Financials
- Fiscal year
- 2025
- Total assets
- €64,852
- Profit
- €5,209
- Solvency
- 43.7%
Total assets▲ 5.3%
Net result
20182025
Sera Decor Interior
ActiveSummary
Sera Decor Interior has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,350 and a net result of €5,209. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
What they do
Retail trade
NACE 47530
1 site
How big
€64,852total assets 2025
- Equity
- €28,350
- Profit
- €5,209
Turnover not published (abridged schema)
Who decides
Accounts on time1 of 3 deeds read
Why 72- 1 change of registered office in 24 months- Size: total assets €64,852+ Figures for FY 2025 (filed 31-07-2026)+ Liquidity: current ratio 1.77, cash €8,716Show the evidence
Checked score
Score 2025
72
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Place in the band from the probability alone: no sector peers known
Financial strength · tick = 2024
Average
Solvency
69+6
equity 43.7% of total assets
Liquidity
38+2
short-term debt 56.3% · cash 13.4%
Profitability
69+38
return on assets 8.0%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● 0.0% vs 11-2024
01-2025: 0.6%▼ -1.2% vs 12-2024
02-2025: 0.6%▼ -0.5% vs 01-2025lowest value
03-2025: 0.6%▲ +2.0% vs 02-2025
04-2025: 0.6%▲ +10.6% vs 03-2025
05-2025: 0.6%▲ +2.2% vs 04-2025
06-2025: 0.6%● 0.0% vs 05-2025
07-2025: 0.7%▲ +13.4% vs 06-2025
08-2025: 1.2%▲ +70.3% vs 07-2025highest value
09-2025: 0.8%▼ -39.2% vs 08-2025
10-2025: 0.7%▼ -5.8% vs 09-2025
11-2025: 0.7%● 0.0% vs 10-2025
12-2025: 0.7%● 0.0% vs 11-2025
01-2026: 0.7%▼ -1.0% vs 12-2025
02-2026: 0.6%▼ -10.0% vs 01-2026
03-2026: 0.6%▲ +2.1% vs 02-2026
04-2026: 0.7%▲ +8.5% vs 03-2026
05-2026: 0.6%▼ -10.4% vs 04-2026
06-2026: 0.6%▼ -2.4% vs 05-2026
07-2026: 0.7%▲ +7.2% vs 06-2026
08-2026: 0.7%▲ +6.4% vs 07-2026
09-2026: 0.7%● 0.0% vs 08-2026
10-2026: 0.7%▼ -1.0% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Figures for FY 2025 (filed 31-07-2026) lowers the probability
- Liquidity: current ratio 1.77, cash €8,716 lowers the probability
- Size: total assets €64,852 raises the probability for this profile
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.77 against 1.59 in 2024; short-term debt: 56.3% and cash: 13.4% of total assets), but 56.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: from the bankruptcy probability alone, as no sector peers are known.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
21 d late
2023
48 d early
2022
59 d early
2021
58 d early
2020
8 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 June (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Registered officeRegistered-office move
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €5,209
Key points
By topic
Timeline
- Events
- 13
- Since
- 2019
- Next accounts
- by 31-07-2027
- 31-07-2026Registered office
- 31-07-2026Annual accounts filed
- 31-12-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail tradeNACE 47530
- Founded
- 21-12-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.