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SENIOR CONSTRUCT

Active
Private limited companyfounded 2017active for 9 yearsRue Emile Jambe 69, 7021 Mons, BelgiumKBO/BCE: BE 0678.627.341

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of SENIOR CONSTRUCT is 4.0% (elevated). The annual accounts of SENIOR CONSTRUCT for financial year 2025 show a net loss of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €16,690 and a net result of -€29,487. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 17% of 9,368 sector peers (NACE 41, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 14-07-2017 Normal situation
Legal form
Private limited company
Registered office
Rue Emile Jambe 69, 7021 Mons
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment unit
2.269.683.105 7021 Mons, since 14-07-2017
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Who decides

Board

How it is doing

46 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.0%
Annual accounts 2025
Gross margin
€202,137
▲ 27.3%
Turnover
≈ €660,000
estimated
Loss
€29,487
Equity
€16,690
▼ 63.9%
Total assets
€200,017
▼ 14.3%
Staff
5.7 FTE
▲ 29.5%
2025 accounts filed 31 days late
Filed on 31-08-2026at the National Bank
Why 46raises riskSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 31 days late; 1 of the last 3 lateLoss of €29,487 (financial year 2025)lowers riskSize: total assets €200,017Show the evidence

Checked score

Score 2025
46 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency 33-12
equity 8.3% of total assets
Liquidity 23-10
short-term debt 55.2% · cash 1.4%
Profitability 10-61
return on assets -14.7%
Bankruptcy probability, 12 months
4.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,451 companies, NACE 41, micro)
Last 24 months 11-2024: 4.0% 12-2024: 4.0%● unchanged vs 11-2024 01-2025: 4.0%● unchanged vs 12-2024 02-2025: 4.0%● unchanged vs 01-2025 03-2025: 3.5%▼ -0.5 percentage points vs 02-2025 04-2025: 3.4%▼ -0.1 percentage points vs 03-2025 05-2025: 3.4%● unchanged vs 04-2025 06-2025: 3.3%▼ -0.1 percentage points vs 05-2025 07-2025: 3.4%▲ +0.1 percentage points vs 06-2025 08-2025: 4.1%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 1.1%▼ -3.0 percentage points vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.0%▼ -0.1 percentage points vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025lowest value 02-2026: 1.0%● unchanged vs 01-2026lowest value 03-2026: 1.0%● unchanged vs 02-2026lowest value 04-2026: 1.2%▲ +0.2 percentage points vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 4.1%▲ +2.3 percentage points vs 08-2026 10-2026: 4.0%▼ -0.1 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.94, compared with 1.24 in 2024, below 1; short-term debt: 55.2% and cash: 1.4% of total assets), and 91.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 17% on solvency, 19% on liquidity, 13% on profitability and 9% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
raises risk · Loss of €29,487 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €200,017
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9368 sector peers (2025).
NBB · sector comparison
Position among 9368 sector peers
Solvency
better than 17%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
31 days late
2024
22 days late
2023
29 days late
2022
30 days late
2021
31 days late
2020
31 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 38 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00503086.

