SERDICONSULT
ActiveSummary
SERDICONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €-9k. Equity is growing by ~48.2% per year across the filed fiscal years. Its solvency ranks better than 36% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-80
Solvency64▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.48 in 2024; short-term debt: 61.4% and cash: 15% of total assets), and 61.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
-16.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
16 d late
2023
4 d early
2022
31 d late
2021
30 d late
2020
28 d late
2017
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 30.0%
2024 · €31k
2020: €-2k
2021: €-8k▼ -308% vs 2020lowest in 6 years
2022: €13k▲ +277% vs 2021
2023: €17k▲ +24.7% vs 2022
2024: €31k▲ +83.6% vs 2023highest in 6 years
2025: €22k▼ -30.0% vs 2024
2020 → 2025
Total assets
€56k▼ 33.0%
2024 · €83k
2020: €41k
2021: €18k▼ -56.2% vs 2020lowest in 6 years
2022: €35k▲ +95.7% vs 2021
2023: €35k▲ +0.4% vs 2022
2024: €83k▲ +139% vs 2023highest in 6 years
2025: €56k▼ -33.0% vs 2024
2020 → 2025
Net result
€-9k
2024 · €14k
2020: €7k
2021: €-6k▼ -179% vs 2020
2022: €21k▲ +467% vs 2021highest in 6 years
2023: €3k▼ -84.2% vs 2022
2024: €14k▲ +322% vs 2023
2025: €-9k▼ -166% vs 2024lowest in 6 years
2020 → 2025
Working capital
€10k▼ 58.9%
2024 · €25k
2020: €-2k
2021: €-16k▼ -580% vs 2020lowest in 6 years
2022: €8k▲ +150% vs 2021
2023: €11k▲ +41.7% vs 2022
2024: €25k▲ +124% vs 2023highest in 6 years
2025: €10k▼ -58.9% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€13k€17k▲ 24.7%€31k▲ 83.6%€22k▼ 30.0%
2021: €-8klowest in 5 years
2022: €13k▲ +277% vs 2021
2023: €17k▲ +24.7% vs 2022
2024: €31k▲ +83.6% vs 2023highest in 5 years
2025: €22k▼ -30.0% vs 2024
Operating result€-2k-€3k€10k▲ 188%€23k▲ 134%€-8k
2021: €-2k
2022: €3k▲ +248% vs 2021
2023: €10k▲ +188% vs 2022
2024: €23k▲ +134% vs 2023highest in 5 years
2025: €-8k▼ -132% vs 2024lowest in 5 years
Net result€-6k-€21k€3k▼ 84.2%€14k▲ 322%€-9k
2021: €-6k
2022: €21k▲ +467% vs 2021highest in 5 years
2023: €3k▼ -84.2% vs 2022
2024: €14k▲ +322% vs 2023
2025: €-9k▼ -166% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€11k ▲ 103%
Current assets
€45k ▼ 42.6%
Equity and liabilities €56k
Equity
€22k ▼ 30.0%
Debt
€34k ▼ 34.7%
Debt's share of the balance-sheet total falls from 63.0% to 61.4%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.30▼
2024 · 1.48
Debt to equity
1.59▼
2024 · 1.70
ROE
-42.9%▼
2024 · 45.5%
ROA
-16.6%▼
2024 · 16.9%
Debt ≤ 1 year
€34k▼
2024 · €52k
Income taxes
€324▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€56k▼
Fixed assets21/28€6k€11k▲
Financial fixed assets28€6k€11k▲
Current assets29/58€78k€45k▼
Amounts receivable within one year40/41€45k€35k▼
Other amounts receivable41€45k€35k▼
Cash at bank and in hand54/58€33k€8k▼
Deferred charges and accrued income490/1€1€2k▲
Equity and liabilities
Total equity and liabilities10/49€83k€56k▼
Equity10/15€31k€22k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€23k€14k▼
Amounts payable17/49€52k€34k▼
Amounts payable within one year42/48€52k€34k▼
Trade debts44€28k€3k▼
Suppliers440/4€28k€3k▼
Taxes, remuneration and social security45€25k€10k▼
Taxes450/3€25k€10k▼
Other amounts payable47/48-€21k
Income statement
Code20242025
Other operating charges640/8€285€295▲
Non-recurring operating charges66A€189€2k▲
Gross operating margin9900€24k€-5k▼
Operating profit (loss)9901€23k€-8k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€20k€-9k▼
Income taxes67/77€6k€324▼
Profit (loss) for the period9904€14k€-9k▼
Profit (loss) for the period to be appropriated9905€14k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€14k▼
Profit (loss) brought forward from the previous period14P€9k€23k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | - | - | - | - | - |
| Other operating charges640/8 | €440 | €818 | €271 | €285 | €295 | ▲ 3.4% |
| Non-recurring operating charges66A | - | - | €162 | €189 | €2k | ▲ 953% |
