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Seppe Laenen

Active
Private limited companyfounded 2021active for 5 yearsMax Temmermanlaan (Heide) 25, 2920 Kalmthout, BelgiumKBO/BCE: BE 0765.235.572
Summary

Seppe Laenen has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,000 and a net result of €125,530. Equity has been shrinking by about 28% per year since 2021. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 5% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-03-2021 Normal situation
Activity
Activities of lawyers NACE 69101
Establishment unit
2.315.151.161 2920 Kalmthout, since 16-03-2021
Financial year end
31 December
Peppol
Reachable since 02-10-2025

Board and ownership

Board
  • Laenen SeppeDirector

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€170,429
▲ 57.0%
Turnover
≈ €300,000
estimated
Profit
€125,530
▲ 54.3%
Equity
€2,000
=
Total assets
€198,069
▲ 2.4%
Filed on 15-06-2026, 46 days before the deadline
Score breakdownraises riskEquity €2,000 (1.0% of total assets)lowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 0.95, cash €90,887Size: total assets €198,069Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 37% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Average
Solvency 26=
equity 1.0% of total assets
Liquidity 50+15
short-term debt 99.0% · cash 45.9%
Profitability 100=
return on assets 63.4%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 5% of them on solvency, 28% on liquidity, 82% on profitability and 35% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Equity €2,000 (1.0% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.95, cash €90,887
NBB · annual accounts
lowers risk · Size: total assets €198,069
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 15759 sector peers (2025).
NBB · sector comparison
Position among 15759 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
46 days early
2024
115 days early
2023
30 days early
2022
1 day late
2021
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 26 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 accounts filed within 86 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 95% of companies in legal and accountingsector median 56.9% · 15,759 companies 1.0% View
  • Positive: 5 profitable years in a rowprofit 2025: €125,530 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as Seppe Laenen: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €195,000 and €210,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
Seppe Laenen Kalmthout€198,069€170,429
Meritius Antwerpen Antwerpen€208,207€175,611
DOMIEN OP DE BEECK Herentals€198,022€193,374
Advocatenkantoor Van Rossem Joaquim Sint-Lambrechts-Woluwe€203,250€167,473
Daniel ZAMARIOLA, Avocat Marche-en-Famenne€209,511€174,849
Charlotte Bihain Sint-Pieters-Woluwe€194,526€161,729
ALICE NOLAN Elsene€197,197€182,845
Full comparison

Key facts about Seppe Laenen

What is the company number of Seppe Laenen?
The company number of Seppe Laenen is 0765.235.572. The VAT number is the same number with BE in front: BE 0765.235.572.
Where is Seppe Laenen based?
The registered office is at Max Temmermanlaan (Heide) 25, 2920 Kalmthout.Company details
What does Seppe Laenen do?
According to the KBO register, the main activity is activities of lawyers (NACE 69101).
What is the legal form of Seppe Laenen?
The legal form of Seppe Laenen is Private limited company (BV).
When was Seppe Laenen founded?
Seppe Laenen was founded on 16-03-2021.
Is Seppe Laenen still active?
Yes, Seppe Laenen is an active enterprise in the KBO register.
What is the turnover of Seppe Laenen?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €170,429 and 38 comparable companies (NACE 691). It probably lies between €230,000 and €450,000.Financials
Is Seppe Laenen profitable?
In financial year 2025, Seppe Laenen made a profit of €125,530.
Where can I find the annual accounts of Seppe Laenen?
Seppe Laenen filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Seppe Laenen due?
Seppe Laenen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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