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SER GROEP

Active
Private limited companyfounded 2022active for 3 yearsAcaciastraat 36, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 0793.357.357
Summary

The computed 12-month bankruptcy probability of SER GROEP is 5.3% (elevated). The annual accounts of SER GROEP for financial year 2024 show a net loss of 120% of total assets and of 97% of the equity at the start of that year. The 2024 annual accounts show equity of €745 and a net result of -€23,623. Its solvency ranks better than 10% of 35,969 sector peers (NACE 43, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 07-11-2022 Normal situation
Activity
General electrical installation work NACE 43211
Establishment unit
2.338.164.709 3530 Houthalen-Helchteren, since 07-11-2022
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Board and ownership

Board

Financial position

35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.3%
Annual accounts 2024
Gross margin
€12,322
▼ 77.6%
Turnover
≈ €100,000
estimated
Loss
€23,623
Equity
€745
▼ 96.9%
Total assets
€19,624
▼ 48.3%
Staff
≈ 0.7 FTE
estimated
  • 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskFigures for financial year 2024 (filed on 07-10-2025)1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 1 of the last 3 accounts lateFounded in 2022lowers riskSize: total assets €19,624Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 14% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2023
Weak
Solvency 29-60
equity 3.8% of total assets
Liquidity 46-38
short-term debt 96.2% · cash 36.7%
Profitability 0-100
return on assets -120.4%
Bankruptcy probability within 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025lowest value 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.2 percentage points vs 03-2025 05-2025: 1.8%▲ +0.4 percentage points vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 1.8%● unchanged vs 06-2025 08-2025: 2.6%▲ +0.8 percentage points vs 07-2025 09-2025: 2.8%▲ +0.2 percentage points vs 08-2025 10-2025: 5.0%▲ +2.2 percentage points vs 09-2025 11-2025: 4.2%▼ -0.8 percentage points vs 10-2025 12-2025: 4.2%● unchanged vs 11-2025 01-2026: 4.1%▼ -0.1 percentage points vs 12-2025 02-2026: 4.2%▲ +0.1 percentage points vs 01-2026 03-2026: 4.1%▼ -0.1 percentage points vs 02-2026 04-2026: 4.7%▲ +0.6 percentage points vs 03-2026 05-2026: 4.9%▲ +0.2 percentage points vs 04-2026 06-2026: 4.9%● unchanged vs 05-2026 07-2026: 4.5%▼ -0.4 percentage points vs 06-2026 08-2026: 5.4%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 3.7%▼ -1.7 percentage points vs 08-2026 10-2026: 5.3%▲ +1.6 percentage points vs 09-2026 11-2026: 5.3%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.62 (1.99 in 2023), below 1. Short-term debt is 96.2% and cash 36.7% of total assets. 96.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 10% of them on solvency, 37% on liquidity, 4% on profitability and 4% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 07-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €19,624
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 35969 sector peers (2024).
NBB · sector comparison
Position among 35969 sector peers
Solvency
better than 10%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 95 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline03-11-2026 today
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
61 days late
2023
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 15 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower net result than 94% of companies in specialised constructionsector median €9,466 · 35,938 companies -€23,623 View

Recent changes

  1. · Gazette deed Resignation: Ileri Serdal (director)
  2. · Gazette deed Registered office moved from Hasselt to Houthalen-Helchteren
  3. · Gazette deed IncorporationStarting capital €5,000 · Appointments: TURKILI Serkan (director) and ILERI Serdal (director)
All 5 events

Comparable companies

These companies have the same main activity as SER GROEP: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €19,100 and €24,200, founded between 2022 and 2023.

CompanyTotal assetsGross margin
SER GROEP Houthalen-Helchteren€19,624€12,322
HOOLIGAN Overijse€21,598€13,191
AMIL N’SOLUTIONS Kraainem€19,105€14,663
FA BOUW Antwerpen€19,913€11,818
OptiVolt Edegem€21,653€11,144
SV GROUP Gent€24,187€11,510
Maas Diamantboringen en Elektriciteitswerken Maasmechelen€21,580€12,476
Full comparison

Key facts about SER GROEP

What is the company number of SER GROEP?
The company number of SER GROEP is 0793.357.357. The VAT number is the same number with BE in front: BE 0793.357.357.
Where is SER GROEP based?
The registered office is at Acaciastraat 36, 3530 Houthalen-Helchteren.Company details
What does SER GROEP do?
According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of SER GROEP?
The legal form of SER GROEP is Private limited company (BV).
When was SER GROEP founded?
SER GROEP was founded on 07-11-2022.
Is SER GROEP still active?
Yes, SER GROEP is an active enterprise in the KBO register.
What is the turnover of SER GROEP?
The turnover in financial year 2024 is ≈ €100,000. This figure is estimated from the gross margin of €12,322 and 97 comparable companies (NACE 43211). It probably lies between €67,000 and €210,000. It is a rough estimate.Financials
Is SER GROEP profitable?
In financial year 2024, SER GROEP made a loss of €23,623.
Where can I find the annual accounts of SER GROEP?
SER GROEP filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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