SENS
ActiveSENS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202k and a net result of €5k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-6
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 0.8 in 2024; short-term debt: 9.2% and cash: 19.3% of total assets), and 15.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
2.2%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
42 d early
2023
7 d early
2022
2 d early
2021
on the day
2020
20 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€202k▼ 1.6%
2024 · €205k
2019: €237k
2020: €247k
2021: €254k
2022: €255k
2023: €229k
2024: €205k
2019 → 2025
Total assets
€238k▼ 8.0%
2024 · €259k
2019: €285k
2020: €254k
2021: €257k
2022: €259k
2023: €248k
2024: €259k
2019 → 2025
Net result
€5k▼ 68.7%
2024 · €17k
2019: €8k
2020: €10k
2021: €7k
2022: €1k
2023: €-10k
2024: €17k
2019 → 2025
Working capital
€46k
2024 · €-11k
2019: €77k
2020: €50k
2021: €67k
2022: €83k
2023: €48k
2024: €-11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€255k▲ 0.6%€229k▼ 10.3%€205k▼ 10.4%€202k▼ 1.6%
Operating result€12k-€4k▼ 69.9%€-8k€29k€11k▼ 61.2%
Net result€7k-€1k▼ 78.9%€-10k€17k€5k▼ 68.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238k
Fixed assets
€170k▼ 21.1%
Current assets
€68k▲ 57.9%
Equity and liabilities €238k
Equity
€202k▼ 1.6%
Debt
€37k▼ 32.3%
The debt ratio falls from 20.9% to 15.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €45k
Cash flow
€28k▼
2024 · €33k
Solvency
84.6%▲
2024 · 79.1%
Current ratio
3.08▲
2024 · 0.80
Quick ratio
3.08▲
2024 · 0.80
Debt / equity
0.18▼
2024 · 0.26
ROE
2.6%▼
2024 · 8.1%
ROA
2.2%▼
2024 · 6.4%
Interest coverage
160.07▼
2024 · 168.56
Debt
€37k▼
2024 · €54k
Debt ≤ 1 year
€22k▼
2024 · €54k
Income taxes
€6k▼
2024 · €12k
Staff costs
€387
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€259k€238k▼
Formation expenses20-€0
Fixed assets21/28€216k€170k▼
Tangible fixed assets22/27€216k€170k▼
Land and buildings22€119k€112k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€92k€54k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€43k€68k▲
Amounts receivable within one year40/41€5k€7k▲
Trade receivables40€5k€7k▲
Other amounts receivable41€76€133▲
Cash at bank and in hand54/58€38k€46k▲
Deferred charges and accrued income490/1€282€15k▲
Equity and liabilities
Total equity and liabilities10/49€259k€238k▼
Equity10/15€205k€202k▼
Contributions10/11€19k€19k=
Reserves13€186k€183k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€1k€1k=
Distributable reserves133€185k€182k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€54k€37k▼
Amounts payable within one year42/48€54k€22k▼
Trade debts44€541€864▲
Suppliers440/4€541€864▲
Taxes, remuneration and social security45€13k€4k▼
Taxes450/3€13k€4k▼
Other amounts payable47/48€40k€17k▼
Accrued charges and deferred income492/3-€15k
Income statement
Code20242025
Non-recurring operating income76A€17k€6k▼
Remuneration, social security and pensions62-€387
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€23k▲
Other operating charges640/8€3k€628▼
Non-recurring operating charges66A€0-
Gross operating margin9900€48k€35k▼
Operating profit (loss)9901€29k€11k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€268€212▼
Recurring financial charges65€268€212▼
Profit (loss) for the period before taxes9903€28k€11k▼
Income taxes67/77€12k€6k▼
Profit (loss) for the period9904€17k€5k▼
Profit (loss) for the period to be appropriated9905€17k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€5k▼
Transfer from equity791/2€40k€8k▼
Transfer to equity691/2€17k€5k▼
To other reserves6921€17k€5k▼
Profit to be distributed694/7€40k€8k▼
Return on contributions (dividend)694€40k€8k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Liquidity quadruplescurrent ratio 3.08
Current ratio from 0.80 to 3.08; short-term debt falls from €54k to €22k.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-10k ▼785%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity triplescurrent ratio 20.28
Current ratio from 7.93 to 20.28; short-term debt falls from €7k to €3k.
11-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Liquidity triplescurrent ratio 7.93
Current ratio from 2.59 to 7.93; short-term debt falls from €49k to €7k.
17-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warande 209270 LaarneGround area
733 m²
Building footprint
106 m²
Volume, LiDAR
515 m³
Parcel 42010C0783/00B002, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Warande 20, 9270 Laarne
since 20012.093.262.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010C0783/00B002 | Flanders | 733 m² | 1 · 106 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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A.M. MOENS CONSULT
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Pont-à-Celles · Eq €202k
COSECU
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L3techconsult
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,750 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2001
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.