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
31-08-2026
Format
micro format
Reference
2026-00503086
Turnover
≈ €660,000
Estimated: probably between €470,000 and €1.0m
Total assets
€200,017▼ 14.3%
2024 · €233,394
Net result
-€29,487
2024 · €3,564
Working capital
-€6,114
2024 · €33,295
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result turns negative in 2025: a loss of €17,098 after €8,366 in 2024, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€17,098 2025 Net result-€29,487 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result-€1,453-€4,457€13,952▲ 213%€3,089▼ 77.9%€9,608▲ 211%€10,705▲ 11.4%€8,366▼ 21.9%-€17,098
Net result-€2,110-€2,571€10,173within the sector's middle half▲ 296%€2,257within the sector's middle half▼ 77.8%€6,957within the sector's middle half▲ 208%€7,266within the sector's middle half▲ 4.4%€3,564within the sector's middle half▼ 51.0%-€29,487below the sector's middle half
Equity€13,390-€15,961▲ 19.2%€26,134within the sector's middle half▲ 63.7%€28,391within the sector's middle half▲ 8.6%€35,347within the sector's middle half▲ 24.5%€42,613within the sector's middle half▲ 20.6%€46,177within the sector's middle half▲ 8.4%€16,690within the sector's middle half▼ 63.9%
Total assets€66,624-€82,008▲ 23.1%€117,333within the sector's middle half▲ 43.1%€178,322within the sector's middle half▲ 52.0%€173,440within the sector's middle half▼ 2.7%€232,236within the sector's middle half▲ 33.9%€233,394within the sector's middle half▲ 0.5%€200,017within the sector's middle half▼ 14.3%
Debt€53,234-€66,047▲ 24.1%€91,199▲ 38.1%€149,931▲ 64.4%€138,092▼ 7.9%€189,622▲ 37.3%€187,217▼ 1.3%€183,328▼ 2.1%
Working capital€6,404-€6,758▲ 5.5%€15,315within the sector's middle half▲ 127%€12,708within the sector's middle half▼ 17.0%€27,819within the sector's middle half▲ 119%€43,691within the sector's middle half▲ 57.1%€33,295within the sector's middle half▼ 23.8%-€6,114below the sector's middle half
Solvency20.1%-19.5%▼ 0.6pp22.3%within the sector's middle half▲ 2.8pp15.9%within the sector's middle half▼ 6.4pp20.4%within the sector's middle half▲ 4.5pp18.3%within the sector's middle half▼ 2.0pp19.8%within the sector's middle half▲ 1.4pp8.3%below the sector's middle half▼ 11.4pp
Current ratio1.15-1.11▼ 0.041.17within the sector's middle half▲ 0.061.08within the sector's middle half▼ 0.081.25within the sector's middle half▲ 0.161.26within the sector's middle half▲ 0.011.24within the sector's middle half▼ 0.020.94below the sector's middle half▼ 0.29
Return on assets (ROA)-3.2%-3.1%▲ 6.3pp8.7%within the sector's middle half▲ 5.5pp1.3%within the sector's middle half▼ 7.4pp4.0%within the sector's middle half▲ 2.7pp3.1%within the sector's middle half▼ 0.9pp1.5%within the sector's middle half▼ 1.6pp-14.7%below the sector's middle half▼ 16.3pp
Staff (FTE)2.6-4.3▲ 65.4%4.6above the sector's middle half▲ 7.0%3.5▼ 23.9%4▲ 14.3%4=4.4▲ 10.0%5.7▲ 29.5%
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200,017
Fixed assets €95,664 ▲ 60.3%
Current assets €104,354 ▼ 39.9%
Equity and liabilities €200,017
Equity €16,690 ▼ 63.9%
Debt €183,328 ▼ 2.1%
Debt's share of the balance-sheet total rises from 80.2% to 91.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13,615▼
2024 · €31,084
Cash flow
€1,225▼
2024 · €26,282
Quick ratio
0.73▼
2024 · 0.89
Debt to equity
10.98▲
2024 · 4.05
ROE
-176.7%▼
2024 · 7.7%
Interest coverage
1.12▼
2024 · 9.83
Debt ≤ 1 year
€110,468▼
2024 · €140,435
Debt > 1 year
€72,799▲
2024 · €46,782
Income taxes
€186▼
2024 · €1,786
Staff costs
€185,666▲
2024 · €124,014
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 646 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 86.1% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
7.3% went bankrupt
5.7% stopped otherwise
86.1% still going

A further 0.9% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 646 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines

