Sequesto
ActiveSummary
The annual accounts of Sequesto for fiscal year 2025 show a net loss of 718% of the equity at the start of that year. The 2025 annual accounts show equity of €2.60M and a net result of €-527k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 67% of 17090 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100▲+69
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 12.31 against 0.98 in 2024; short-term debt: 5.5% and cash: 4.6% of total assets), and 25.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.9%
Return on assets
-15.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
3 d early
2024
25 d late
2023
113 d late
2022
116 d early
2021
181 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is this a good employer? Staff, turnover and training against the sector.Employer check
Financials · fiscal year 2025, micro schema
In the rankings
#2 company by equity in Beveren-Kruibeke-Zwijndrecht, Telecoms and IT sector#4 company by total assets in Beveren-Kruibeke-Zwijndrecht, Telecoms and IT sector
Equity
€2.60M▲ 3,435%
2024 · €73k
Total assets
€3.47M▲ 185%
2024 · €1.22M
Net result
€-527k▼ 171%
2024 · €-195k
Working capital
€2.14M
2024 · €-6k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-104k-€89k€-706k€-140k▲ 80.2%€-484k▼ 245%
Net result€-108k-€79k€-733k€-195k▲ 73.4%€-527k▼ 171%
Equity€-58k-€596k€-137k€73k€2.60M▲ 3,435%
Total assets€207k-€896k▲ 332%€1.02M▲ 14.3%€1.22M▲ 18.7%€3.47M▲ 185%
Debt€266k-€301k▲ 13.1%€1.16M▲ 286%€1.14M▼ 1.7%€869k▼ 24.0%
Working capital€134k-€439k▲ 228%€500k▲ 14.0%€-6k€2.14M
Staff (FTE)2.1-4.1▲ 95.2%4.9▲ 19.5%2.3▼ 53.1%2.1▼ 8.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €484k in 2025 against €140k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.47M
Fixed assets
€1.14M ▲ 19.7%
Current assets
€2.33M ▲ 778%
Equity and liabilities €3.47M
Equity
€2.60M ▲ 3,435%
Debt
€869k ▼ 24.0%
Debt's share of the balance-sheet total falls from 94.0% to 25.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-323k▼
2024 · €-11k
Cash flow
€-367k▼
2024 · €-66k
Current ratio
12.31▲
2024 · 0.98
Debt to equity
0.33▼
2024 · 15.56
ROE
-20.3%▲
2024 · -265.0%
ROA
-15.2%▲
2024 · -16.0%
Interest coverage
-7.06▼
2024 · -0.20
Debt ≤ 1 year
€189k▼
2024 · €271k
Debt > 1 year
€335k▼
2024 · €869k
Income taxes
€973▲
2024 · €331
Staff costs
€171k▼
2024 · €196k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €243k | €356k | €196k | €171k | ▼ 12.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €627 | €104k | €53k | €129k | €160k | ▲ 24.1% |
| Other operating charges640/8 | - | €122 | €3k | €9k | €10k | ▲ 8.4% |
| Gross operating margin9900 | €-5k | €436k | €-294k | €194k | €-142k | ▼ 173% |
| Operating profit (loss)9901 | €-104k | €89k | €-706k | €-140k | €-484k | ▼ 245% |
| Financial income75/76B | - | - | €469 | €1k | €3k | ▲ 189% |
| Recurring financial income75 | - | - | €469 | €1k | €3k | ▲ 189% |
| Financial charges65/66B | - | €9k | €27k | €55k | €46k | ▼ 17.1% |
| Recurring financial charges65 | €4k | €9k | €27k | €55k | €46k | ▼ 17.1% |
| Profit (loss) for the period before taxes9903 | €-108k | €80k | €-733k | €-194k | €-526k | ▼ 171% |
| Income taxes67/77 | €188 | €654 | €522 | €331 | €973 | ▲ 194% |
| Profit (loss) for the period9904 | €-108k | €79k | €-733k | €-195k | €-527k | ▼ 171% |
| Profit (loss) for the period to be appropriated9905 | €-108k | €79k | €-733k | €-195k | €-527k | ▼ 171% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €207k | €896k | €1.02M | €1.22M | €3.47M | ▲ 185% |
| Fixed assets21/28 | €4k | €412k | €360k | €952k | €1.14M | ▲ 19.7% |
| Intangible fixed assets21 | - | €410k | €359k | €951k | €1.11M | ▲ 16.8% |
| Tangible fixed assets22/27 | €4k | €3k | €2k | €373 | €9k | ▲ 2,423% |
| Furniture and vehicles24 | - | €3k | €2k | €373 | €9k | ▲ 2,423% |
