Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Lower solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 41,211 companies.
In July 2024, 6,909 companies had the same profile as Serendipity Accelerator has now. Each dot stands for 18 companies, two years later.
Another 0.7% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,909 companies, not a prediction for Serendipity Accelerator. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| Serendipity Accelerator Etterbeek | €847 | -€1,476 | -4074.1% | - |
| MDV Solutions Zaventem | €858 | -€1,054 | -7458.2% | - |
| Forto Zemst | €989 | -€445 | -280.4% | - |
| COASST CONSULTING Geraardsbergen | €696 | -€2,989 | -516.8% | - |
| BLETCHLEY Oud-Heverlee | €824 | -€1,439 | -1448.0% | - |
| AUCTIS Rotselaar | €931 | -€891 | -213.1% | - |
| SDV Partners Uccle | €1,101 | -€2,364 | -176.3% | - |
These companies have the same main activity as Serendipity Accelerator: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €696 and €1,100, founded between 2010 and 2015.
Serendipity Accelerator files the micro format. That format states no turnover. The gross margin fell from €31,204 in 2014 to -€1,476 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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