Equity
-€215,623
Debts exceed assets in financial year 2025.
Anvaby
Lifetime
2 annual accounts with figures on one time axispeak €70,976 (2025)
€70,976▲ €129,677
lowest -€131,299 (2024)
-€89,323▲ €41,976
peak -€126,299 (2024)
-€215,623▼ €89,323
€2.9m▲ 38.6%
peak 0 FTE (2024)
0 FTE
Board1 name since 2023
Documentsfilings and deeds
04-05-202688 days before the deadline
2025abbreviated format
Gross margin from -€58,702 to €70,976Loss of €89,323Equity from -€126,299 to -€215,623Debts from €2.1m to €2.9mInvestments €804,401Cash from €13,530 to €26,027
Key points
from the 2025 annual accountsLosses
-€220,623 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €190,000 estimated
The abbreviated format states no turnover.
Debts
€2.9m 108% of the balance sheet
Financial debts 94%Suppliers 3%Taxes and wages 0%Other 3%
€1.9m of the debts are secured on the company's own assets. In 2024 that was €1.4m.
Investments
€804,401 10.7 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 41.2% higher than in 2024.
Position in the sector
-€215,623
Less equity than 93% of companies in real estate. Sector median €300,024 · 11,302 companies.
Checked score
54
Fair
Financially stronger than 24% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.0%
01-2025: 0.9%▼ -0.1 percentage points vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 1.0%▲ +0.1 percentage points vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025highest value
06-2025: 1.1%● unchanged vs 05-2025highest value
07-2025: 1.1%● unchanged vs 06-2025
08-2025: 1.1%● unchanged vs 07-2025
09-2025: 0.4%▼ -0.7 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.3%▼ -0.2 percentage points vs 05-2026lowest value
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.6%▲ +0.3 percentage points vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
1 change of registered office in 24 months
lowers risk
Size: total assets €2.7m
Sector: Real estate activities (NACE 68)
Figures for financial year 2025 (filed on 05-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 7% of them on solvency, 66% on liquidity, 15% on profitability and 7% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,251 companies had the same profile as Anvaby has now. Each dot stands for 4 companies, two years later.
96.6%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Anvaby itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for Anvaby. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.32 (1.6 in 2024), below the usual 1.5. Short-term debt is 6.2% and cash 1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€215,623
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
88 days early
2024
4 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 42 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Company renamed from Sequoia Development to Anvaby
Registered office moved within Antwerp · Capital increase of €400,000 to €405,000 · Capital from €5,000 to €405,000 · General meeting of 31-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800865553
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Antwerpen
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Antwerpen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Anvaby Antwerp | €2.7m | €70,976 | -7.9% | 0 |
| BLUE MOON Poperinge | €1.9m | €116,489 | 7.3% | 0 |
| NEUTS VASTGOED Mol | €1.7m | €105,072 | 84.1% | 0 |
| PARESTA Rijkevorsel | €2.3m | €71,983 | 0.2% | 0 |
| GENTALS IMMO Herentals | €2.7m | €55,379 | 9.3% | 0 |
| Blackbird Residence Keerbergen | €2.3m | €185,534 | 23.2% | 0 |
| MN INVEST Floreffe | €2.6m | €200,572 | 23.3% | 0 |
These companies have the same main activity as Anvaby: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1.7m and €2.7m, founded between 2020 and 2023.
Official details
Source: KBO- Status
- Active since 18-04-2023Normal situation
- Registered office
- 12 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Buying and selling of own real estateNACE 68110and 4 others
- Establishment unit
- 2.345.060.0232000 Antwerp, since 18-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €2.7m▲ 36.6%
- Filing
- Filed on 04-05-2026, 88 days before the end of the filing period
Insights on Anvaby
Anvaby has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€215,623) and a net result of -€89,323.
Its solvency ranks better than 11% of 11,297 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Anvaby
- What is the company number of Anvaby?
- The company number of Anvaby is 0800.865.553. The VAT number is the same number with BE in front: BE 0800.865.553.
- Where is Anvaby based?
- The registered office is at Riemstraat 35, 2000 Antwerp.Company details
- What does Anvaby do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of Anvaby?
- Anvaby is a private limited company (BV).
- When was Anvaby founded?
- Anvaby was founded on 18-04-2023.
- Is Anvaby still active?
- Yes, Anvaby is an active enterprise in the KBO register.
- What is the turnover of Anvaby?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €70,976 and 48 comparable companies (NACE 681). It probably lies between €96,000 and €440,000.Financials
- Is Anvaby profitable?
- In financial year 2025, Anvaby made a loss of €89,323.
- Where can I find the annual accounts of Anvaby?
- Anvaby filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Anvaby due?
- Anvaby must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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