| Financial fixed assets28 | - | - | - | - | €19k | - |
| Current assets29/58 | €203k | €484k | €665k | €265k | €2.33M | ▲ 778% |
| Amounts receivable within one year40/41 | €23k | €37k | €95k | €100k | €253k | ▲ 153% |
| Trade receivables40 | - | €23k | €59k | €100k | €232k | ▲ 132% |
| Other amounts receivable41 | - | €14k | €36k | €337 | €21k | ▲ 6,186% |
| Current investments50/53 | - | €400k | €425k | €62k | €1.90M | ▲ 2,984% |
| Cash at bank and in hand54/58 | €181k | €47k | €141k | €96k | €158k | ▲ 64.6% |
| Deferred charges and accrued income490/1 | - | - | €3k | €7k | €11k | ▲ 66.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €207k | €896k | €1.02M | €1.22M | €3.47M | ▲ 185% |
| Equity10/15 | €-58k | €596k | €-137k | €73k | €2.60M | ▲ 3,435% |
| Contributions10/11 | €50k | €625k | €625k | €625k | €3.68M | ▲ 488% |
| Capital10 | - | €625k | - | - | - | - |
| Issued capital100 | - | €625k | - | - | - | - |
| Profit (loss) carried forward14 | €-108k | €-29k | €-762k | €-552k | €-1.08M | ▼ 95.6% |
| Amounts payable17/49 | €266k | €301k | €1.16M | €1.14M | €869k | ▼ 24.0% |
| Amounts payable after more than one year17 | €194k | €253k | €993k | €869k | €335k | ▼ 61.4% |
| Financial debts170/4 | - | €253k | €993k | €869k | €335k | ▼ 61.4% |
| Amounts payable within one year42/48 | €69k | €45k | €164k | €271k | €189k | ▼ 30.4% |
| Current portion of amounts payable after more than one year42 | - | €966 | €6k | €111k | €115k | ▲ 4.0% |
| Trade debts44 | - | €12k | €67k | €38k | €39k | ▲ 4.0% |
| Suppliers440/4 | - | €12k | €67k | €38k | €39k | ▲ 4.0% |
| Taxes, remuneration and social security45 | - | €32k | €68k | €28k | €34k | ▲ 20.3% |
| Taxes450/3 | - | €2k | €2k | €20k | €360 | ▼ 98.2% |
| Remuneration and social security454/9 | - | €31k | €66k | €7k | €33k | ▲ 347% |
| Other amounts payable47/48 | - | - | €23k | €95k | €1k | ▼ 98.9% |
| Accrued charges and deferred income492/3 | - | €3k | €5k | €3k | €344k | ▲ 12,537% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-108k | €79k | €-733k | €-195k | €-527k | ▼ 171% |
| + Depreciation and write-downs630 | €627 | €104k | €53k | €129k | €160k | ▲ 24.1% |
| Operating cash flow (approximation) | €-108k | €183k | €-680k | €-66k | €-367k | ▼ 460% |
| Investment in fixed assets (approximation) | - | €-512k | €-1k | €-720k | €-348k | ▲ 51.7% |
| Change in cash | - | €-133k | €94k | €-45k | €62k | ▲ 239% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 13current ratio 12.31
Current ratio from 0.98 to 12.31; short-term debt falls from €271k to €189k.
31-12
Financial
Equity above €2MEq €2.60M ▲3,435%
Equity rises from €73k to €2.60M.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
31-12
Financial
Weakest financial yearnet €-733k
Net result drops to €-733k, the lowest in the series; recovery starts the following year.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 10.70
Current ratio from 2.93 to 10.70; short-term debt falls from €69k to €45k.
31-12
Financial
Equity above €500kEq €596k
Equity rises from €-58k to €596k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2020
Ground area
955 m²
Building footprint
162 m²
Volume, LiDAR
822 m³
Parcel 46016C0061/00P000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sequesto
since 20202.306.596.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016C0061/00P000 | Flanders | 955 m² | 1 · 162 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 6 entries · 56,705 EUR awarded · 56,705 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 2 | 945 EUR | 25,945 EUR |
| 2023 | 3 | 54,500 EUR | 30,760 EUR |
| 2022 | 1 | 1,260 EUR | 0 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 3,818 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Contact
E-mail
corporate@sequesto.io
Scores and ratios are computed by Checked and are not a credit decision.