SERDONGS INTERIEUR
ActiveSERDONGS INTERIEUR has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €16k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 5.74 against 12.49 in 2024; short-term debt: 16.6% and cash: 56.3% of total assets), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
13.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
44 d early
2023
28 d early
2022
48 d early
2021
47 d early
2020
61 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▼ 11.6%
2024 · €108k
2018: €45k
2019: €50k
2020: €69k
2021: €79k
2022: €88k
2023: €98k
2024: €108k
2018 → 2025
Total assets
€115k▼ 2.0%
2024 · €117k
2018: €331k
2019: €108k
2020: €104k
2021: €88k
2022: €102k
2023: €109k
2024: €117k
2018 → 2025
Net result
€16k▲ 56.3%
2024 · €10k
2018: €-15k
2019: €5k
2020: €20k
2021: €9k
2022: €9k
2023: €11k
2024: €10k
2018 → 2025
Working capital
€90k▼ 11.2%
2024 · €102k
2018: €104k
2019: €63k
2020: €60k
2021: €63k
2022: €75k
2023: €84k
2024: €102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€88k▲ 11.4%€98k▲ 12.1%€108k▲ 10.1%€96k▼ 11.6%
Operating result€16k-€14k▼ 9.9%€16k▲ 12.8%€15k▼ 6.9%€23k▲ 54.8%
Net result€9k-€9k▼ 3.4%€11k▲ 18.7%€10k▼ 6.4%€16k▲ 56.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €115k
Fixed assets
€5k▼ 18.6%
Current assets
€109k▼ 1.0%
Equity and liabilities €115k
Equity
€96k▼ 11.6%
Debt
€19k▲ 115%
The debt ratio rises from 7.6% to 16.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €23k
Cash flow
€20k▲
2024 · €18k
Solvency
83.4%▼
2024 · 92.4%
Current ratio
5.74▼
2024 · 12.49
Quick ratio
5.74▼
2024 · 12.49
Debt / equity
0.20▲
2024 · 0.08
ROE
16.3%▲
2024 · 9.2%
ROA
13.6%▲
2024 · 8.5%
Interest coverage
18.43▼
2024 · 97.71
Debt
€19k▲
2024 · €9k
Debt ≤ 1 year
€19k▲
2024 · €9k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€115k▼
Fixed assets21/28€7k€5k▼
Intangible fixed assets21€32€0▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€3k€160▼
Current assets29/58€111k€109k▼
Amounts receivable within one year40/41€29k€16k▼
Trade receivables40€16k€16k▼
Other amounts receivable41€13k€0▼
Current investments50/53-€24k
Cash at bank and in hand54/58€78k€65k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€117k€115k▼
Equity10/15€108k€96k▼
Contributions10/11€51k€51k=
Reserves13€58k€45k▼
Distributable reserves133€58k€45k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€9k€19k▲
Amounts payable within one year42/48€9k€19k▲
Financial debts43-€598
Credit institutions430/8-€598
Trade debts44€3k€551▼
Suppliers440/4€3k€551▼
Taxes, remuneration and social security45€6k€15k▲
Taxes450/3€6k€10k▲
Remuneration and social security454/9€0€4k▲
Other amounts payable47/48-€3k
Income statement
Code20242025
Non-recurring operating income76A-€16k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€4k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€24k€29k▲
Operating profit (loss)9901€15k€23k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€233€1k▲
Recurring financial charges65€233€1k▲
Profit (loss) for the period before taxes9903€16k€23k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€10k€16k▲
Profit (loss) for the period to be appropriated9905€10k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€16k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0€28k▲
Transfer to equity691/2€10k€16k▲
To other reserves6921€10k€16k▲
Profit to be distributed694/7-€28k
Return on contributions (dividend)694-€28k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €108k ▲10.1%
6 profitable years in a row build equity to €108k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €20k ▲327%
Operating result €25k, net result €20k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 2 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 1803900 PeltGround area
2,296 m²
Building footprint
533 m²
Volume, LiDAR
2,760 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Serdongs Interieur
since 19972.080.724.333
Serdongs Interieur
since 20192.289.298.978
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1035/00Z000 | Flanders | 1,374 m² | 1 · 431 m² | 7.3 m · 1 fl. |
| 72029A0208/00W000 | Flanders | 922 m² | 1 · 103 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 91 EUR awarded · 91 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 91 EUR | 91 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,696 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-1997
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
43310Plastering work
47521Retail sale of hardware, building materials, paint and glass (general range)
47530Retail trade
52461
59202Motion picture, video and television programme production, sound recording and music publishing activities
71111Activities of building architects
82990Other business support services
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/62 77 54