Senne29
ActiveThe computed 12-month bankruptcy probability of Senne29 is 9.5% (elevated). The 2025 annual accounts show equity of €19k and a net result of €-17k. Its solvency ranks better than 36% of 13061 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
5
/ 100
Critical▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency11▼-5
Growth52
Stability94
Bankruptcy probability, 12 months
9.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.86 in 2024), and 86.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
-12.3%
Age of the figures
14 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
9 d late
2024
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 1.0%
2024 · €19k
2024: €19k
2024 → 2025
Total assets
€142k▼ 9.0%
2024 · €156k
2024: €156k
2024 → 2025
Net result
€-17k▼ 30.7%
2024 · €-13k
2024: €-13k
2024 → 2025
Working capital
€-16k▼ 210%
2024 · €-5k
2024: €-5k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€19k-€19k▲ 1.0%
Operating result€-19k-€-19k▼ 4.7%
Net result€-13k-€-17k▼ 30.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €19k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€119k▼ 3.4%
Current assets
€23k▼ 30.1%
Equity and liabilities €142k
Equity
€19k▲ 1.0%
Debt
€123k▼ 10.4%
The debt ratio falls from 87.8% to 86.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-14k
Cash flow
€-636▲
2024 · €-9k
Solvency
13.5%▲
2024 · 12.2%
Current ratio
0.58▼
2024 · 0.86
Quick ratio
0.55▼
2024 · 0.84
Debt / equity
6.41▼
2024 · 7.22
ROE
-91.3%▼
2024 · -70.5%
ROA
-12.3%▼
2024 · -8.6%
Interest coverage
-0.43▲
2024 · -7.06
Debt
€123k▼
2024 · €137k
Debt ≤ 1 year
€39k▲
2024 · €38k
Debt > 1 year
€82k▼
2024 · €97k
Staff costs
€39k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€142k▼
Fixed assets21/28€123k€119k▼
Intangible fixed assets21-€852
Tangible fixed assets22/27€123k€118k▼
Plant, machinery and equipment23€23k€21k▼
Other tangible fixed assets26€100k€97k▼
Financial fixed assets28-€615
Current assets29/58€32k€23k▼
Stocks and contracts in progress3€971€1k▲
Stocks30/36€971€1k▲
Amounts receivable within one year40/41€5k€8k▲
Other amounts receivable41€5k€8k▲
Cash at bank and in hand54/58€26k€13k▼
Equity and liabilities
Total equity and liabilities10/49€156k€142k▼
Equity10/15€19k€19k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-13k€-31k▼
Investment grants15€12k€30k▲
Amounts payable17/49€137k€123k▼
Amounts payable after more than one year17€97k€82k▼
Financial debts170/4€97k€82k▼
Amounts payable within one year42/48€38k€39k▲
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€3k€455▼
Taxes450/3-€40
Remuneration and social security454/9€3k€415▼
Other amounts payable47/48€19k€16k▼
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€3k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€17k▲
Other operating charges640/8€150€0▼
Gross operating margin9900€-11k€36k▲
Operating profit (loss)9901€-19k€-19k▼
Financial income75/76B€7k€8k▲
Recurring financial income75€7k€8k▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€-13k€-17k▼
Profit (loss) for the period9904€-13k€-17k▼
Profit (loss) for the period to be appropriated9905€-13k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-31k▼
Profit (loss) brought forward from the previous period14P-€-13k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zennestraat 291000 BrusselGround area
87 m²
Building footprint
87 m²
Volume, LiDAR
1,027 m³
Parcel 21810L2561/00Z007, Brussels · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Charlotte Timmermans
since 20232.349.462.239
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21810L2561/00Z007 | Brussels | 87 m² | 1 · 87 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.349.462.239
Similar companies · same sector, comparable size
DEN BOLIVAR
BE 0526.957.250
Antwerpen · Eq €19k
PASTICE
BE 1006.274.931
Asse · Eq €19k
FieCo
BE 1009.112.675
Hasselt · Eq €19k
PIZZERIA MAESTRA BIGA
BE 1006.228.213
Etterbeek · Eq €19k
ENADIO
BE 0824.525.140
Brussel · Eq €19k
Of 21,621 companies in sector 56112 we hold annual accounts for 9,652. 7,909 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2023
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:timmermanscharlotte@gmail.com
Phone:0472336129