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SenS

Active
Private limited companyfounded 20241 yr activeSt. Martinusstraat 53, 2470 Retie, BelgiumKBO/BCE: BE 1017.832.381
Summary

SenS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €16,665 and a net result of €11,665. Its solvency ranks better than 38% of 26040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2024
Axes
Profitability86
Solvency44
Growth-
Track record67
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.19; short-term debt: 80.7% and cash: 6.9% of total assets), and 80.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
19.3%
Return on assets
13.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 23 December 2024, SenS was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€16,665
Total assets
€86,255
Net result
€11,665
Working capital
€12,985

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €86,255
Fixed assets €3,679
Current assets €82,576
Equity and liabilities €86,255
Equity €16,665
Debt €69,590
Debt finances 80.7% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€15,090
Cash flow
€11,688
Current ratio
1.19
Quick ratio
0.10
Debt to equity
4.18
ROE
70.0%
ROA
13.5%
Interest coverage
35.62
Debt ≤ 1 year
€69,590
Income taxes
€2,979

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€86,255
Fixed assets21/28€3,679
Tangible fixed assets22/27€3,679
Plant, machinery and equipment23€3,679
Current assets29/58€82,576
Stocks and contracts in progress3€75,504
Stocks30/36€75,504
Amounts receivable within one year40/41€1,087
Trade receivables40€1,087
Cash at bank and in hand54/58€5,985
Equity and liabilities
Total equity and liabilities10/49€86,255
Equity10/15€16,665
Contributions10/11€5,000
Reserves13€11,665
Distributable reserves133€11,665
Amounts payable17/49€69,590
Amounts payable within one year42/48€69,590
Trade debts44€1,838
Suppliers440/4€1,838
Taxes, remuneration and social security45€4,839
Taxes450/3€4,839
Other amounts payable47/48€62,914
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23
Other operating charges640/8€386
Gross operating margin9900€15,476
Operating profit (loss)9901€15,067
Financial charges65/66B€424
Recurring financial charges65€424
Profit (loss) for the period before taxes9903€14,644
Income taxes67/77€2,979
Profit (loss) for the period9904€11,665
Profit (loss) for the period to be appropriated9905€11,665
Appropriation of the result
Profit (loss) to be appropriated9906€11,665
Transfer to equity691/2€11,665
To other reserves6921€11,665

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23
Other operating charges640/8€386
Gross operating margin9900€15,476
Operating profit (loss)9901€15,067
Financial charges65/66B€424
Recurring financial charges65€424
Profit (loss) for the period before taxes9903€14,644
Income taxes67/77€2,979
Profit (loss) for the period9904€11,665
Profit (loss) for the period to be appropriated9905€11,665
Line2024
Assets
Total assets20/58€86,255
Fixed assets21/28€3,679
Tangible fixed assets22/27€3,679
Plant, machinery and equipment23€3,679
Current assets29/58€82,576
Stocks and contracts in progress3€75,504
Stocks30/36€75,504
Amounts receivable within one year40/41€1,087
Trade receivables40€1,087
Cash at bank and in hand54/58€5,985
Equity and liabilities
Total equity and liabilities10/49€86,255
Equity10/15€16,665
Contributions10/11€5,000
Reserves13€11,665
Distributable reserves133€11,665
Amounts payable17/49€69,590
Amounts payable within one year42/48€69,590
Trade debts44€1,838
Suppliers440/4€1,838
Taxes, remuneration and social security45€4,839
Taxes450/3€4,839
Other amounts payable47/48€62,914
Line2024
Profit (loss) for the period9904€11,665
+ Depreciation and write-downs630€23
Operating cash flow (approximation)€11,688

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
565 m²
Building footprint
216 m²
Volume, LiDAR
1,302 m³
Parcel 13036F0473/00W000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SenS
St. Martinusstraat 53, 2470 RetieManufacture of wearing apparel
since 20242.368.584.503
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13036F0473/00W000 Flanders 565 m² 1 · 216 m² 10.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,495 companies in sector 47716 we hold annual accounts for 2,439. 1,503 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017832381
Also 9925:BE1017832381
Registered 19-08-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.