · 1.0%
Interest coverage
86.63▼
2024 · 283.32
Debt
€38k▲
2024 · €31k
Debt ≤ 1 year
€38k▲
2024 · €31k
Income taxes
€11k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€362k€386k▲
Fixed assets21/28€82k€63k▼
Tangible fixed assets22/27€82k€63k▼
Land and buildings22€28k€25k▼
Plant, machinery and equipment23€47k€33k▼
Furniture and vehicles24€7k€5k▼
Current assets29/58€279k€323k▲
Stocks and contracts in progress3€15k-
Contracts in progress37€15k-
Amounts receivable within one year40/41€29k€56k▲
Trade receivables40€20k€42k▲
Other amounts receivable41€9k€13k▲
Cash at bank and in hand54/58€232k€263k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€362k€386k▲
Equity10/15€331k€348k▲
Contributions10/11€20k€19k▼
Reserves13€310k€330k▲
Tax-exempt reserves132€80€80=
Distributable reserves133€310k€330k▲
Amounts payable17/49€31k€38k▲
Amounts payable within one year42/48€31k€38k▲
Trade debts44€14k€25k▲
Suppliers440/4€14k€25k▲
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€8k€2k▼
Remuneration and social security454/9€214-
Other amounts payable47/48€8k€11k▲
Income statement
Code20242025
Remuneration, social security and pensions62€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€21k▼
Other operating charges640/8€1k€29k▲
Gross operating margin9900€76k€77k▲
Operating profit (loss)9901€37k€27k▼
Financial income75/76B€952€2k▲
Recurring financial income75€952€2k▲
Financial charges65/66B€226€555▲
Recurring financial charges65€226€555▲
Profit (loss) for the period before taxes9903€37k€29k▼
Income taxes67/77€34k€11k▼
Profit (loss) for the period9904€4k€17k▲
Profit (loss) for the period to be appropriated9905€4k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€17k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€4k€17k▲
To other reserves6921€4k€17k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼92%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €86k ▲1129%
Operating result €89k, net result €86k, both a record.
31-12
Financial
Equity above €200kEq €280k ▲44.4%
5 profitable years in a row build equity to €280k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €187k ▲31.4%
3 profitable years in a row build equity to €187k.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €142k ▲56%
2 profitable years in a row build equity to €142k.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lage Meers 108940 WervikGround area
1,213 m²
Building footprint
164 m²
Volume, LiDAR
757 m³
Parcel 33009C1315/00M000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tuinen Helmut Serlet
since 20152.254.883.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33009C1315/00M000 | Flanders | 1,213 m² | 1 · 164 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 1,075 EUR awarded · 1,075 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 75 EUR | 75 EUR |
Schemes
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 7 endedGroenaanleg en –beheer duaal (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 2,980 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2015
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
59201Sound recording
71113Urban planning and landscape architecture
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
5 entriesWebsite:www.tuinenserlet.be
E-mail:info@tuinenserlet.be
Phone:0495 28 31 07
Website:viewpointmedia.be
Phone:0495/37/39/05