Anvaby
ActiveFinancials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 04-05-2026 PDF all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €15,031, smaller than the loss of €105,348 in 2024.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Securities and guarantees
| Item | 2024 | 2025 |
|---|---|---|
| Debts secured on the company's own assets | €1.4m | €1.9m |
| Mortgages, amount registered | €25,000 | €75,000 |
| Mortgage mandates | €550,000 | €1.8m |
| Carrying value of the mortgaged assets | €1.8m | €2.5m |
Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €1.8m | €804,401 |
| Financial fixed assets | €2,500 | - |
| Depreciation and write-downs of the year | €34,384 | €74,960 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,384 | €74,960 | ▲ 118% |
| Other operating charges640/8 | €12,262 | €11,046 | ▼ 9.9% |
| Gross operating margin9900 | -€58,702 | €70,976 | - |
| Operating profit (loss)9901 | -€105,348 | -€15,031 | ▲ 85.7% |
| Financial charges65/66B | €25,951 | €74,165 | ▲ 186% |
| Recurring financial charges65 | €25,951 | €74,165 | ▲ 186% |
| Profit (loss) for the period before taxes9903 | -€131,299 | -€89,196 | ▲ 32.1% |
| Income taxes67/77 | - | €127 | - |
| Profit (loss) for the period9904 | -€131,299 | -€89,323 | ▲ 32.0% |
| Profit (loss) for the period to be appropriated9905 | -€131,299 | -€89,323 | ▲ 32.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €2.0m | €2.7m | ▲ 36.6% |
| Fixed assets21/28 | €1.8m | €2.5m | ▲ 41.3% |
| Tangible fixed assets22/27 | €1.8m | €2.5m | ▲ 41.4% |
| Land and buildings22 | €1.8m | €2.5m | ▲ 41.2% |
| Furniture and vehicles24 | - | €0.003m | - |
| Financial fixed assets28 | €0.003m | €0.003m | = |
| Current assets29/58 | €0.2m | €0.2m | ▼ 1.0% |
| Amounts receivable after more than one year29 | €0.09m | €0.1m | ▲ 20.9% |
| Other amounts receivable291 | €0.09m | €0.1m | ▲ 20.9% |
| Amounts receivable within one year40/41 | €0.1m | €0.08m | ▼ 29.7% |
| Trade receivables40 | €0.1m | €0.08m | ▼ 12.8% |
| Other amounts receivable41 | €0.02m | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €0.01m | €0.03m | ▲ 92.4% |
| Deferred charges and accrued income490/1 | - | €0.002m | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €2.0m | €2.7m | ▲ 36.6% |
| Equity10/15 | -€0.1m | -€0.2m | ▼ 70.7% |
| Contributions10/11 | €0.005m | €0.005m | = |
| Profit (loss) carried forward14 | -€0.1m | -€0.2m | ▼ 68.0% |
| Amounts payable17/49 | €2.1m | €2.9m | ▲ 38.6% |
| Amounts payable after more than one year17 | €2.0m | €2.8m | ▲ 39.7% |
| Financial debts170/4 | €2.0m | €2.8m | ▲ 39.7% |
| Amounts payable within one year42/48 | €0.1m | €0.2m | ▲ 20.5% |
| Current portion of amounts payable after more than one year42 | €0.04m | €0.07m | ▲ 53.2% |
| Trade debts44 | €0.08m | €0.08m | ▼ 0.5% |
| Suppliers440/4 | €0.08m | €0.08m | ▼ 0.5% |
| Taxes, remuneration and social security45 | €0.001m | €0.001m | ▲ 142% |
| Taxes450/3 | €0.001m | €0.001m | ▲ 142% |
| Other amounts payable47/48 | €0.01m | €0.02m | ▲ 37.8% |
| Accrued charges and deferred income492/3 | - | €0.003m | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€131,299 | -€89,323 | ▲ 32.0% |
| + Depreciation and write-downs630 | €34,384 | €74,960 | ▲ 118% |
| Operating cash flow (approximation) | -€96,915 | -€14,363 | ▲ 85.2% |
| Investment in fixed assets (approximation) | - | -€804,401 | - |
| Change in cash | - | €12,497 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,251 companies had the same profile as Anvaby has now. Two years later, 96.6% were still going and 1.0% had gone bankrupt.
- Small
- 2 to 5 years old
- negative equity
- a small loss
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Anvaby itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for Anvaby. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.