Serafin Consulting
ActiveSerafin Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €72k and a net result of €16k. Its solvency ranks better than 68% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability52▼-48
Solvency99▼-1
Growth52
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.33 against 2.97 in 2023; short-term debt: 26.2% and cash: 82.8% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€72k▲ 27.3%
2023 · €57k
2023: €57k
2023 → 2024
Total assets
€98k▲ 29.1%
2023 · €76k
2023: €76k
2023 → 2024
Net result
€16k▼ 71.2%
2023 · €54k
2023: €54k
2023 → 2024
Working capital
€60k▲ 59.3%
2023 · €38k
2023: €38k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€57k-€72k▲ 27.3%
Operating result€69k-€65k▼ 5.1%
Net result€54k-€16k▼ 71.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 5% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €98k
Fixed assets
€12k▼ 35.4%
Current assets
€86k▲ 51.0%
Equity and liabilities €98k
Equity
€72k▲ 27.3%
Debt
€26k▲ 34.6%
The debt ratio rises from 25.1% to 26.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74k▼
2023 · €76k
Cash flow
€24k▼
2023 · €61k
Solvency
73.8%▼
2023 · 74.9%
Current ratio
3.33▲
2023 · 2.97
Quick ratio
3.33▲
2023 · 2.97
Debt / equity
0.35▲
2023 · 0.34
ROE
21.4%▼
2023 · 94.7%
ROA
15.8%▼
2023 · 70.9%
Interest coverage
1.67▼
2023 · 775.02
Debt
€26k▲
2023 · €19k
Debt ≤ 1 year
€26k▲
2023 · €19k
Income taxes
€6k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€76k€98k▲
Fixed assets21/28€19k€12k▼
Tangible fixed assets22/27€19k€12k▼
Furniture and vehicles24€19k€12k▼
Financial fixed assets28€400€400=
Current assets29/58€57k€86k▲
Amounts receivable within one year40/41€15k€4k▼
Trade receivables40€13k-
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€41k€81k▲
Deferred charges and accrued income490/1€259€847▲
Equity and liabilities
Total equity and liabilities10/49€76k€98k▲
Equity10/15€57k€72k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€54k€69k▲
Amounts payable17/49€19k€26k▲
Amounts payable within one year42/48€19k€26k▲
Trade debts44€969€2k▲
Suppliers440/4€969€2k▲
Taxes, remuneration and social security45€18k€24k▲
Taxes450/3€16k€21k▲
Remuneration and social security454/9€2k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€792€285▼
Gross operating margin9900€77k€74k▼
Operating profit (loss)9901€69k€65k▼
Financial income75/76B-€171
Recurring financial income75-€171
Financial charges65/66B€98€44k▲
Recurring financial charges65€98€44k▲
Profit (loss) for the period before taxes9903€69k€21k▼
Income taxes67/77€15k€6k▼
Profit (loss) for the period9904€54k€16k▼
Profit (loss) for the period to be appropriated9905€54k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€69k▲
Profit (loss) brought forward from the previous period14P-€54k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kroninglaan 1281200 Sint-Lambrechts-WoluweGround area
84 m²
Building footprint
49 m²
Volume, LiDAR
605 m³
Parcel 21673D0146/00S005, Brussels · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Serafin Consulting
since 20232.341.146.072
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0146/00S005 | Brussels | 84 m² | 1 · 49 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500A9A0DS10A49A45
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,789 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-01-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.