Financials
- Fiscal year
- 2025
- Total assets
- €177,086
- Loss
- -€1,314
- Solvency
- 48.3%
Total assets▼ 2.7%
Net result
20182025
Sennur
ActiveSummary
Sennur has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,448 and a net result of -€1,314. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 61% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47112NACE 52112
1 site
Size
€177,086total assets 2025
- Equity
- €85,448
- Loss
- -€1,314
Turnover not published (abridged schema)
Structure
Accounts 35 d early0 of 5 deeds read
Why 67- Liquidity: current ratio 3.44- 1 of the last 3 late- Sector Retail trade (NACE 47)+ Founded in 2006Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 54% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
73=
equity 48.3% of total assets
Liquidity
93+1
short-term debt 15.9%
Profitability
36-35
return on assets -0.7%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.4%
12-2024: 1.4%● 0.0% vs 11-2024
01-2025: 1.4%● 0.0% vs 12-2024
02-2025: 1.4%▲ +1.5% vs 01-2025
03-2025: 1.4%● 0.0% vs 02-2025
04-2025: 1.4%▼ -2.2% vs 03-2025
05-2025: 1.3%▼ -2.2% vs 04-2025
06-2025: 1.3%▼ -3.9% vs 05-2025
07-2025: 1.4%▲ +8.6% vs 06-2025
08-2025: 1.2%▼ -16.8% vs 07-2025
09-2025: 1.2%● 0.0% vs 08-2025
10-2025: 1.2%● 0.0% vs 09-2025
11-2025: 1.2%● 0.0% vs 10-2025
12-2025: 1.2%▲ +1.6% vs 11-2025
01-2026: 1.2%● 0.0% vs 12-2025
02-2026: 1.2%● 0.0% vs 01-2026
03-2026: 1.2%▲ +1.0% vs 02-2026
04-2026: 1.2%▼ -0.5% vs 03-2026
05-2026: 1.2%▼ -2.3% vs 04-2026
06-2026: 1.1%▼ -3.0% vs 05-2026
07-2026: 0.9%▼ -21.6% vs 06-2026lowest value
08-2026: 1.4%▲ +57.3% vs 07-2026
09-2026: 1.6%▲ +13.3% vs 08-2026highest value
10-2026: 1.0%▼ -37.6% vs 09-2026
- Liquidity: current ratio 3.44 raises the probability
- Founded in 2006 lowers the probability for this profile
- 1 of the last 3 late raises the probability
- Sector Retail trade (NACE 47) raises the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.44 against 3.31 in 2024; short-term debt: 15.9% of total assets), but 51.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 63%, liquidity 93%, profitability 27%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
34 d early
2023
61 d late
2022
31 d late
2021
25 d late
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €2,748
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-06-2026Annual accounts filed
- 27-06-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 26-10-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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