Source: Annual accounts 2025 at the NBB, filed with the National Bank on 31-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€233,394€200,017▼
Fixed assets21/28€59,664€95,664▲
Tangible fixed assets22/27€59,664€95,664▲
Plant, machinery and equipment23€6,809€6,612▼
Furniture and vehicles24€52,855€89,051▲
Current assets29/58€173,730€104,354▼
Stocks and contracts in progress3€49,194€23,969▼
Contracts in progress37€49,194€23,969▼
Amounts receivable within one year40/41€92,987€70,889▼
Trade receivables40€81,633€58,274▼
Other amounts receivable41€11,354€12,615▲
Cash at bank and in hand54/58€26,985€2,827▼
Deferred charges and accrued income490/1€4,564€6,669▲
Equity and liabilities
Total equity and liabilities10/49€233,394€200,017▼
Equity10/15€46,177€16,690▼
Contributions10/11€15,500€15,500=
Profit (loss) carried forward14€30,677€1,190▼
Amounts payable17/49€187,217€183,328▼
Amounts payable after more than one year17€46,782€72,799▲
Financial debts170/4€46,782€72,799▲
Amounts payable within one year42/48€140,435€110,468▼
Current portion of amounts payable after more than one year42€20,623€32,537▲
Trade debts44€23,749€24,236▲
Suppliers440/4€23,749€24,236▲
Taxes, remuneration and social security45€3,774€3,269▼
Taxes450/3€286€286=
Remuneration and social security454/9€3,489€2,983▼
Other amounts payable47/48€92,289€50,426▼
Accrued charges and deferred income492/3-€60
Income statement Code20242025
Remuneration, social security and pensions62€124,014€185,666▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,718€30,712▲
Other operating charges640/8€3,699€2,856▼
Gross operating margin9900€158,798€202,137▲
Operating profit (loss)9901€8,366-€17,098▼
Financial income75/76B€145€1▼
Recurring financial income75€145€1▼
Financial charges65/66B€3,162€12,204▲
Recurring financial charges65€3,162€12,204▲
Profit (loss) for the period before taxes9903€5,349-€29,301▼
Income taxes67/77€1,786€186▼
Profit (loss) for the period9904€3,564-€29,487▼
Profit (loss) for the period to be appropriated9905€3,564-€29,487▼
Appropriation of the result
Profit (loss) to be appropriated9906€30,677€1,190▼
Profit (loss) brought forward from the previous period14P€27,113€30,677▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are in the accounts filed with the National Bank.

