Equity
-€128,340
Debts exceed assets in financial year 2025.
SERENDIPITY
Lifetime
2 annual accounts with figures on one time axispeak €12,405 (2025)
€12,405▲ €49,977
lowest -€67,501 (2025)
-€67,501▼ €5,161
peak -€60,839 (2024)
-€128,340▼ €67,501
€314,410▲ 11.0%
peak 2.5 FTE (2024)
1.5 FTE▼ 40.0%
Board1 name since 2024
1 director
Owners
55.1%
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from -€37,572 to €12,405Loss of €67,501Staff from 2.5 FTE to 1.5 FTEEquity from -€60,839 to -€128,340Cash from €11,024 to €2,751
Key points
from the 2025 annual accountsLosses
-€129,840 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Turnover
≈ €130,000 estimated
The accounts state no turnover.
Debts
€314,410 169% of the balance sheet
Financial debts 91%Suppliers 5%Taxes and wages 3%Other 1%
Of this, €28,383 falls due within a year.
Staff
1 employees on 31-12-2025
In 2025, nobody joined and 1 person left.
Position in the sector
-€128,340
Less equity than 91% of companies in food and beverage service. Sector median €120,506 · 4,129 companies.
2025 accounts filed 31 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,654 companies had the same profile as SERENDIPITY has now. Each dot stands for 20 companies, two years later.
84.6%
were still trading
5.8%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,654 companies, not a prediction for SERENDIPITY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director, since 07-02-2024
- 55.1%score equity €272,553 (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1005792901
Incorporation
Founding capital of €1,500, 1,000 shares · Founders: and · Appointment: (director) · published on 12-02-2024 · Gazette deed
First establishment
Charleroise Steenweg 227, Sint-Gillis (bij-Brussel)
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SERENDIPITY Sint-Gillis (bij-Brussel) | €186,070 | €12,405 | -69.0% | 1.5 |
| Bar 2571 Kontich | €135,140 | €27,911 | 14.7% | 0.8 |
| Taste The City Antwerp | €90,192 | €18,018 | 1.1% | 0.8 |
| MG Horeca Evere | €197,735 | €19,663 | 3.1% | - |
| Crazy Flamingo Ghent | €193,335 | €39,485 | -29.9% | 0.5 |
| Kri§cott Beveren-Kruibeke-Zwijndrecht | €147,151 | €18,951 | -11.8% | 0.3 |
| N.W.A. Antwerp | €205,912 | €35,963 | 16.0% | 0.3 |
These companies have the same main activity as SERENDIPITY: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €90,200 and €206,000, founded between 2021 and 2024.
Official details
Source: KBO- Status
- Active since 08-02-2024Normal situation
- Activity
- Cafés and barsNACE 56301
- Joint committee
- 302Hotels and catering · annual accounts 2025
- Establishment unit
- 2.362.453.2121060 Sint-Gillis (bij-Brussel), since 08-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-02-2025
Annual accounts 2025
- €186,070▼ 16.3%
- Employeeson 31-12-2025
- 1▼ 66.7%
- Filing
- Filed on 31-08-2026
Insights on SERENDIPITY
The 2025 annual accounts show negative equity (-€128,340) and a net result of -€67,501. Its solvency ranks better than 9% of 4,125 sector peers (NACE 56, financial year 2025).
The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SERENDIPITY
- What is the company number of SERENDIPITY?
- The company number of SERENDIPITY is 1005.792.901. The VAT number is the same number with BE in front: BE 1005.792.901.
- Where is SERENDIPITY based?
- The registered office is at Charleroise Steenweg 227, 1060 Sint-Gillis (bij-Brussel).Company details
- What does SERENDIPITY do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of SERENDIPITY?
- SERENDIPITY is a private limited company (BV).
- When was SERENDIPITY founded?
- SERENDIPITY was founded on 08-02-2024.
- Is SERENDIPITY still active?
- Yes, SERENDIPITY is an active enterprise in the KBO register.
- How many employees does SERENDIPITY have?
- SERENDIPITY had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SERENDIPITY fall under?
- In its 2025 annual accounts, SERENDIPITY states joint committee 302 (Hotels and catering).
- What is the turnover of SERENDIPITY?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €12,405 and 129 comparable companies (NACE 56301). It probably lies between €65,000 and €270,000. It is a rough estimate.
- Is SERENDIPITY profitable?
- In financial year 2025, SERENDIPITY made a loss of €67,501.
- Where can I find the annual accounts of SERENDIPITY?
- SERENDIPITY filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SERENDIPITY due?
- SERENDIPITY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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