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SenZo

Active
Private limited companyfounded 20233 yrs activeHongarijenstraat 15, 3294 Diest, BelgiumKBO/BCE: BE 0802.696.873
Summary

SenZo has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30,348 and a net result of €25,348. Its solvency ranks better than 49% of 37951 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency82
Growth-
Track record79
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.34; short-term debt: 42.7% and cash: 28.7% of total assets), and 42.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
57.3%
Return on assets
47.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SenZo was incorporated on 13 June 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€30,348
Total assets
€52,940
Net result
€25,348
Working capital
€30,348

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €52,940
Equity €30,348
Debt €22,592
Debt finances 42.7% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
2.34
Debt to equity
0.74
ROE
83.5%
ROA
47.9%
Debt ≤ 1 year
€22,592
Income taxes
€6,949
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 29 lines
Balance sheet Code2024
Assets
Total assets20/58€52,940
Current assets29/58€52,940
Amounts receivable within one year40/41€37,752
Trade receivables40€37,752
Cash at bank and in hand54/58€15,188
Equity and liabilities
Total equity and liabilities10/49€52,940
Equity10/15€30,348
Contributions10/11€5,000
Reserves13€25,348
Distributable reserves133€25,348
Amounts payable17/49€22,592
Amounts payable within one year42/48€22,592
Trade debts44€1,477
Suppliers440/4€1,477
Taxes, remuneration and social security45€18,397
Taxes450/3€18,397
Other amounts payable47/48€2,719
Income statement Code2024
Other operating charges640/8€719
Gross operating margin9900€33,090
Operating profit (loss)9901€32,371
Financial charges65/66B€75
Recurring financial charges65€75
Profit (loss) for the period before taxes9903€32,296
Income taxes67/77€6,949
Profit (loss) for the period9904€25,348
Profit (loss) for the period to be appropriated9905€25,348
Appropriation of the result
Profit (loss) to be appropriated9906€25,348
Transfer to equity691/2€25,348
To other reserves6921€25,348

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€719
Gross operating margin9900€33,090
Operating profit (loss)9901€32,371
Financial charges65/66B€75
Recurring financial charges65€75
Profit (loss) for the period before taxes9903€32,296
Income taxes67/77€6,949
Profit (loss) for the period9904€25,348
Profit (loss) for the period to be appropriated9905€25,348
Line2024
Assets
Total assets20/58€52,940
Current assets29/58€52,940
Amounts receivable within one year40/41€37,752
Trade receivables40€37,752
Cash at bank and in hand54/58€15,188
Equity and liabilities
Total equity and liabilities10/49€52,940
Equity10/15€30,348
Contributions10/11€5,000
Reserves13€25,348
Distributable reserves133€25,348
Amounts payable17/49€22,592
Amounts payable within one year42/48€22,592
Trade debts44€1,477
Suppliers440/4€1,477
Taxes, remuneration and social security45€18,397
Taxes450/3€18,397
Other amounts payable47/48€2,719
Line2024
Profit (loss) for the period9904€25,348
Operating cash flow (approximation)€25,348

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
595 m²
Building footprint
128 m²
Volume, LiDAR
696 m³
Parcel 24073H0026/00D007, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SenZo
Hongarijenstraat 15, 3294 DiestAgents in non-specialised wholesale trade
since 20232.346.094.557
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24073H0026/00D007 Flanders 595 m² 1 · 128 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 34,460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.