Serica
ActiveSerica has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €26k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 49% of 174 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+6
Solvency74▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.71 in 2024; short-term debt: 20.7% and cash: 3.9% of total assets), and 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
16 d early
2023
22 d early
2022
3 d late
2021
31 d late
2020
90 d late
2019
157 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€146k▲ 22.1%
2024 · €120k
2018: €110k
2019: €87k
2020: €77k
2021: €97k
2022: €111k
2023: €107k
2024: €120k
2018 → 2025
Total assets
€296k▼ 3.5%
2024 · €306k
2018: €485k
2019: €447k
2020: €407k
2021: €370k
2022: €366k
2023: €331k
2024: €306k
2018 → 2025
Net result
€26k▲ 110%
2024 · €13k
2018: €89k
2019: €-23k
2020: €-10k
2021: €20k
2022: €14k
2023: €-4k
2024: €13k
2018 → 2025
Working capital
€3k
2024 · €-20k
2018: €3k
2019: €-23k
2020: €-33k
2021: €-17k
2022: €-11k
2023: €-19k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€111k▲ 14.6%€107k▼ 3.9%€120k▲ 11.7%€146k▲ 22.1%
Operating result€28k-€27k▼ 1.3%€8k▼ 72.1%€23k▲ 204%€42k▲ 83.1%
Net result€20k-€14k▼ 29.0%€-4k€13k€26k▲ 110%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 83% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296k
Fixed assets
€232k▼ 9.8%
Current assets
€64k▲ 29.1%
Equity and liabilities €296k
Equity
€146k▲ 22.1%
Debt
€150k▼ 19.9%
The debt ratio falls from 60.9% to 50.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▲
2024 · €48k
Cash flow
€52k▲
2024 · €37k
Solvency
49.4%▲
2024 · 39.1%
Current ratio
1.05▲
2024 · 0.71
Quick ratio
1.05▲
2024 · 0.71
Debt / equity
1.02▼
2024 · 1.56
ROE
18.1%▲
2024 · 10.5%
ROA
8.9%▲
2024 · 4.1%
Interest coverage
11.13▲
2024 · 9.70
Debt
€150k▼
2024 · €187k
Debt ≤ 1 year
€61k▼
2024 · €70k
Debt > 1 year
€88k▼
2024 · €117k
Income taxes
€10k▲
2024 · €6k
Staff costs
€0▼
2024 · €40
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€306k€296k▼
Fixed assets21/28€257k€232k▼
Tangible fixed assets22/27€257k€232k▼
Land and buildings22€257k€232k▼
Current assets29/58€50k€64k▲
Amounts receivable within one year40/41€43k€51k▲
Trade receivables40€39k€47k▲
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€5k€12k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€306k€296k▼
Equity10/15€120k€146k▲
Contributions10/11€50k€50k=
Reserves13€70k€97k▲
Tax-exempt reserves132€19€19=
Distributable reserves133€70k€97k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€187k€150k▼
Amounts payable after more than one year17€117k€88k▼
Financial debts170/4€117k€88k▼
Amounts payable within one year42/48€70k€61k▼
Current portion of amounts payable after more than one year42€29k€29k=
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€9k€17k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€30k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€40€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲
Other operating charges640/8€7k€7k▲
Non-recurring operating charges66A€143€0▼
Gross operating margin9900€55k€74k▲
Operating profit (loss)9901€23k€42k▲
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€18k€36k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€13k€26k▲
Profit (loss) for the period to be appropriated9905€13k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€26k▼
Profit (loss) brought forward from the previous period14P€53k€0▼
Transfer to equity691/2€65k€26k▼
To other reserves6921€65k€26k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
31-12
Financial
Equity above €100kEq €111k ▲14.6%
2 profitable years in a row build equity to €111k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 157 days late
2019
31-12
Financial
Weakest financial yearnet €-23k ▼125%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langeveld 1083220 HolsbeekGround area
2,002 m²
Building footprint
207 m²
Volume, LiDAR
1,195 m³
Parcel 24043A0124/00M000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Serica
since 19772.014.207.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24043A0124/00M000 | Flanders | 2,002 m² | 1 · 207 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ART-FABRICS
BE 0449.733.471
Büllingen · Eq €146k
Padani
BE 0423.129.242
Roeselare · Eq €150k
DNS’ Products
BE 0664.590.055
Turnhout · Eq €133k
DEWERCHIN & CAEMS
BE 0405.333.801
Deerlijk · Eq €172k
The Beau
BE 0562.886.347
Wielsbeke · Eq €175k
Of 226 companies in sector 13921 we hold annual accounts for 67. 45 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-1977
Fiscal year end31-12
Activities, NACEBEL
13921Manufacture of textiles
17401
13929Manufacture of textiles
17402
46412Wholesale of household textiles and bedding
47512Retail sale of household textiles and bedding
51410
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.