Line20182019202020212022202320242025Change
Remuneration, social security and pensions62---€134,484€156,165€147,249€124,014€185,666▲ 49.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,540€6,394€6,568€8,710€11,079€13,800€22,718€30,712▲ 35.2%
Other operating charges640/8---€319€4,253€525€3,699€2,856▼ 22.8%
Gross operating margin9900€112,087€157,146€166,681€146,601€181,106€172,279€158,798€202,137▲ 27.3%
Operating profit (loss)9901-€1,453€4,457€13,952€3,089€9,608€10,705€8,366-€17,098-
Financial income75/76B---€2-€2€145€1▼ 99.3%
Recurring financial income75--€0€2-€2€145€1▼ 99.3%
Financial charges65/66B---€96€580€1,300€3,162€12,204▲ 286%
Recurring financial charges65€657€273€250€96€580€1,300€3,162€12,204▲ 286%
Profit (loss) for the period before taxes9903-€2,110€4,184€13,702€2,995€9,028€9,407€5,349-€29,301-
Income taxes67/77-€1,613€3,529€738€2,071€2,141€1,786€186▼ 89.6%
Profit (loss) for the period9904-€2,110€2,571€10,173€2,257€6,957€7,266€3,564-€29,487-
Profit (loss) for the period to be appropriated9905-€2,110€2,571€10,173€2,257€6,957€7,266€3,564-€29,487-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€66,624€82,008€117,333€178,322€173,440€232,236€233,394€200,017▼ 14.3%
Fixed assets21/28€16,932€12,640€10,819€15,683€32,889€19,089€59,664€95,664▲ 60.3%
Tangible fixed assets22/27€16,794€12,501€10,680€15,544€32,889€19,089€59,664€95,664▲ 60.3%
Plant, machinery and equipment23---€9,316€6,183€3,305€6,809€6,612▼ 2.9%
Furniture and vehicles24---€6,228€26,707€15,784€52,855€89,051▲ 68.5%
Financial fixed assets28€139€139€139€139-----
Current assets29/58€49,692€69,368€106,514€162,639€140,550€213,146€173,730€104,354▼ 39.9%
Stocks and contracts in progress3€11,173€15,815-€34,750€9,760€37,543€49,194€23,969▼ 51.3%
Contracts in progress37---€34,750€9,760€37,543€49,194€23,969▼ 51.3%
Amounts receivable within one year40/41€29,254€49,535€101,719€122,956€97,249€170,300€92,987€70,889▼ 23.8%
Trade receivables40---€106,312€77,607€164,657€81,633€58,274▼ 28.6%
Other amounts receivable41---€16,644€19,642€5,643€11,354€12,615▲ 11.1%
Cash at bank and in hand54/58€8,868€1,317€3,223€4,486€30,963€4,691€26,985€2,827▼ 89.5%
Deferred charges and accrued income490/1---€447€2,578€612€4,564€6,669▲ 46.1%
Equity and liabilities
Total equity and liabilities10/49€66,624€82,008€117,333€178,322€173,440€232,236€233,394€200,017▼ 14.3%
Equity10/15€13,390€15,961€26,134€28,391€35,347€42,613€46,177€16,690▼ 63.9%
Contributions10/11€15,500€15,500-€15,500€15,500€15,500€15,500€15,500=
Contributions outside capital11---€15,500€15,500----
Other1109/19---€15,500€15,500----
Profit (loss) carried forward14-€2,110€461€10,634€12,891€19,847€27,113€30,677€1,190▼ 96.1%
Amounts payable17/49€53,234€66,047€91,199€149,931€138,092€189,622€187,217€183,328▼ 2.1%
Amounts payable after more than one year17€9,239€3,438--€25,361€16,735€46,782€72,799▲ 55.6%
Financial debts170/4----€25,361€16,735€46,782€72,799▲ 55.6%
Amounts payable within one year42/48€43,288€62,609€91,199€149,931€112,731€169,456€140,435€110,468▼ 21.3%
Current portion of amounts payable after more than one year42----€8,289€8,626€20,623€32,537▲ 57.8%
Trade debts44€7,580€7,509€15,798€77,524€6,159€40,564€23,749€24,236▲ 2.0%
Suppliers440/4---€77,524€6,159€40,564€23,749€24,236▲ 2.0%
Taxes, remuneration and social security45---€1,420-€1,944€3,774€3,269▼ 13.4%
Taxes450/3-----€1,184€286€286=
Remuneration and social security454/9---€1,420-€760€3,489€2,983▼ 14.5%
Other amounts payable47/48---€70,987€98,283€118,321€92,289€50,426▼ 45.4%
Accrued charges and deferred income492/3-----€3,431-€60-
Line20182019202020212022202320242025Change
Profit (loss) for the period9904-€2,110€2,571€10,173€2,257€6,957€7,266€3,564-€29,487-
+ Depreciation and write-downs630€8,540€6,394€6,568€8,710€11,079€13,800€22,718€30,712▲ 35.2%
Operating cash flow (approximation)€6,430€8,965€16,741€10,966€18,036€21,066€26,282€1,225▼ 95.3%
Investment in fixed assets (approximation)--€2,102-€4,746-€13,573-€28,286€0-€63,293-€66,712▼ 5.4%
Change in cash--€7,551€1,906€1,263€26,477-€26,272€22,294-€24,159-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (8)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00503086 NBB
31-12-2024 micro format 22-08-2025 2025-00413157 PDF
31-12-2023 micro format 29-08-2024 2024-00451642 PDF
31-12-2022 micro format 30-08-2023 2023-00412428 PDF
31-12-2021 micro format 31-08-2022 2022-20426007 PDF
31-12-2020 micro format 31-08-2021 2021-65800306 PDF
31-12-2019 micro format 30-10-2020 2020-68700407 PDF
31-12-2018 micro format 26-08-2019 2019-58400506 PDF

Similar companies · same sector, comparable size

Of the 29,223 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,406. 11,362 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, last change in 2024
TALMAT Scothy
Director · in office according to the act of 24-04-2024 · in the 2025 annual accounts, filed on 31-08-2026
Current

Mandate history

2 people, 1 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
TALMAT Scothy
  • Director, since before 24-04-2024
NOE François-Xavier
  • Director, until 24-04-2024
See the board, name and registered office on a given date →

How the board is organised

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Nomination administrateurs, avec ou sans limitation de durée, à défaut d'indication mandat sans limitation de durée”
“Représentant permanent personne morale administrateur, représentant soumis aux mêmes conditions et responsabilités civiles et pénales”
1 more provision on this in the deed

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
No statutory auditor
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Liquidation, pouvoirs les plus étendus conférés par articles 2:87 et suivants CSA”

Articles of association, deed of 24-04-2024

Owners and capital

Shares according to the articles of association

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Nominatives, 100”
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Refus agrément héritiers et rachat, cédant peut exiger rachat par opposants”
1 more provision on this in the deed
Share issue ruleHow and by whom new shares can be issued.
“Jusqu’à ce que l’émission soit entièrement souscrite ou que plus aucun actionnaire ne se prévale de cette faculté, les nouvelles actions à…”

Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.

