Checked.be · Company dossierhttps://checked.be/en/c/sercafim-0540969196 · as of 26-10-2026
SERCAFIM
Active
Private limited company · founded 2013 · active for 13 yearsEntrepotkaai 12, 2000 Antwerpen, BelgiumKBO/BCE: BE 0540.969.196
Summary
The computed 12-month bankruptcy probability of SERCAFIM is 4.6% (elevated). For SERCAFIM, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €342,474 and a net result of €110,473. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 65% of 8,503 sector peers (NACE 82, financial year 2023). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.
2024 accounts not filed, 452 days past the deadline2 of 6 deeds summarised
Signalsraises riskFigures for financial year 2023 (filed 06-10-2024)2 financial years not filed after the legal deadline; last filed accounts filed 67 days late; 2 of the last 3 lateLiquidity: current ratio 0.56, cash €13,032Two or more financial years not filed2023 accounts filed 67 days latelowers riskSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency90-3
equity 64.9% of total assets
Liquidity37=
short-term debt 35.1% · cash 2.5%
Profitability95+1
return on assets 20.9%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
4.6%Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.2% (12,649 companies, NACE 82, micro)
Last 24 months11-2024: 0.7%12-2024: 0.7%● unchanged vs 11-202401-2025: 0.7%● unchanged vs 12-202402-2025: 0.7%● unchanged vs 01-202503-2025: 0.7%● unchanged vs 02-202504-2025: 0.7%● unchanged vs 03-2025lowest value05-2025: 0.7%● unchanged vs 04-202506-2025: 0.7%● unchanged vs 05-202507-2025: 0.7%● unchanged vs 06-202508-2025: 0.9%▲ +0.2 percentage points vs 07-202509-2025: 1.0%▲ +0.1 percentage points vs 08-202510-2025: 1.4%▲ +0.4 percentage points vs 09-202511-2025: 1.5%▲ +0.1 percentage points vs 10-202512-2025: 1.9%▲ +0.4 percentage points vs 11-202501-2026: 2.9%▲ +1.0 percentage point vs 12-202502-2026: 2.9%● unchanged vs 01-202603-2026: 3.1%▲ +0.2 percentage points vs 02-202604-2026: 2.8%▼ -0.3 percentage points vs 03-202605-2026: 2.8%● unchanged vs 04-202606-2026: 2.8%● unchanged vs 05-202607-2026: 2.8%● unchanged vs 06-202608-2026: 3.9%▲ +1.1 percentage points vs 07-202609-2026: 3.9%● unchanged vs 08-202610-2026: 4.6%▲ +0.7 percentage points vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline26-10-2026 today
raises risk · 2023 accounts filed 67 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 06-10-2024, 67 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 110 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Resignation: LAUMACON (director)Permanent representative: LAUWERS Eric Ludo…
Highest result from 2018 to 2023net €110,473 ▲15.8%
Key points
Risk: 2024 accounts not fileddeadline was 31-07-2025452 days past the deadlineView
Positive: Among the best 9% on net resultsector median €13,370 · 8,502 companies€110,473View
Positive: 6 profitable years in a rowprofit 2023: €110,4736 yearsView