Equity
€146,801 from €365,920 in 2018
Equity fell by 60% in 7 years.
SERAL
Lifetime
19 annual accounts with figures on one time axis, 33 filings since 1992peak €384,765 (2018)
€23,656▲ 0.6%
lowest -€24,850 (2019)
€1,656▼ 64.1%
peak €365,920 (2018)
€146,801▲ 1.1%
€217,674▼ 9.7%
peak 1.5 FTE (2011)
-not published
Board2 names since 2016
1 director
Documentsfilings and deeds
12-03-202649 days before the deadline
2025micro format
Result from €4,614 to €1,656
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 17,044 companies had the same profile as SERAL has now. Each dot stands for 43 companies, two years later.
94.3%
were still trading
5.0%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,044 companies, not a prediction for SERAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 01-07-2016
- 310 sharesdeed of 02-09-2019
- 305 sharesdeed of 02-09-2019
- 10 sharesdeed of 02-09-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0446574637
Registered office moved within Esneux
New registered office: rue d'Avister 11, 4130 ESNEUX · Previous registered office: rue Louvetain 31, 4130 ESNEUX · Reappointment: (director) · General meeting of 07-08-2020 · Gazette deed
Transfer of 305 shares from to
holds 310 shares · holds 305 shares · holds 10 shares · Gazette deed
Resignation: (manager)
Director discharge: · General meeting of 31-01-2018 · Gazette deed
Official details
Source: KBO- Status
- Active since 07-02-1992Normal situation
- Activity
- “La représentation d'une institution financière en tant qu'agent indépendant mandaté en ce qui concerne…” (deed in French)From the articles, 10 activitiesNo NACE code in the KBO yet
- Joint committee
- 341Intermediation in banking and investment services · annual accounts 30-09-2024
- Establishment unit
- 2.057.148.2844130 Esneux, since 29-12-1998
- Financial year end
- 30 September
- Peppol
- Reachable since 29-12-2025
Annual accounts to 30-09-2025
- €364,475▼ 5.6%
- Filing
- Filed on 12-03-2026, 49 days before the end of the filing period
Insights on SERAL
SERAL files the micro format. That format states no turnover. The gross margin fell from €64,045 in 2007 to €23,656 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SERAL
- What is the company number of SERAL?
- The company number of SERAL is 0446.574.637. The VAT number is the same number with BE in front: BE 0446.574.637.
- Where is SERAL based?
- The registered office is at Rue d'Avister 11, 4130 Esneux.Company details
- What is the legal form of SERAL?
- SERAL is a private limited company (BV).
- When was SERAL founded?
- SERAL was founded on 07-02-1992.
- Is SERAL still active?
- Yes, SERAL is an active enterprise in the KBO register.
- Which joint committee does SERAL fall under?
- In its 30-09-2024 annual accounts, SERAL states joint committee 341 (Intermediation in banking and investment services).
- What is the turnover of SERAL?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €23,656 and 6,298 comparable companies of the same size. It probably lies between €82,000 and €430,000. It is a rough estimate.Financials
- Is SERAL profitable?
- In financial year 2025, SERAL made a profit of €1,656.
- Where can I find the annual accounts of SERAL?
- SERAL filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SERAL due?
- SERAL must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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