SERAPHIM ANTWERP

Active

Private limited companyfounded 20242 yrs activeKloosterstraat 33, 2000 Antwerpen, BelgiumKBO/BCE: BE 1012.990.004

Summary

The computed 12-month bankruptcy probability of SERAPHIM ANTWERP is 2.0% (moderate). The 2026 annual accounts show negative equity (-€50,969) and a net result of -€39,266. Its solvency ranks better than 5% of 329 sector peers (fiscal year 2026). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

SERAPHIM ANTWERPActiveChecked score 51/100

Risk analysis Report Compare

Activity

Retail sale of other household articles

NACE 47559NACE 47599

1 site

Size

€3,448total assets 2026

Equity: -€50,969
Loss: -€39,266

Turnover not published (abridged schema)

Financial health

51 Fair Checked score 2026

Bankruptcy chance 12 m: 2.0%

Structure

Accounts 51 d early0 of 1 deed read

Why 51- Negative equity -€50,969- Founded in 2024+ Size: total assets €3,448+ Liquidity: current ratio 0.03, cash €852, halvedShow the evidence

Checked score

Score 2026

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 11% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Weak

Solvency 0=

equity -1478.3% of total assets

Liquidity 31-19

short-term debt 1505.8% · cash 24.7%

Profitability 0=

return on assets -1138.8%

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)

Last 24 months 09-2025: 1.8%lowest value 10-2025: 1.8%● 0.0% vs 09-2025lowest value 11-2025: 1.9%▲ +2.7% vs 10-2025 12-2025: 2.2%▲ +19.1% vs 11-2025 01-2026: 2.3%▲ +5.2% vs 12-2025 02-2026: 2.6%▲ +10.9% vs 01-2026 03-2026: 2.6%● 0.0% vs 02-2026 04-2026: 2.9%▲ +10.4% vs 03-2026 05-2026: 2.9%▲ +1.8% vs 04-2026 06-2026: 2.8%▼ -4.2% vs 05-2026 07-2026: 2.8%▲ +1.3% vs 06-2026 08-2026: 3.2%▲ +11.8% vs 07-2026 09-2026: 4.5%▲ +41.3% vs 08-2026highest value 10-2026: 2.0%▼ -54.4% vs 09-2026

Size: total assets €3,448 lowers the probability for this profile
Liquidity: current ratio 0.03, cash €852, halved lowers the probability
Negative equity -€50,969 raises the probability
Founded in 2024 raises the probability for this profile

No credit on open account

balance sheet total too small for a liquidity verdict, and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 28%, profitability 6%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €3,448

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 0.03, cash €852, halved

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Negative equity -€50,969

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Negative equity

The 2026 annual accounts show negative equity and a net loss.

NBB · annual accounts 2026

Equity per financial year

2526

2025 to 2026 · latest year -€50,969

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 10-09-2026, 51 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2026

51 d early

2025

304 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-10-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

10-09-26 Annual accounts filedfiscal year 2026 · micro…
31-08-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Risk: Negative equityfiscal year 2026: debts exceed assets -€50,969 View
Caution: Among the weakest 5% on solvencysector median 38.5% · 329 companies -1478.3% View
Total assets 20262 fiscal years filed €3,448 View