SEquences
ActiveSummary
SEquences is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€54,350) and a net result of -€50,841. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9251 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Financials · fiscal year 2025, micro schema
Equity
-€54,350▼ 1,449%
2024 · -€3,510
Net result
-€50,841▼ 101%
2024 · -€25,288
Total assets
€16,193▼ 83.0%
2024 · €95,139
Solvency
-335.6%▼ 331.9pp
2024 · -3.7%
Trend over the years
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result stays negative: a loss of €49,947 in 2025 against €23,958 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
Operating result-€49,947
2025
Net result-€50,841
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€16,193
2025
Equity-€54,350
2025
Debt€70,544
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€58,420
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-314.0%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency-335.6%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.17
2025
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€42,898-€102,899▲ 140%€108,796▲ 5.7%€66,607▼ 38.8%-€33,351€344-€23,958-€49,947▼ 108%
Net result€34,544-€76,954▲ 123%€82,548above the sector's middle half▲ 7.3%€45,205within the sector's middle half▼ 45.2%-€35,013below the sector's middle half€44below the sector's middle half-€25,288below the sector's middle half-€50,841below the sector's middle half▼ 101%
Equity€10,040-€10,994▲ 9.5%€11,542below the sector's middle half▲ 5.0%€56,748within the sector's middle half▲ 392%€21,735below the sector's middle half▼ 61.7%€21,778below the sector's middle half▲ 0.2%-€3,510below the sector's middle half-€54,350below the sector's middle half▼ 1,449%
Total assets€58,686-€106,887▲ 82.1%€106,543below the sector's middle half▼ 0.3%€115,615below the sector's middle half▲ 8.5%€50,418below the sector's middle half▼ 56.4%€48,321below the sector's middle half▼ 4.2%€95,139below the sector's middle half▲ 96.9%€16,193below the sector's middle half▼ 83.0%
Debt€48,646-€95,892▲ 97.1%€95,001▼ 0.9%€58,867▼ 38.0%€28,684▼ 51.3%€26,542▼ 7.5%€98,648▲ 272%€70,544▼ 28.5%
Working capital€4,500-€6,662▲ 48.0%€5,230within the sector's middle half▼ 21.5%€51,972within the sector's middle half▲ 894%€17,055within the sector's middle half▼ 67.2%€16,190within the sector's middle half▼ 5.1%-€6,024within the sector's middle half-€58,420below the sector's middle half▼ 870%
Solvency17.1%-10.3%▼ 6.8pp10.8%below the sector's middle half▲ 0.5pp49.1%within the sector's middle half▲ 38.2pp43.1%within the sector's middle half▼ 6.0pp45.1%within the sector's middle half▲ 2.0pp-3.7%below the sector's middle half▼ 48.8pp-335.6%below the sector's middle half▼ 331.9pp
Current ratio1.10-1.07▼ 0.031.06within the sector's middle half▼ 0.011.88within the sector's middle half▲ 0.831.69within the sector's middle half▼ 0.191.61within the sector's middle half▼ 0.080.94within the sector's middle half▼ 0.670.17below the sector's middle half▼ 0.77
Return on assets (ROA)58.9%-72.0%▲ 13.1pp77.5%above the sector's middle half▲ 5.5pp39.1%above the sector's middle half▼ 38.4pp-69.4%below the sector's middle half▼ 108.5pp0.1%below the sector's middle half▲ 69.5pp-26.6%below the sector's middle half▼ 26.7pp-314.0%below the sector's middle half▼ 287.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16,193
Fixed assets
€4,069 ▲ 61.8%
Current assets
€12,124 ▼ 86.9%
Equity and liabilities
Equity-€54,350
Debt€70,544
Equity is negative: debt (€70,544) exceeds the balance-sheet total (€16,193).
Key figures and ratios
Debt ≤ 1 year
€70,544▼
2024 · €98,648
Income taxes
€405▼
2024 · €870
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €12,853 | €3,394 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,555 | €5,632 | €2,124 | €2,537 | €2,003 | €2,263 | €3,074 | €2,463 | ▼ 19.9% |
| Other operating charges640/8 | - | - | - | €27,701 | €27,204 | €24,360 | €9,837 | €6,883 | ▼ 30.0% |
| Non-recurring operating charges66A | - | - | - | - | - | €147 | €0 | - | - |
| Gross operating margin9900 | €82,972 | €142,239 | €141,274 | €96,846 | -€4,144 | €27,114 | -€11,047 | -€40,600 | ▼ 268% |
| Operating profit (loss)9901 | €42,898 | €102,899 | €108,796 | €66,607 | -€33,351 | €344 | -€23,958 | -€49,947 | ▼ 108% |
| Financial income75/76B | - | - | - | €20 | €0 | €24 | €0 | €2 | ▲ 2,000% |
| Recurring financial income75 | €4,583 | €129 | €158 | €20 | €0 | €24 | €0 | €2 | ▲ 2,000% |
| Financial charges65/66B | - | - | - | €592 | €914 | €325 | €461 | €491 | ▲ 6.6% |
| Recurring financial charges65 | €1,090 | €1,476 | €966 | €592 | €914 | €325 | €461 | €491 | ▲ 6.6% |
