Serendipitum
ActiveSerendipitum has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 1978 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency62▲+27
Growth32=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
1 d early
2022
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▲ 656%
2024 · €674
2022: €5k
2023: €-1k
2024: €674
2022 → 2025
Total assets
€14k▲ 94.7%
2024 · €7k
2022: €17k
2023: €15k
2024: €7k
2022 → 2025
Net result
€4k▲ 127%
2024 · €2k
2022: €7k
2023: €-7k
2024: €2k
2022 → 2025
Working capital
€4k
2024 · €-1k
2022: €2k
2023: €-5k
2024: €-1k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€-1k€674€5k▲ 656%
Operating result€9k-€-5k€3k€5k▲ 85.6%
Net result€7k-€-7k€2k€4k▲ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14k
Fixed assets
€713▼ 66.8%
Current assets
€13k▲ 166%
Equity and liabilities €14k
Equity
€5k▲ 656%
Debt
€9k▲ 35.2%
The debt ratio falls from 90.4% to 62.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▲
2024 · €5k
Cash flow
€6k▲
2024 · €4k
Solvency
37.2%▲
2024 · 9.6%
Current ratio
1.51▲
2024 · 0.77
Quick ratio
1.51▲
2024 · 0.77
Debt / equity
1.69
ROE
86.8%
ROA
32.3%▲
2024 · 27.7%
Interest coverage
13.49▲
2024 · 4.53
Debt
€9k▲
2024 · €6k
Debt ≤ 1 year
€9k▲
2024 · €6k
Income taxes
€759
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€14k▲
Fixed assets21/28€2k€713▼
Tangible fixed assets22/27€2k€713▼
Plant, machinery and equipment23€836-
Furniture and vehicles24€1k€600▼
Other tangible fixed assets26€286€113▼
Current assets29/58€5k€13k▲
Amounts receivable within one year40/41€5k€12k▲
Trade receivables40€4k€6k▲
Other amounts receivable41€648€6k▲
Cash at bank and in hand54/58€10€794▲
Equity and liabilities
Total equity and liabilities10/49€7k€14k▲
Equity10/15€674€5k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-2k€2k▲
Amounts payable17/49€6k€9k▲
Amounts payable within one year42/48€6k€9k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€479€540▲
Non-recurring operating charges66A-€588
Gross operating margin9900€5k€8k▲
Operating profit (loss)9901€3k€5k▲
Financial income75/76B€27€215▲
Recurring financial income75€27€215▲
Financial charges65/66B€1k€512▼
Recurring financial charges65€1k€512▼
Profit (loss) for the period before taxes9903€2k€5k▲
Income taxes67/77-€759
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€2k▲
Profit (loss) brought forward from the previous period14P€-4k€-2k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-7k ▼190%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Jean Dufour(VSA) 17812 AthGround area
4,932 m²
Building footprint
608 m²
Volume, LiDAR
1,496 m³
2 parcels, Wallonia · tallest building 13.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Centr'Art de Flobecq
since 20212.329.124.309
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51019F1020/00H000 | Wallonia | 3,902 m² | 1 · 334 m² | 13.1 m · 1 fl. |
| 51061A0428/00Y000 | Wallonia | 1,031 m² | 1 · 274 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFlobecq/Vloesberg2.329.124.309
Similar companies · same sector, comparable size
EXTRA & ORDINARY PEOPLE!
BE 0831.049.775
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Next In Line
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Antwerpen · Eq €5k
GLOBAL TRADITIONAL
BE 0799.170.528
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WALLINOFFICIAL
BE 0782.514.242
Gent · Eq €5k
LOGARYTHME
BE 0819.210.035
Brussel · Eq €5k
Of 3,523 companies in sector 90391 we hold annual accounts for 680. 279 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2021
Fiscal year end30-06
Activities, NACEBEL
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
85599Other education
90202Performing arts by artistic ensembles
90031Arts creation and performing arts activities
90032Arts creation and performing arts activities
90111Literary creation
90120Visual arts creation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.