Sensing Africa
ActiveThe computed 12-month bankruptcy probability of Sensing Africa is 2.9% (moderate). The 2025 annual accounts show equity of €43k and a net result of €14k. Equity is growing by ~46.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 442 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-19
Solvency57=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.26 in 2024; short-term debt: 67.1% and cash: 30.9% of total assets), and 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
4 d late
2024
22 d late
2023
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▲ 46.9%
2024 · €29k
2023: €16k
2024: €29k
2023 → 2025
Total assets
€136k▲ 49.5%
2024 · €91k
2023: €68k
2024: €91k
2023 → 2025
Net result
€14k▼ 0.3%
2024 · €14k
2023: €-9k
2024: €14k
2023 → 2025
Working capital
€26k▲ 84.2%
2024 · €14k
2023: €2k
2024: €14k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€29k▲ 87.2%€43k▲ 46.9%
Operating result€-9k-€19k€22k▲ 17.4%
Net result€-9k-€14k€14k▼ 0.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€19k▼ 20.9%
Current assets
€117k▲ 74.6%
Equity and liabilities €136k
Equity
€43k▲ 46.9%
Debt
€93k▲ 50.7%
The debt ratio rises from 67.8% to 68.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €26k
Cash flow
€21k▲
2024 · €21k
Solvency
31.6%▼
2024 · 32.2%
Current ratio
1.28▲
2024 · 1.26
Quick ratio
1.28▲
2024 · 1.26
Debt / equity
2.16▲
2024 · 2.11
ROE
31.9%▼
2024 · 47.1%
ROA
10.1%▼
2024 · 15.2%
Interest coverage
4.04▼
2024 · 5.61
Debt
€93k▲
2024 · €62k
Debt ≤ 1 year
€91k▲
2024 · €53k
Debt > 1 year
€0▼
2024 · €6k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€136k▲
Fixed assets21/28€24k€19k▼
Tangible fixed assets22/27€24k€19k▼
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€23k€16k▼
Current assets29/58€67k€117k▲
Amounts receivable within one year40/41€21k€72k▲
Trade receivables40€20k€70k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€43k€42k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€91k€136k▲
Equity10/15€29k€43k▲
Contributions10/11€25k€25k=
Reserves13-€10k
Distributable reserves133-€10k
Profit (loss) carried forward14€4k€8k▲
Amounts payable17/49€62k€93k▲
Amounts payable after more than one year17€6k€0▼
Financial debts170/4€6k€0▼
Amounts payable within one year42/48€53k€91k▲
Current portion of amounts payable after more than one year42€10k€6k▼
Trade debts44€27k€66k▲
Suppliers440/4€27k€66k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€14k€14k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€308€296▼
Gross operating margin9900€26k€30k▲
Operating profit (loss)9901€19k€22k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€16k€18k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€14k€14k▼
Profit (loss) for the period to be appropriated9905€14k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€18k▲
Profit (loss) brought forward from the previous period14P€-9k€4k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7€143€0▼
Return on contributions (dividend)694€143€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentbruggekouter 77B9050 GentGround area
3.7 ha
Building footprint
1,088 m²
Volume, LiDAR
1,587 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sensing Africa
since 20232.346.825.225
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44022A0637/00B000 | Flanders | 3.4 ha | 1 · 821 m² | 0.1 m |
| 34354C0900/00V002 | Flanders | 3,088 m² | 1 · 267 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FABULA REIZEN-VOYAGES
BE 0474.369.392
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ODYSSEA TRAVEL
BE 0682.584.644
Chimay · Eq €43k
SMEB
BE 0671.818.733
Anderlecht · Eq €44k
Air Promotion Group Belgium
BE 0442.132.631
Zaventem · Eq €42k
L'Européenne Du Tourisme
BE 0766.617.922
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Of 1,438 companies in sector 79110 we hold annual accounts for 880. 655 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2023
Fiscal year end31-12
Activities, NACEBEL
79110Travel agency activities
70200Business and other management consultancy
70220Business consulting
79120Travel agency, tour operator and other reservation service and related activities
79901Tourist information services
85599Other education
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.