| Profit (loss) for the period before taxes9903 | €46,392 | €101,552 | €107,989 | €66,035 | -€34,264 | €44 | -€24,418 | -€50,435 | ▼ 107% |
| Income taxes67/77 | €11,848 | €24,598 | €25,441 | €20,830 | €749 | €0 | €870 | €405 | ▼ 53.4% |
| Profit (loss) for the period9904 | €34,544 | €76,954 | €82,548 | €45,205 | -€35,013 | €44 | -€25,288 | -€50,841 | ▼ 101% |
| Transfer from tax-exempt reserves789 | - | - | - | - | - | - | €2,124 | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €33,800 | €76,193 | €82,548 | €45,205 | -€35,013 | €44 | -€23,164 | -€50,841 | ▼ 119% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €58,686 | €106,887 | €106,543 | €115,615 | €50,418 | €48,321 | €95,139 | €16,193 | ▼ 83.0% |
| Fixed assets21/28 | €8,653 | €5,333 | €7,313 | €4,775 | €8,672 | €5,588 | €2,514 | €4,069 | ▲ 61.8% |
| Tangible fixed assets22/27 | €6,353 | €3,033 | €5,013 | €2,475 | €6,372 | €4,938 | €1,864 | €4,069 | ▲ 118% |
| Plant, machinery and equipment23 | - | - | - | €1,077 | €2,563 | €1,881 | €1,199 | €647 | ▼ 46.1% |
| Furniture and vehicles24 | - | - | - | €1,398 | €3,809 | €3,058 | €665 | €3,422 | ▲ 414% |
| Financial fixed assets28 | €2,300 | €2,300 | €2,300 | €2,300 | €2,300 | €650 | €650 | €0 | ▼ 100% |
| Current assets29/58 | €50,032 | €101,554 | €99,230 | €110,839 | €41,746 | €42,732 | €92,624 | €12,124 | ▼ 86.9% |
| Amounts receivable within one year40/41 | €21,236 | €11,199 | €14,034 | €50,903 | €7,844 | €33,879 | €91,376 | €1,819 | ▼ 98.0% |
| Trade receivables40 | - | - | - | €50,024 | €5,908 | €32,733 | €90,000 | €663 | ▼ 99.3% |
| Other amounts receivable41 | - | - | - | €880 | €1,936 | €1,146 | €1,376 | €1,156 | ▼ 16.0% |
| Current investments50/53 | €17,574 | €74,079 | €80,596 | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €10,394 | €14,619 | €3,783 | €59,936 | €33,903 | €8,757 | €1,077 | €10,305 | ▲ 857% |
| Deferred charges and accrued income490/1 | - | - | - | €0 | - | €97 | €171 | €0 | ▼ 100% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €58,686 | €106,887 | €106,543 | €115,615 | €50,418 | €48,321 | €95,139 | €16,193 | ▼ 83.0% |
| Equity10/15 | €10,040 | €10,994 | €11,542 | €56,748 | €21,735 | €21,778 | -€3,510 | -€54,350 | ▼ 1,449% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €3,840 | €4,794 | €5,342 | €50,548 | €50,548 | €50,548 | €48,424 | €48,424 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €0 | - | - | - | - |
| Tax-exempt reserves132 | - | - | - | €2,124 | €2,124 | €2,124 | €0 | - | - |
| Distributable reserves133 | - | - | - | €46,564 | €48,424 | €48,424 | €48,424 | €48,424 | = |
| Profit (loss) carried forward14 | - | - | - | €0 | -€35,013 | -€34,969 | -€58,133 | -€108,974 | ▼ 87.5% |
| Amounts payable17/49 | €48,646 | €95,892 | €95,001 | €58,867 | €28,684 | €26,542 | €98,648 | €70,544 | ▼ 28.5% |
| Amounts payable after more than one year17 | €2,114 | €0 | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €45,532 | €94,892 | €94,001 | €58,867 | €24,691 | €26,542 | €98,648 | €70,544 | ▼ 28.5% |
| Financial debts43 | - | - | - | - | - | - | €187 | €600 | ▲ 221% |
| Credit institutions430/8 | - | - | - | - | - | - | €187 | €600 | ▲ 221% |
| Trade debts44 | €2,128 | €7,260 | €2,786 | €42,085 | €6,930 | €797 | €2,918 | €925 | ▼ 68.3% |
| Suppliers440/4 | - | - | - | €42,085 | €6,930 | €797 | €2,918 | €925 | ▼ 68.3% |
| Taxes, remuneration and social security45 | - | - | - | €11,408 | €11,578 | €299 | €543 | €948 | ▲ 74.7% |
| Taxes450/3 | - | - | - | €11,408 | €11,578 | €299 | €543 | €948 | ▲ 74.7% |
| Remuneration and social security454/9 | - | - | - | €0 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €5,373 | €6,184 | €25,447 | €95,000 | €68,070 | ▼ 28.3% |
| Accrued charges and deferred income492/3 | - | - | - | €0 | €3,992 | €0 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,544 | €76,954 | €82,548 | €45,205 | -€35,013 | €44 | -€25,288 | -€50,841 | ▼ 101% |
| + Depreciation and write-downs630 | €5,555 | €5,632 | €2,124 | €2,537 | €2,003 | €2,263 | €3,074 | €2,463 | ▼ 19.9% |
| Operating cash flow (approximation) | €40,100 | €82,586 | €84,672 | €47,743 | -€33,010 | €2,307 | -€22,214 | -€48,378 | ▼ 118% |
| Investment in fixed assets (approximation) | - | -€2,312 | -€4,104 | €0 | -€5,899 | €821 | €0 | -€4,018 | - |
| Change in cash | - | €4,225 | -€10,836 | €56,153 | -€26,034 | -€25,146 | -€7,680 | €9,228 | ▲ 220% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector and region
Centre de Trésorerie GH
BE 0801.775.967
Ukkel
HOBBY IMPORT
BE 0423.267.418
Ukkel
MERCURIUS CONSULTING
BE 0799.731.940
Ukkel
MILEVA INVEST
BE 0752.720.196
Ukkel
PALIMO
BE 0437.546.214
Ukkel
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 805 companies in this sector we hold annual accounts for 492. See the whole sector