SENORO
ActiveSENORO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €7k. Equity is growing by ~76.5% per year across the filed fiscal years. Its solvency ranks better than 67% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency97▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.49 against 3.38 in 2024; short-term debt: 27.8% and cash: 95.1% of total assets), and 27.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.1%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
63 d early
2024
57 d early
2023
49 d early
2022
61 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 7.8%
2024 · €90k
2022: €3k
2023: €-8k
2024: €90k
2022 → 2025
Total assets
€135k▲ 5.9%
2024 · €127k
2022: €14k
2023: €9k
2024: €127k
2022 → 2025
Net result
€7k▼ 92.8%
2024 · €98k
2022: €-2k
2023: €-11k
2024: €98k
2022 → 2025
Working capital
€93k▲ 6.2%
2024 · €88k
2022: €3k
2023: €-11k
2024: €88k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€3k-€-8k€90k€97k▲ 7.8%
Operating result€-2k-€-8k▼ 265%€134k€12k▼ 91.3%
Net result€-2k-€-11k▼ 373%€98k€7k▼ 92.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets
€4k▲ 68.6%
Current assets
€131k▲ 4.8%
Equity and liabilities €135k
Equity
€97k▲ 7.8%
Debt
€38k▲ 1.3%
The debt ratio falls from 29.1% to 27.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €135k
Cash flow
€8k▼
2024 · €99k
Solvency
72.1%▲
2024 · 70.9%
Current ratio
3.49▲
2024 · 3.38
Quick ratio
3.49▲
2024 · 3.38
Debt / equity
0.39▼
2024 · 0.41
ROE
7.3%▼
2024 · 109.1%
ROA
5.2%▼
2024 · 77.3%
Interest coverage
7.34▼
2024 · 63.58
Debt
€38k▲
2024 · €37k
Debt ≤ 1 year
€37k▲
2024 · €37k
Income taxes
€3k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€135k▲
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24€2k€4k▲
Financial fixed assets28-€57
Current assets29/58€125k€131k▲
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€0€790▲
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€123k€128k▲
Deferred charges and accrued income490/1€491€628▲
Equity and liabilities
Total equity and liabilities10/49€127k€135k▲
Equity10/15€90k€97k▲
Contributions10/11€5k€5k=
Reserves13€85k€85k=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€0€7k▲
Amounts payable17/49€37k€38k▲
Amounts payable within one year42/48€37k€37k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€34k€34k▼
Taxes450/3€34k€34k▼
Other amounts payable47/48€967€1k▲
Accrued charges and deferred income492/3€86€88▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275€805▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€136k€14k▼
Operating profit (loss)9901€134k€12k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€132k€10k▼
Income taxes67/77€34k€3k▼
Profit (loss) for the period9904€98k€7k▼
Profit (loss) for the period to be appropriated9905€98k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€7k▼
Profit (loss) brought forward from the previous period14P€-13k€0▲
Transfer to equity691/2€85k€0▼
To other reserves6921€85k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €98k
Net result €98k after 2 loss-making years.
31-12
Financial
Liquidity times 9current ratio 3.38
Current ratio from 0.37 to 3.38.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Del Pirère, Dion-V. 71325 Chaumont-GistouxGround area
1,195 m²
Building footprint
153 m²
Volume, LiDAR
826 m³
Parcel 25025C0034/00B004, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SENORO
since 20222.329.530.719
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025C0034/00B004 | Wallonia | 1,195 m² | 1 · 153 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.