| Gross operating margin9900 | €-408 | €4k | €10k | €24k | €-5k | ▼ 122% |
| Operating profit (loss)9901 | €-2k | €3k | €10k | €23k | €-8k | ▼ 132% |
| Financial income75/76B | €0 | €22k | - | - | €0 | - |
| Recurring financial income75 | €0 | €22k | - | - | €0 | - |
| Financial charges65/66B | €919 | €2k | €4k | €3k | €1k | ▼ 52.7% |
| Recurring financial charges65 | €919 | €2k | €4k | €3k | €1k | ▼ 52.7% |
| Profit (loss) for the period before taxes9903 | €-3k | €23k | €6k | €20k | €-9k | ▼ 144% |
| Income taxes67/77 | €3k | €2k | €3k | €6k | €324 | ▼ 94.7% |
| Profit (loss) for the period9904 | €-6k | €21k | €3k | €14k | €-9k | ▼ 166% |
| Profit (loss) for the period to be appropriated9905 | €-6k | €21k | €3k | €14k | €-9k | ▼ 166% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18k | €35k | €35k | €83k | €56k | ▼ 33.0% |
| Fixed assets21/28 | €8k | €6k | €6k | €6k | €11k | ▲ 103% |
| Tangible fixed assets22/27 | €3k | - | - | - | - | - |
| Furniture and vehicles24 | €3k | - | - | - | - | - |
| Financial fixed assets28 | €6k | €6k | €6k | €6k | €11k | ▲ 103% |
| Current assets29/58 | €9k | €29k | €29k | €78k | €45k | ▼ 42.6% |
| Amounts receivable within one year40/41 | €5k | €10k | €28k | €45k | €35k | ▼ 22.7% |
| Trade receivables40 | €5k | €4k | €12k | - | - | - |
| Other amounts receivable41 | - | €6k | €16k | €45k | €35k | ▼ 22.7% |
| Cash at bank and in hand54/58 | €4k | €19k | €29 | €33k | €8k | ▼ 74.5% |
| Deferred charges and accrued income490/1 | - | €1 | €1k | €1 | €2k | ▲ 184,368% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18k | €35k | €35k | €83k | €56k | ▼ 33.0% |
| Equity10/15 | €-8k | €13k | €17k | €31k | €22k | ▼ 30.0% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Distributable reserves133 | - | - | - | €2k | €2k | = |
| Profit (loss) carried forward14 | €-16k | €5k | €9k | €23k | €14k | ▼ 40.7% |
| Amounts payable17/49 | €25k | €21k | €18k | €52k | €34k | ▼ 34.7% |
| Amounts payable within one year42/48 | €25k | €21k | €18k | €52k | €34k | ▼ 34.7% |
| Financial debts43 | - | - | €428 | - | - | - |
| Credit institutions430/8 | - | - | €428 | - | - | - |
| Trade debts44 | €10k | €10k | €10k | €28k | €3k | ▼ 87.5% |
| Suppliers440/4 | €10k | €10k | €10k | €28k | €3k | ▼ 87.5% |
| Taxes, remuneration and social security45 | €14k | €11k | €8k | €25k | €10k | ▼ 60.5% |
| Taxes450/3 | €14k | €11k | €8k | €25k | €10k | ▼ 60.5% |
| Other amounts payable47/48 | €2k | - | - | - | €21k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-6k | €21k | €3k | €14k | €-9k | ▼ 166% |
| + Depreciation and write-downs630 | €1k | - | - | - | - | - |
| Operating cash flow (approximation) | €-4k | €21k | €3k | €14k | €-9k | ▼ 166% |
| Investment in fixed assets (approximation) | - | €3k | €0 | €0 | €-6k | - |
| Change in cash | - | €15k | €-19k | €33k | €-25k | ▼ 175% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 16 days late
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 1.38
Current ratio from 0.36 to 1.38; short-term debt falls from €25k to €21k.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
30-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
26-03
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2007
Ground area
128 m²
Building footprint
164 m²
Volume, LiDAR
971 m³
Parcel 25091A0462/00S002, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Serdiconsult sprl
since 20072.162.771.287
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091A0462/00S002 | Wallonia | 128 m² | 1 · 164 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 31,397 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-05-2007
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
68122Development of non-residential building projects
86995Nutrition and dietetics services
Contact
Phone
0496.29.58.94Rixensart
Scores and ratios are computed by Checked and are not a credit decision.