SENTE - VAN BAEL
ActiveSENTE - VAN BAEL has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.82M and a net result of €298k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 9625 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 6.47 against 6.36 in 2023; short-term debt: 12.2% and cash: 9.5% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
87.2%
Return on assets
9.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
64 d early
2023
26 d early
2022
31 d late
2021
31 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.82M▲ 8.2%
2023 · €2.60M
2018: €1.63M
2019: €1.69M
2020: €1.82M
2021: €2.05M
2022: €2.32M
2023: €2.60M
2018 → 2024
Total assets
€3.23M▲ 8.5%
2023 · €2.98M
2018: €1.97M
2019: €2.04M
2020: €2.15M
2021: €2.51M
2022: €2.73M
2023: €2.98M
2018 → 2024
Net result
€298k▼ 3.3%
2023 · €308k
2018: €92k
2019: €73k
2020: €145k
2021: €262k
2022: €287k
2023: €308k
2018 → 2024
Working capital
€2.15M▲ 11.4%
2023 · €1.93M
2018: €809k
2019: €921k
2020: €1.12M
2021: €1.40M
2022: €1.61M
2023: €1.93M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.82M-€2.05M▲ 12.6%€2.32M▲ 13.2%€2.60M▲ 12.2%€2.82M▲ 8.2%
Operating result€201k-€383k▲ 90.3%€415k▲ 8.4%€367k▼ 11.7%€419k▲ 14.4%
Net result€145k-€262k▲ 80.0%€287k▲ 9.8%€308k▲ 7.4%€298k▼ 3.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 14% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.23M
Fixed assets
€689k▼ 0.2%
Current assets
€2.54M▲ 11.1%
Equity and liabilities €3.23M
Equity
€2.82M▲ 8.2%
Debt
€415k▲ 10.3%
The debt ratio rises from 12.6% to 12.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€482k▲
2023 · €432k
Cash flow
€361k▼
2023 · €374k
Solvency
87.2%▼
2023 · 87.4%
Current ratio
6.47▲
2023 · 6.36
Quick ratio
5.21▲
2023 · 4.81
Debt / equity
0.15▲
2023 · 0.14
ROE
10.6%▼
2023 · 11.8%
ROA
9.2%▼
2023 · 10.4%
Interest coverage
20.64▼
2023 · 24.85
Debt
€415k▲
2023 · €376k
Debt ≤ 1 year
€393k▲
2023 · €360k
Income taxes
€132k▼
2023 · €141k
Staff costs
€95k▲
2023 · €88k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.98M€3.23M▲
Fixed assets21/28€690k€689k▼
Tangible fixed assets22/27€638k€637k▼
Land and buildings22€516k€491k▼
Plant, machinery and equipment23€48k€93k▲
Furniture and vehicles24€74k€53k▼
Financial fixed assets28€52k€52k=
Current assets29/58€2.29M€2.54M▲
Stocks and contracts in progress3€557k€494k▼
Stocks30/36€557k€494k▼
Amounts receivable within one year40/41€93k€86k▼
Trade receivables40€90k€80k▼
Other amounts receivable41€3k€6k▲
Current investments50/53€1.48M€1.66M▲
Cash at bank and in hand54/58€163k€306k▲
Equity and liabilities
Total equity and liabilities10/49€2.98M€3.23M▲
Equity10/15€2.60M€2.82M▲
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€2.48M€2.69M▲
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Tax-exempt reserves132€38k€38k=
Distributable reserves133€2.43M€2.64M▲
Profit (loss) carried forward14€493€493=
Amounts payable17/49€376k€415k▲
Amounts payable within one year42/48€360k€393k▲
Trade debts44€10k€23k▲
Suppliers440/4€10k€23k▲
Taxes, remuneration and social security45€38k€21k▼
Taxes450/3€38k€21k▼
Other amounts payable47/48€312k€349k▲
Accrued charges and deferred income492/3€16k€22k▲
Income statement
Code20232024
Remuneration, social security and pensions62€88k€95k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€63k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€521k€578k▲
Operating profit (loss)9901€367k€419k▲
Financial income75/76B€100k€35k▼
Recurring financial income75€16k€33k▲
Non-recurring financial income76B€84k€1k▼
Financial charges65/66B€17k€23k▲
Recurring financial charges65€17k€23k▲
Profit (loss) for the period before taxes9903€449k€430k▼
Income taxes67/77€141k€132k▼
Profit (loss) for the period9904€308k€298k▼
Profit (loss) for the period to be appropriated9905€308k€298k▼
Appropriation of the result
Profit (loss) to be appropriated9906€309k€299k▼
Profit (loss) brought forward from the previous period14P€493€493=
Transfer from equity791/2€25k€85k▲
Transfer to equity691/2€308k€298k▼
To other reserves6921€308k€298k▼
Profit to be distributed694/7€25k€85k▲
Return on contributions (dividend)694€25k€85k▲
Social balance
Average headcount (FTE)90871.81.9▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €308k ▲7.4%
Net result €308k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €2MEq €2.05M ▲12.6%
4 profitable years in a row build equity to €2.05M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €73k ▼20.1%
Net result drops to €73k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 463220 HolsbeekGround area
1,490 m²
Building footprint
1,324 m²
Volume, LiDAR
5,135 m³
Parcel 24103B0263/00A002, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SENT-VAN BAEL NV
since 19902.050.432.322
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24103B0263/00A002 | Flanders | 1,490 m² | 1 · 1,324 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 916 companies in sector 32990 we hold annual accounts for 163. 69 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-11-1990
Fiscal year end31-12
Activities, NACEBEL
32990Other manufacturing not elsewhere classified
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.kaarsen-sente.be
E-mail:info@kaarsen-sente.be