SENS
ActiveSummary
The computed 12-month bankruptcy probability of SENS is 1.7% (moderate). The 2025 annual accounts show equity of €28k and a net result of €-9k. Equity is shrinking by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 13305 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-11
Solvency36▼-4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.47 in 2024; short-term debt: 22.9% and cash: 4.4% of total assets), and 89.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.6%
Return on assets
-3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
29 d late
2022
31 d late
2021
25 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 24.9%
2024 · €37k
2018: €38k
2019: €44k
2020: €52k
2021: €45k
2022: €28k
2023: €24k
2024: €37k
2018 → 2025
Total assets
€260k▲ 6.6%
2024 · €244k
2018: €58k
2019: €55k
2020: €58k
2021: €260k
2022: €244k
2023: €247k
2024: €244k
2018 → 2025
Net result
€-9k
2024 · €13k
2018: €520
2019: €6k
2020: €8k
2021: €-7k
2022: €-27k
2023: €-4k
2024: €13k
2018 → 2025
Working capital
€-44k▼ 42.4%
2024 · €-31k
2018: €25k
2019: €44k
2020: €42k
2021: €-13k
2022: €-36k
2023: €-59k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€28k▼ 38.0%€24k▼ 14.5%€37k▲ 55.0%€28k▼ 24.9%
Operating result€-5k-€-24k▼ 410%€-1k▲ 94.1%€15k€-7k
Net result€-7k-€-27k▼ 271%€-4k▲ 85.3%€13k€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €260k
Fixed assets
€244k ▲ 12.4%
Current assets
€16k ▼ 40.8%
Equity and liabilities €260k
Equity
€28k ▼ 24.9%
Debt
€232k ▲ 12.1%
Debt's share of the balance-sheet total rises from 84.9% to 89.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€24k▼
2024 · €39k
Cash flow
€22k▼
2024 · €37k
Current ratio
0.27▼
2024 · 0.47
Debt to equity
8.42▲
2024 · 5.64
ROE
-33.2%▼
2024 · 35.5%
ROA
-3.5%▼
2024 · 5.3%
Interest coverage
10.48▼
2024 · 21.90
Debt ≤ 1 year
€60k▲
2024 · €58k
Debt > 1 year
€172k▲
2024 · €146k
Income taxes
€181▼
2024 · €299
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€244k€260k▲
Fixed assets21/28€217k€244k▲
Intangible fixed assets21€1k-
Tangible fixed assets22/27€216k€244k▲
Land and buildings22€185k€174k▼
Plant, machinery and equipment23€2k€15k▲
Furniture and vehicles24€29k€55k▲
Current assets29/58€27k€16k▼
Amounts receivable within one year40/41€21k€1k▼
Trade receivables40€20k-
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€5k€11k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€244k€260k▲
Equity10/15€37k€28k▼
Contributions10/11€20k€20k=
Reserves13€399€399=
Distributable reserves133€399€399=
Profit (loss) carried forward14€16k€7k▼
Amounts payable17/49€207k€232k▲
Amounts payable after more than one year17€146k€172k▲
Financial debts170/4€146k€172k▲
Amounts payable within one year42/48€58k€60k▲
Current portion of amounts payable after more than one year42€12k€22k▲
Financial debts43€409€275▼
Credit institutions430/8€409€275▼
Trade debts44€198€312▲
Suppliers440/4€198€312▲
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€45k€35k▼
Accrued charges and deferred income492/3€4k€900▼
Income statement
Code20242025
Non-recurring operating income76A€2k€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€31k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€41k€27k▼
Operating profit (loss)9901€15k€-7k▼
Financial income75/76B€77€0▼
Recurring financial income75€77€0▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€13k€-9k▼
Income taxes67/77€299€181▼
Profit (loss) for the period9904€13k€-9k▼
Profit (loss) for the period to be appropriated9905€13k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€7k▼
Profit (loss) brought forward from the previous period14P€3k€16k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 5.19
Current ratio from 2.22 to 5.19; short-term debt falls from €20k to €11k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Charles De Coster 31420 Braine-l'AlleudGround area
2,327 m²
Building footprint
987 m²
Volume, LiDAR
17,383 m³
Parcel 21464E0001/00Y024, Brussels · tallest building 23.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Jetse Steenweg 550, 1090 Jette
since 20072.163.145.827
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464E0001/00Y024 | Brussels | 2,327 m² | 1 · 987 m² | 23.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,888 companies in sector 56112 we hold annual accounts for 9,780. 8,342 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.