Seraphic
ActiveSummary
Seraphic has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,304 and a net result of €17,941. Its solvency ranks better than 86% of 5,672 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Staff
- 1 FTE
- Equity
- €74,304
- Profit
- €17,941
Why 91raises riskFounded in 2023lowers riskLiquidity: current ratio 3.13, cash €55,946Equity €74,304 (73.9% of total assets)Figures for financial year 2025 (filed 24-06-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 85% on solvency, 91% on liquidity, 79% on profitability and 73% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 48 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointment: CRESENS Kelly (director) ·…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 64% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €17,264 | €31,508 | ▲ 82.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,515 | €5,835 | ▲ 29.2% |
| Other operating charges640/8 | €1,202 | €796 | ▼ 33.8% |
| Gross operating margin9900 | €91,346 | €62,471 | ▼ 31.6% |
| Operating profit (loss)9901 | €68,365 | €24,332 | ▼ 64.4% |
| Financial income75/76B | €732 | €242 | ▼ 67.0% |
| Recurring financial income75 | €732 | €242 | ▼ 67.0% |
| Financial charges65/66B | €279 | €1,355 | ▲ 386% |
| Recurring financial charges65 | €279 | €1,355 | ▲ 386% |
| Profit (loss) for the period before taxes9903 | €68,819 | €23,219 | ▼ 66.3% |
| Income taxes67/77 | €14,123 | €5,278 | ▼ 62.6% |
| Profit (loss) for the period9904 | €54,696 | €17,941 | ▼ 67.2% |
| Profit (loss) for the period to be appropriated9905 | €54,696 | €17,941 | ▼ 67.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €76,715 | €100,546 | ▲ 31.1% |
| Fixed assets21/28 | €19,629 | €18,413 | ▼ 6.2% |
| Tangible fixed assets22/27 | €19,629 | €18,413 | ▼ 6.2% |
| Plant, machinery and equipment23 | €3,781 | €6,024 | ▲ 59.3% |
| Furniture and vehicles24 | €876 | €674 | ▼ 23.0% |
| Other tangible fixed assets26 | €14,973 | €11,714 | ▼ 21.8% |
| Current assets29/58 | €57,085 | €82,133 | ▲ 43.9% |
| Stocks and contracts in progress3 | €12,282 | €8,575 | ▼ 30.2% |
| Stocks30/36 | €12,282 | €8,575 | ▼ 30.2% |
| Amounts receivable within one year40/41 | €1,394 | €16,745 | ▲ 12× |
| Other amounts receivable41 | €1,394 | €16,745 | ▲ 12× |
| Current investments50/53 | €15,000 | - | - |
| Cash at bank and in hand54/58 | €28,409 | €55,946 | ▲ 96.9% |
| Deferred charges and accrued income490/1 | - | €868 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €76,715 | €100,546 | ▲ 31.1% |
| Equity10/15 | €57,196 | €74,304 | ▲ 29.9% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €54,696 | €71,804 | ▲ 31.3% |
| Amounts payable17/49 | €19,518 | €26,242 | ▲ 34.4% |
| Amounts payable within one year42/48 | €19,518 | €26,242 | ▲ 34.4% |
| Current portion of amounts payable after more than one year42 | €10,000 | - | - |
| Financial debts43 | - | €12,000 | - |
| Credit institutions430/8 | - | €12,000 | - |
| Trade debts44 | €4,879 | €2,223 | ▼ 54.4% |
| Suppliers440/4 | €4,879 | €2,223 | ▼ 54.4% |
| Taxes, remuneration and social security45 | €4,640 | €11,335 | ▲ 144% |
| Taxes450/3 | €4,044 | €5,707 | ▲ 41.1% |
| Remuneration and social security454/9 | €596 | €5,629 | ▲ 844% |
| Other amounts payable47/48 | - | €683 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €54,696 | €17,941 | ▼ 67.2% |
| + Depreciation and write-downs630 | €4,515 | €5,835 | ▲ 29.2% |
| Operating cash flow (approximation) | €59,211 | €23,776 | ▼ 59.8% |
| Investment in fixed assets (approximation) | - | -€4,619 | - |
| Change in cash | - | €27,537 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 24-06-2026 | 2026-00193754 |
| 31-12-2024 | micro format | 03-06-2025 | 2025-00115716 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| CRESENS Kelly |
|
Owners and capital
Capital and shareholders
- CRESENS Kelly 100 shares (100%) · €2,500 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 14-11-2023 Incorporation · €2,500 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
14-11
Gazette deed
IncorporationAppointment: CRESENS Kelly (director) · Founder · Founding capital13 facts ▸
- Incorporation, “SERAPHIC” (deed in Dutch)
- Founder, CRESENS Kelly
- Founding capital, €2,500
- Other provision, “financieel plan, overhandigd aan notaris voorafgaand aan oprichtingsakte” (deed in Dutch)
- Other provision, “aansprakelijkheid oprichters bij faillissement, faillissement binnen drie jaar na oprichting” (deed in Dutch)
- Other provision, “volstorting met gemeenschappelijk vermogen”, 2500 (deed in Dutch)
- Other provision, “eerste boekjaar en eerste algemene vergadering, derde donderdag mei 2025” (deed in Dutch)
- Registered office clause, “3300 Tienen,Kerkomstraat 76, neerlegging ter griffie van uitgifte oprichtingsakte” (deed in Dutch)
- Board rule, 1
- Director appointment, CRESENS Kelly (director)
- Other provision, “kosten oprichting ten laste vennootschap”, 1476 (deed in Dutch)
- Declaration, “voorafgaande toelatingen/vergunningen voor voorwerp, notaris wees op mogelijke verplichting toelatingen,vergunningen of voorwaarden wegens reglementering toegan…” (deed in Dutch)
- +1 further fact in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 24057A0304/00H000 | Flanders | 700 m² | 1 · 171 m² | 10.1 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SERAPHIC
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Bij enkel besluit, voor zover geen wijziging toepasselijk taalregime” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “1, onbepaalde duur” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam met vermeldingen WVV” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Elke overdracht onder levenden zowel ten bezwarende als kosteloze titel zowel vrijwillig als gedwongen zowel in vruchtgebruik blote eigendom…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Thursday of May at 19:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, ontbinding op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bevoegdheden omlijnen, indien geen andere vereffenaar benoemd” (deed in Dutch)