Turnover
≈ €210,000 estimated
The accounts state no turnover.
Serica
Lifetime
17 annual accounts with figures on one time axis, 46 filings since 1978peak €242,115 (2017)
€74,415▲ 35.8%
lowest -€22,575 (2019)
€26,461▲ 110%
peak €146,149 (2025)
€146,149▲ 22.1%
€149,579▼ 19.9%
peak 5 FTE (2014)
0 FTE
Board2 names since 2023
2 directorsAnne Cerulus and 1 other
Owners
99.5%ANNE - DECOR
Documentsfilings and deeds
10-06-202651 days before the deadline
2025abbreviated format
Gross margin from €54,792 to €74,415Result from €12,576 to €26,461Equity from €119,688 to €146,149Debts from €186,787 to €149,579Cash from €4,660 to €11,600
Key points
from the 2025 annual accountsFilings
46 annual accounts since 1978
Seven of the last ten came late. The 2019 accounts came latest: 157 days after the end of the period.
Checked score
93
Excellent
Financially stronger than 59% of micro companies in textiles (NACE 13)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 496 companies (NACE 13, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.3 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.05, cash €11,600
lowers risk
Size: total assets €295,728
Sector: Manufacture of textiles (NACE 13)
Figures for financial year 2025 (filed on 10-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 13, micro). It does better than 53% of them on solvency, 38% on liquidity, 67% on profitability and 79% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as Serica has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Serica itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Serica. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (0.71 in 2024), below the usual 1.5. Short-term debt is 20.7% and cash 3.9% of total assets. 50.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
16 days early
2023
22 days early
2022
3 days late
2021
31 days late
2020
90 days late
2019
157 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 13), the median for financial year 2024 was 13 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (4 of the last 5 accounts filed within 35 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- ANNE - DECOR 99.5%score 88equity €154,549 (2025) · 2025 annual accounts of ANNE - DECOR
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0417629639
Appointments: Marc Vandelaer (director) and Anne Cerulus (director)
“nieuwe tekst zoals in hierna gemelde statuten” (deed in Dutch) · Legal-form conversion: to private limited company · 2,000 shares · General meeting of 22-12-2023 · Gazette deed
Registered office moved from Brussels to Holsbeek
New registered office: Langeveld 108, 3220 Holsbeek · Previous registered office: Jean Stasstraat 19, 1060 Brussel · Permanent representative: Marc Vandelaer · Board meeting of 24-04-2018 · Gazette deed
First establishment
Langeveld 108, Holsbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Serica Holsbeek | €295,728 | €74,415 | 49.4% | 0 |
| INTERNATIONALE DONS SERVICE Zonhoven | €501,071 | €126,205 | 59.6% | - |
| EUROPLAID Lanaken | €422,627 | €167,368 | 71.9% | - |
| DELVI TRADING COMPANY Harelbeke | €483,868 | €94,684 | 52.0% | - |
| Padani Roeselare | €158,485 | €40,420 | 94.8% | - |
| A la Ville de Verviers, Maison Lemoine-Gilles S.P.R.L. Liège | €113,043 | €27,788 | -37.2% | - |
| ART-FABRICS Bullange | €192,515 | €20,678 | 71.8% | - |
These companies have the same main activity as Serica: manufacture of textiles (NACE 13921). They are comparable in size and age: total assets between €113,000 and €501,000, founded between 1969 and 1993.
Official details
Source: KBO- Status
- Active since 06-09-1977Normal situation
- Activity
- Manufacture of textilesNACE 13921and 3 others
- Establishment unit
- 2.014.207.5723220 Holsbeek, since 06-09-1977
- Financial year end
- 31 December
- Peppol
- Reachable since 14-08-2025
Annual accounts 2025
- €295,728▼ 3.5%
- Filing
- Filed on 10-06-2026, 51 days before the end of the filing period
Insights on Serica
Serica files the abbreviated format. That format states no turnover. The gross margin fell from €119,242 in 2009 to €74,415 in 2025.
The balance sheet grew most in 2015 through fixed assets, financed with long-term debt.
ANNE - DECOR holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Serica
- What is the company number of Serica?
- The company number of Serica is 0417.629.639. The VAT number is the same number with BE in front: BE 0417.629.639.
- Where is Serica based?
- The registered office is at Langeveld 108, 3220 Holsbeek.Company details
- What does Serica do?
- According to the KBO register, the main activity is manufacture of textiles (NACE 13921).
- What is the legal form of Serica?
- Serica is a private limited company (BV).
- When was Serica founded?
- Serica was founded on 06-09-1977.
- Is Serica still active?
- Yes, Serica is an active enterprise in the KBO register.
- How many employees does Serica have?
- Serica had an average of 0.1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of Serica?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €74,415 and 1,300 comparable companies of the same size. It probably lies between €130,000 and €400,000. It is a rough estimate.
- Is Serica profitable?
- In financial year 2025, Serica made a profit of €26,461.
- Where can I find the annual accounts of Serica?
- Serica filed 46 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Serica due?
- Serica must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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