HOMAZ

Active

Private limited companyfounded 20233 yrs activeWerchtersesteenweg 126, 3150 Haacht, BelgiumKBO/BCE: BE 0798.987.515

HOMAZ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-138k) and a net result of €-110k. Its solvency ranks better than 5% of 9864 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Outside the general model

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9864 sector peers (2024).

NBB · sector comparison

Position among 9864 sector peers

Solvency

better than 5%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

7 d early

2023

27 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€-138k▼ 394%

2023 · €-28k

2023: €-28k

2023 → 2024

Net result

€-110k▼ 256%

2023 · €-31k

2023: €-31k

2023 → 2024

Total assets

€528k▲ 927%

2023 · €51k

2023: €51k

2023 → 2024

Solvency

-26.2%▲ 28.3pp

2023 · -54.6%

2023: -54.6%

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€-28k-€-138k▼ 394%

Operating result€-27k-€-110k▼ 313%

Net result€-31k-€-110k▼ 256%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €110k in 2024 against €27k in 2023; the loss grows.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €527k

99.5%

Fixed assets €3k▲ 456%

Current assets €524k▲ 969%

Key figures and ratios

2024 value · change against 2023

Solvency

-26.2%▲

2023 · -54.6%

ROA

-20.9%▲

2023 · -60.4%

Debt

€666k▲

2023 · €79k

Debt ≤ 1 year

€10k▲

2023 · €4k

Debt > 1 year

€656k▲

2023 · €75k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€51k€528k▲

Formation expenses20€2k€1k▼

Fixed assets21/28€518€3k▲

Tangible fixed assets22/27€518€1k▲

Plant, machinery and equipment23-€1k

Furniture and vehicles24€518€285▼

Financial fixed assets28-€1k

Current assets29/58€49k€524k▲

Stocks and contracts in progress3€38k€468k▲

Stocks30/36€38k€468k▲

Amounts receivable within one year40/41€5k€40k▲

Trade receivables40€750€750=

Other amounts receivable41€4k€39k▲

Cash at bank and in hand54/58€6k€16k▲

Equity and liabilities

Total equity and liabilities10/49€51k€528k▲

Equity10/15€-28k€-138k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€-31k€-141k▼

Amounts payable17/49€79k€666k▲

Amounts payable after more than one year17€75k€656k▲

Financial debts170/4€75k€656k▲

Amounts payable within one year42/48€4k€10k▲

Trade debts44€58€3k▲

Suppliers440/4€58€3k▲

Taxes, remuneration and social security45-€55

Taxes450/3-€55

Other amounts payable47/48€4k€8k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€843€1k▲

Other operating charges640/8€658€750▲

Gross operating margin9900€-25k€-108k▼

Operating profit (loss)9901€-27k€-110k▼

Financial income75/76B€0€0▲

Recurring financial income75€0€0▲

Financial charges65/66B€4k€518▼

Recurring financial charges65€4k€518▼

Profit (loss) for the period before taxes9903€-31k€-110k▼

Profit (loss) for the period9904€-31k€-110k▼

Profit (loss) for the period to be appropriated9905€-31k€-110k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-31k€-141k▼

Profit (loss) brought forward from the previous period14P-€-31k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Gazette 1Filings 2

2026

08-09

State Gazette act General meeting · Name change

General meeting · Name change · Statutes amendment6 facts ▸

General meeting, 2026-06-30
Name change, HOMAZ
Statutes amendment
Statutes amendment
Capital increase, €3.610.000
Power of attorney, Konsilanto BV

2025

24-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Liquidity times 5current ratio 50.04

Current ratio from 10.98 to 50.04.

04-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Haacht · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Werchtersesteenweg 1263150 Haacht

Ground area

344 m²

Building footprint

159 m²

Volume, LiDAR

1,045 m³

2 parcels, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Septennium R.E.

Oudstrijderslaan 34, 3140 KeerbergenReal estate development

since 20232.342.538.023

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24048B0352/00X000	Flanders	318 m²	1 · 159 m²	10.3 m · 2 fl.
24033C0180/00N003	Flanders	26 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

3 connected companies

Shared address / shareholder

Network connections

ALIMCO

Shared address

→

BO-INVEST

Shared address

→

Solid beheer & ontwikkeling

Shared address

→

Capital and shareholders

Capital increase of 3,610,000 EUR · no new shares

State Gazette act of 08-09-2026

Public money · subsidies and aid

Flemish government

2023 to 2025 · 3 entries · 1,861 EUR awarded · 3,203 EUR paid

Year	Entries	awarded	paid
2025	1	781 EUR	781 EUR
2024	1	0 EUR	459 EUR
2023	1	1,080 EUR	1,963 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

3 entries · 1,861 EUR · 3,203 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector and region

We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 24,725 companies in sector 64210 we hold annual accounts for 19,754.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-03-2023

Fiscal year end31-12

Trade name NL Abric

Activities, NACEBEL

68121Development of residential building projects

64210Activities of holding companies

68122Development of non-residential building projects

68110Buying and selling of own real estate

68201Renting and operating of own or leased residential real estate, excluding social housing

68203Renting and operating of own or leased non-residential real estate, excluding land

87999Residential care activities

96999Other personal services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.