SERGENT
ActiveSummary
The computed 12-month bankruptcy probability of SERGENT is 5.0% (elevated). For SERGENT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€130,959) and a net result of -€42,210. Equity is shrinking by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 9% of 24615 sector peers (fiscal year 2023). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-21
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
5.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-95.8%
Return on assets
-30.9%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline27-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 18-07-2025, 352 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
352 d late
2022
92 d late
2021
108 d late
2020
122 d late
2019
126 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 160 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
-€130,959▼ 47.6%
2022 · -€88,749
Total assets
€136,727▼ 21.1%
2022 · €173,351
Net result
-€42,210▼ 265%
2022 · -€11,570
Working capital
-€89,859▼ 88.6%
2022 · -€47,649
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€61,743-€10,416▲ 83.1%€1,389-€11,222-€42,150▼ 276%
Net result-€61,972-€10,755below the sector's middle half▲ 82.6%€1,083within the sector's middle half-€11,570below the sector's middle half-€42,210below the sector's middle half▼ 265%
Equity-€67,506▼ 1,120%-€78,261below the sector's middle half▼ 15.9%-€77,179below the sector's middle half▲ 1.4%-€88,749below the sector's middle half▼ 15.0%-€130,959below the sector's middle half▼ 47.6%
Total assets€55,317▼ 29.0%€87,599within the sector's middle half▲ 58.4%€108,309within the sector's middle half▲ 23.6%€173,351within the sector's middle half▲ 60.1%€136,727within the sector's middle half▼ 21.1%
Debt€122,823▲ 47.1%€165,861▲ 35.0%€185,487▲ 11.8%€262,100▲ 41.3%€267,686▲ 2.1%
Working capital-€19,506▼ 252%-€40,461▼ 107%-€36,079▲ 10.8%-€47,649▼ 32.1%-€89,859▼ 88.6%
Solvency-122.0%▼ 114.9pp-89.3%below the sector's middle half▲ 32.7pp-71.3%below the sector's middle half▲ 18.1pp-51.2%below the sector's middle half▲ 20.1pp-95.8%below the sector's middle half▼ 44.6pp
Staff (FTE)0.7=1.3within the sector's middle half▲ 85.7%1.8
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €42,150 in 2023 against €11,222 in 2022; the loss grows.
Key figures and ratios
Current ratio
0.60▼
2022 · 0.78
Debt to equity
-2.04▲
2022 · -2.95
ROA
-30.9%▼
2022 · -6.7%
Debt ≤ 1 year
€226,586▲
2022 · €221,000
Staff costs
€61,702▲
2022 · €26,521
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €5,286 | €26,521 | €61,702 | ▲ 133% |
| Other operating charges640/8 | - | - | €859 | €2,281 | €1,425 | ▼ 37.5% |
| Gross operating margin9900 | -€42,415 | €2,768 | €7,534 | €17,580 | €20,977 | ▲ 19.3% |
| Operating profit (loss)9901 | -€61,743 | -€10,416 | €1,389 | -€11,222 | -€42,150 | ▼ 276% |
| Financial charges65/66B | - | - | €156 | €348 | €60 | ▼ 82.8% |
| Recurring financial charges65 | €230 | €190 | €156 | €348 | €60 | ▼ 82.8% |
| Profit (loss) for the period before taxes9903 | -€61,972 | -€10,605 | €1,233 | -€11,570 | -€42,210 | ▼ 265% |
| Income taxes67/77 | - | €150 | €150 | - | - | - |
| Profit (loss) for the period9904 | -€61,972 | -€10,755 | €1,083 | -€11,570 | -€42,210 | ▼ 265% |
| Profit (loss) for the period to be appropriated9905 | -€61,972 | -€10,755 | €1,083 | -€11,570 | -€42,210 | ▼ 265% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €55,317 | €87,599 | €108,309 | €173,351 | €136,727 | ▼ 21.1% |
| Current assets29/58 | €55,317 | €87,599 | €108,309 | €173,351 | €136,727 | ▼ 21.1% |
| Amounts receivable within one year40/41 | €51,734 | €73,020 | €99,654 | €116,419 | €119,105 | ▲ 2.3% |
| Trade receivables40 | - | - | €52,842 | €68,829 | €62,238 | ▼ 9.6% |
| Other amounts receivable41 | - | - | €46,812 | €47,590 | €56,867 | ▲ 19.5% |
| Cash at bank and in hand54/58 | €3,583 | €14,579 | €8,655 | €56,932 | €17,622 | ▼ 69.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €55,317 | €87,599 | €108,309 | €173,351 | €136,727 | ▼ 21.1% |
| Equity10/15 | -€67,506 | -€78,261 | -€77,179 | -€88,749 | -€130,959 | ▼ 47.6% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | -€73,706 | -€84,461 | -€83,379 | -€94,949 | -€137,159 | ▼ 44.5% |
| Amounts payable17/49 | €122,823 | €165,861 | €185,487 | €262,100 | €267,686 | ▲ 2.1% |
| Amounts payable within one year42/48 | €74,823 | €128,061 | €144,387 | €221,000 | €226,586 | ▲ 2.5% |
| Trade debts44 | €7,001 | €10,722 | €14,970 | €18,824 | €18,778 | ▼ 0.2% |
| Suppliers440/4 | - | - | €14,970 | €18,824 | €18,778 | ▼ 0.2% |
| Taxes, remuneration and social security45 | - | - | €3,641 | €10,030 | €78,750 | ▲ 685% |
| Taxes450/3 | - | - | €3,287 | €7,175 | €15,895 | ▲ 122% |
| Remuneration and social security454/9 | - | - | €354 | €2,855 | €62,855 | ▲ 2,101% |
| Other amounts payable47/48 | - | - | €125,776 | €192,146 | €129,058 | ▼ 32.8% |
| Accrued charges and deferred income492/3 | - | - | €41,100 | €41,100 | €41,100 | = |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€61,972 | -€10,755 | €1,083 | -€11,570 | -€42,210 | ▼ 265% |
| Operating cash flow (approximation) | -€61,972 | -€10,755 | €1,083 | -€11,570 | -€42,210 | ▼ 265% |
| Change in cash | - | €10,996 | -€5,924 | €48,277 | -€39,310 | ▼ 181% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 352 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 108 days late
2021
31-12
Financial
Back to profitnet €1,083
Net result €1,083 after 2 loss-making years.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
04-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 126 days late
2019
31-12
Financial
Weakest financial yearnet -€61,972
Net result drops to -€61,972, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 122 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2016
Ground area
399 m²
Building footprint
282 m²
Volume, LiDAR
2,752 m³
2 parcels, Brussels · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
Borgwal 18, 1000 Brussel
since 20162.252.527.367
Sergent
since 20212.317.525.978
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M1036/00B000 | Brussels | 220 m² | 1 · 165 m² | 17.0 m · 3 fl. |
| 21906D0134/00H004 | Brussels | 179 m² | 1 · 117 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,215 companies in sector 47711 we hold annual accounts for 888. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-04-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47712Retail trade
47715Retail trade
47721Retail sale of footwear
47722Retail trade
47784Retail sale of souvenirs and religious articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0525998237
Registered
18-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.