Other provision: “En cas de démembrement du droit de propriété des actions, les droits y afférents sont exercés par l'usufruitier, vote par l'usufruitier”
Other provision: “Siège social ou endroit indiqué dans convocation, convocations assemblées”
Other provision: “Décisions par écrit sans réunion physique des actionnaires, dans limites et suivant prescrit de l'article 5:85 CSA, assemblée générale…”
Other provision: “Chaque actionnaire peut donner procuration à un mandataire, actionnaire ou non, procuration”
Other provision: “Prorogation assemblées, prorogation annule toutes décisions prises”
Other provision: “Présidence et délibérations, statue quelle que soit portion d'actions représentée, sauf cas prévus par loi”
Other provision: “Procédure sonnette d'alarme, administrateur expose mesures proposées dans rapport spécial annoncé dans ordre du jour, absence rapport rend…”
Other provision: “Affectation du bénéfice, articles 5:142 à 5:144 CSA”
Other provision: “Tout actionnaire, administrateur ou liquidateur domicilié à l'étranger fait élection de domicile au siège de la société pour exécution des…”
3 more provisions in the deed, see the deed of 24-04-2024

Articles of association, deed of 24-04-2024 (in French)

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 14 July 2017, SENIOR CONSTRUCT was incorporated.1 Total assets went from €66,624 in 2018 to €200,017 in 2025 and headcount from 2.6 to 5.7 full-time equivalents.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filedNBB
financial year 2025 · micro format · 31 days late
2025
31-12
Financial Weakest financial yearnet -€29,487
Net result drops to -€29,487, the lowest in the series.
22-08
NBB filing Annual accounts filedPDF
financial year 2024 · micro format · 22 days late
2024
29-08
NBB filing Annual accounts filedPDF
financial year 2023 · micro format · 29 days late
24-04
Gazette deed Reappointment: TALMAT Scothy (director)
Resignation: NOE François-Xavier (director) · Legal-form conversion · Capital6 facts ▸
  • General meeting, 12-04-2024
  • Legal-form conversion, “Société privée à responsabilité limitée” (deed in French)
  • Capital
  • Director reappointment, TALMAT Scothy (director)
  • Director resignation, NOE François-Xavier (director)
  • Registered office clause, “confirmé que le siège sera maintenu, Région Wallonne” (deed in French)

Open the act in the Belgian Official Gazette

2023
30-08
NBB filing Annual accounts filedPDF
financial year 2022 · micro format · 30 days late
2022
31-08
NBB filing Annual accounts filedPDF
financial year 2021 · micro format · 31 days late
2021
31-08
NBB filing Annual accounts filedPDF
financial year 2020 · micro format · 31 days late
2020
31-12
Financial Highest result from 2018 to 2025net €10,173 ▲296%
Operating result €13,952, net result €10,173, both a record.
30-10
NBB filing Annual accounts filedPDF
financial year 2019 · micro format · 91 days late
2019
31-12
Financial Back to profitnet €2,571
Net result €2,571 after one loss-making year.
26-08
NBB filing Annual accounts filedPDF
financial year 2018 · micro format · 26 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Who it is

KBO record
Name SENIOR CONSTRUCT in French
Enterprise number 0678.627.341
Legal form Private limited company
Status Active, normale toestand
Founded 14-07-2017
Type Legal entity

Where it is based

Registered office Rue Emile Jambe 69, 7021 Mons, Belgium
Establishments 1 establishment unit since 2017
E-mail direction.snrc@gmail.com
Phone 0494/084689Mons

What it does

NACEBEL 2025
41001 General construction of residential buildings main activity
43230 Insulation installation
43240 Other construction installation
43350 Other building finishing work

Invoicing and payment

VAT number BE 0678.627.341
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0678627341
Also 9925:BE0678627341
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0678.627.341

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Scores and ratios are computed by Checked and are not a credit decision.

