The computed 12-month bankruptcy probability of SEPT SERVICE is 14.7% (high). For SEPT SERVICE, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €140,331 and a net result of €92,806. Equity is growing by about 135% per year across the filed financial years. The company has been active since 2019 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Signalsraises risk3 financial years not filed after the legal deadline; latest accounts 553 days late; 3 of the last 3 lateFigures for financial year 2022 (filed 10-02-2025)Ex-officio strike-off in the KBOTwo or more financial years not filedFiled more than 90 days lateAdministrative warnings in the KBO publicationslowers riskSize: total assets €260,494Show the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency79+33
equity 53.9% of total assets
Liquidity33-7
short-term debt 46.1% · cash 4.3%
Profitability100+11
return on assets 35.6%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
14.7%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 10.3%12-2024: 10.3%● unchanged vs 11-202401-2025: 10.3%● unchanged vs 12-202402-2025: 10.3%● unchanged vs 01-202503-2025: 8.7%▼ -1.6 percentage points vs 02-202504-2025: 8.4%▼ -0.3 percentage points vs 03-202505-2025: 8.4%● unchanged vs 04-202506-2025: 8.3%▼ -0.1 percentage points vs 05-2025lowest value07-2025: 8.3%● unchanged vs 06-2025lowest value08-2025: 8.7%▲ +0.4 percentage points vs 07-202509-2025: 8.7%● unchanged vs 08-202510-2025: 8.7%● unchanged vs 09-202511-2025: 8.7%● unchanged vs 10-202512-2025: 8.7%● unchanged vs 11-202501-2026: 8.7%● unchanged vs 12-202502-2026: 8.7%● unchanged vs 01-202603-2026: 8.7%● unchanged vs 02-202604-2026: 8.7%● unchanged vs 03-202605-2026: 8.7%● unchanged vs 04-202606-2026: 8.7%● unchanged vs 05-202607-2026: 8.8%▲ +0.1 percentage points vs 06-202608-2026: 8.3%▼ -0.5 percentage points vs 07-202609-2026: 8.3%● unchanged vs 08-202610-2026: 14.7%▲ +6.4 percentage points vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline13-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 03-02-2025, 553 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
This company filed its last 3 accounts on average 284 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.