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Serabent

Active
Private limited companyfounded 1968active for 58 yearsSpalaan 24, 8400 Oostende, BelgiumKBO/BCE: BE 0405.289.655
Summary

Serabent has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €430,788 and a net result of €461,062. Equity has been shrinking by about 7.9% per year since 2018. Its solvency ranks better than 95% of 22,793 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active Normal situation
Activity
Retail sale of household textiles and bedding NACE 47512
Joint committees
109 Paritair Comité voor het kleding- en confectiebedrijf
201 Paritair Comité voor de zelfstandige kleinhandel
124 Paritair Comité voor het bouwbedrijf · annual accounts 2022
Establishment unit
2.003.418.501 8400 Oostende, since 01-02-1972
Financial year end
31 December
Peppol
Reachable since 25-02-2026

Board and ownership

Board

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€566,134
Turnover
≈ €2.9m
estimated
Profit
€461,062
Equity
€430,788
▲ 96.1%
Total assets
€461,698
▼ 50.5%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 14.35, cash €128,390, halvedFounded in 1968Equity €430,788 (93.3% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 92% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100+51
equity 93.3% of total assets
Liquidity 85-2
short-term debt 6.7% · cash 27.8%
Profitability 100+86
return on assets 99.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.3 percentage points vs 08-2025 10-2025: 0.2%▼ -0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: < 0.1%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 14.35 (49.7 in 2024), above the usual 1.5. Short-term debt is 6.7% and cash 27.8% of total assets. 6.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 88% on liquidity, 96% on profitability and 92% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 14.35, cash €128,390, halved
NBB · annual accounts
lowers risk · Founded in 1968
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €430,788 (93.3% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €430,788
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
29 days late
2023
61 days late
2022
31 days early
2021
26 days late
2020
40 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 accounts filed within 57 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €219,726 to €430,788 ▲ 96.1% View
  • Positive: Higher solvency than 95% of companies in retail tradesector median 33.2% · 22,793 companies 93.3% View

Recent changes

  1. · Gazette deed Appointment: ASAERT Marc (director)“De vennootschap heeft als voorwerp de groot – en kleinhandel,de representatie van alle…” (deed in Dutch) · Registered office clause: Flemish Region
All 15 events

Comparable companies

These companies have the same main activity as Serabent: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €507,000 and €782,000, founded between 1968 and 1980.

CompanyTotal assetsGross margin
Serabent Oostende€461,698€566,134
LIBECO HOME STORES Tielt€507,394€316,096
Kilotex Gent€782,261€622,724
HELOU Heist-op-den-Berg€666,626€522,309
Duher Ukkel€727,153€950,784
Belver Verviers€733,986€456,052
G. BAURAIND - GUILLAUME Namur€683,065€313,179
Full comparison

Key facts about Serabent

What is the company number of Serabent?
The company number of Serabent is 0405.289.655. The VAT number is the same number with BE in front: BE 0405.289.655.
Where is Serabent based?
The registered office is at Spalaan 24, 8400 Oostende.Company details
What does Serabent do?
According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
What is the legal form of Serabent?
The legal form of Serabent is Private limited company (BV).
When was Serabent founded?
Serabent was founded on 01-01-1968.
Is Serabent still active?
Yes, Serabent is an active enterprise in the KBO register.
How many employees does Serabent have?
Serabent had an average of 0.5 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does Serabent fall under?
In its 2022 annual accounts, Serabent states joint committees 109 (Paritair Comité voor het kleding- en confectiebedrijf), 201 (Paritair Comité voor de zelfstandige kleinhandel) and 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of Serabent?
The turnover in financial year 2025 is ≈ €2.9m. This figure is estimated from the gross margin of €566,134 and 34 comparable companies (NACE 475). It probably lies between €2.0m and €4.5m.
Is Serabent profitable?
In financial year 2025, Serabent made a profit of €461,062.
Where can I find the annual accounts of Serabent?
Serabent filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Serabent due?
Serabent must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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