Purpose, financial year and meetings according to the articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“L’étude et la réalisation de tous travaux de construction, publics et privés, en qualité d’entrepreneur général ou en sous-traitance, la…”
30 activities
  1. L’étude et la réalisation de tous travaux de construction, publics et privés, en qualité d’entrepreneur général ou en sous-traitance, la conception et la construction de tous bâtiments, l’étude et la réalisation de décorations tant intérieures qu’extérieures, l’entreprise générale de construction avec ou sans coordination des travaux par sous-traitants
  2. Terrassement
  3. Mise en place de fondations y compris battage de pieux
  4. Démolition
  5. Pose d’égouts
  6. Pose de chape
  7. Montage d’éléments de structures métalliques non fabriqués par l’unité qui exécute les travaux
  8. Montage et démontage d’échafaudage
  9. L’exécution de travaux de rejointoiement
  10. L’installation d’antennes d’immeubles et de paratonnerres
  11. La mise en œuvre dans des bâtiments neufs ou existants de matériaux d’isolation thermique, matériaux d’isolation acoustique ou anti-vibratile
  12. Les travaux d’isolation, de canalisation de chauffage ou de réfrigération
  13. Les travaux d’isolation de chambres froides ou d’entrepôts frigorifiques
  14. Les travaux d’installation générale
  15. Le montage de cloisons sèches à base de plâtre, de cloisons mobiles, le revêtement des murs, de plafonds métalliques
  16. Le montage de portes de garage, de volets, de persiennes, de grillages, de grilles métalliques
  17. La peinture d’ossature métallique
  18. Le montage de portes blindées et portes coupe-feux métalliques
  19. Le nettoyage à la vapeur, le sablage et les activités analogues appliquées aux parties extérieures des bâtiments
  20. Le nettoyage de bâtiments nouveaux et la remise en état des lieux après travaux
  21. Les autres travaux d’achèvement et de finition de bâtiments
  22. Les travaux d’aménagement de jardin, de terrasses, d’espaces verts, de parcs et jardins, la création, l’entretien, la configuration et l’embellissement d’étangs et de pièces d’eau ainsi que le terrassement et l’aménagement des abords et de l’intérieur de ces pièces d’eaux
  23. L’abattage et l’élagage d’arbres, la création et l’exploitation de pépinières de plants et d’arbustes
  24. Le commerce de gros ou de détail, sous toutes ses formes, l’importation, l’exportation, le marché intérieur en ce compris l’achat, la vente, de tous produits et/ou marchandises dont le commerce est libre et non réglementé, et ce en vente directe ou à distance (notamment par voie électronique)
  25. La réalisation d’investissements mobiliers ou immobiliers, tels qu’achat, vente, échange, lotissement, promotion, mise en valeur, restauration, aménagement, construction, transformation, mise en location ou prise en location de tous immeubles, tant en Belgique qu’à l’étranger, ainsi que la constitution de tous droits réels sur lesdits immeubles
  26. Accomplir toutes opérations commerciales, industrielles, financières, mobilières ou immobilières, se rapportant directement ou indirectement à son objet social ou qui seraient de nature à en faciliter directement ou indirectement, entièrement ou partiellement, la réalisation
  27. S'intéresser par voie d'apport, de fusion, de souscription ou de toute autre manière dans toutes affaires, entreprises associations ou sociétés ayant un objet identique, analogue ou connexe au sien, ou qui sont de nature à favoriser le développement de son entreprise, à lui procurer des matières premières ou à faciliter l'écoulement de ses produits
  28. Accepter et exercer un mandat d’administrateur ou de liquidateur dans toutes sociétés, quel que soit son objet social
  29. Exercer toutes activités d’intermédiaire commercial dans les domaines ci-dessus énumérés et dans tous secteurs dont l’activité n’est pas réglementée à ce jour
  30. Constituer hypothèque ou toute autre sûreté réelle sur les biens sociaux ou se porter caution

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
SENIOR CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région Wallonne, l'organe d'administration a le pouvoir de déplacer le siège”

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Third Thursday of June at 18:00

Articles of association, deed of 24-04-2024 (in French)

Sites & property

Registered office and establishments
registered office establishment The establishment unit on the map
3 companies at this address See who is registered here
1 establishment unit
Senior Construct
Rue Emile Jambe 69, 7021 MonsGeneral construction of residential buildings
since 2017unit no. 2.269.683.105

Buildings and parcels at the address

Ground area
454 m²
Building footprint
49 m²
Building volume
478 m³
Parcel 53038B0663/00T000, Wallonia · tallest building 11.7 m.
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
53038B0663/00T000 Wallonia 454 m² 1 · 49 m² 11.7 m · 3