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SENIMAGE

Active
Private limited companyfounded 200421 yrs activeHertogendal 10, 3090 Overijse, BelgiumKBO/BCE: BE 0869.914.509

SENIMAGE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €590k and a net result of €117k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 72% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
99 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+4
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 2.48 in 2024; short-term debt: 13.4% and cash: 42.8% of total assets), and 17.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.3%
Return on assets
16.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
21 d late
2024
5 d late
2023
13 d late
2022
31 d late
2021
4 d late
2020
3 d early
2019
67 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€590k▲ 16.4%
2024 · €507k
2018: €382k 2019: €411k 2020: €425k 2021: €409k 2022: €470k 2023: €486k 2024: €507k
2018 → 2025
Total assets
€717k▼ 2.7%
2024 · €738k
2018: €734k 2019: €636k 2020: €605k 2021: €568k 2022: €680k 2023: €737k 2024: €738k
2018 → 2025
Net result
€117k▲ 21.7%
2024 · €96k
2018: €9k 2019: €29k 2020: €34k 2021: €56k 2022: €60k 2023: €99k 2024: €96k
2018 → 2025
Working capital
€277k▲ 19.2%
2024 · €233k
2018: €261k 2019: €224k 2020: €210k 2021: €166k 2022: €218k 2023: €232k 2024: €233k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€409k-€470k▲ 14.7%€486k▲ 3.4%€507k▲ 4.5%€590k▲ 16.4%
Operating result€77k-€85k▲ 10.7%€141k▲ 64.9%€139k▼ 1.4%€169k▲ 21.9%
Net result€56k-€60k▲ 8.3%€99k▲ 63.8%€96k▼ 3.0%€117k▲ 21.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €77k€77kNet result 2021: €56k€56kOperating result 2022: €85k€85kNet result 2022: €60k€60kOperating result 2023: €141k€141kNet result 2023: €99k€99kOperating result 2024: €139k€139kNet result 2024: €96k€96kOperating result 2025: €169k€169kNet result 2025: €117k€117k20212022202320242025
The operating result recovers in 2025; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €717k
Fixed assets €344k▼ 1.2%
Current assets €373k▼ 4.1%
Equity and liabilities €717k
Equity €590k▲ 16.4%
Debt €127k▼ 44.8%
The debt ratio falls from 31.2% to 17.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€194k
2024 · €163k
Cash flow
€142k
2024 · €120k
Solvency
82.3%
2024 · 68.8%
Current ratio
3.89
2024 · 2.48
Quick ratio
3.89
2024 · 2.48
Debt / equity
0.22
2024 · 0.45
ROE
19.8%
2024 · 18.9%
ROA
16.3%
2024 · 13.0%
Interest coverage
83.15
2024 · 56.77
Debt
€127k
2024 · €230k
Debt ≤ 1 year
€96k
2024 · €157k
Debt > 1 year
€29k
2024 · €72k
Income taxes
€50k
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€738k€717k
Fixed assets21/28€348k€344k
Tangible fixed assets22/27€345k€341k
Land and buildings22€280k€271k
Plant, machinery and equipment23€50k€40k
Furniture and vehicles24€15k€14k
Other tangible fixed assets26-€15k
Financial fixed assets28€4k€4k=
Current assets29/58€389k€373k
Amounts receivable within one year40/41€0€3k
Other amounts receivable41€0€3k
Cash at bank and in hand54/58€343k€307k
Deferred charges and accrued income490/1€46k€64k
Equity and liabilities
Total equity and liabilities10/49€738k€717k
Equity10/15€507k€590k
Contributions10/11€12k€12k=
Reserves13€346k€429k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€345k€428k
Profit (loss) carried forward14€148k€148k=
Amounts payable17/49€230k€127k
Amounts payable after more than one year17€72k€29k
Financial debts170/4€72k€29k
Amounts payable within one year42/48€157k€96k
Current portion of amounts payable after more than one year42€41k€42k
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€15k€20k
Taxes450/3€15k€20k
Other amounts payable47/48€101k€34k
Accrued charges and deferred income492/3€2k€2k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€25k
Other operating charges640/8€2k€2k
Gross operating margin9900€165k€197k
Operating profit (loss)9901€139k€169k
Financial income75/76B€32€0
Recurring financial income75€32€0
Financial charges65/66B€3k€2k
Recurring financial charges65€3k€2k
Profit (loss) for the period before taxes9903€136k€167k
Income taxes67/77€40k€50k
Profit (loss) for the period9904€96k€117k
Profit (loss) for the period to be appropriated9905€96k€117k
Appropriation of the result
Profit (loss) to be appropriated9906€244k€265k
Profit (loss) brought forward from the previous period14P€148k€148k=
Transfer from equity791/2€74k€34k
Transfer to equity691/2€96k€117k
To other reserves6921€96k€117k
Profit to be distributed694/7€74k€34k
Return on contributions (dividend)694€74k€34k

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial Highest result since 2018net €117k ▲21.7%
Operating result €169k, net result €117k, both a record.
05-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial Equity above €500kEq €507k ▲4.5%
7 profitable years in a row build equity to €507k.
13-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Liquidity doublescurrent ratio 4.93
Current ratio from 2.26 to 4.93; short-term debt falls from €132k to €56k.
04-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
28-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
06-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
12-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
20-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hertogendal 103090 Overijse
Ground area
822 m²
Building footprint
160 m²
Volume, LiDAR
1,306 m³
Parcel 23062M0645/00C000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062M0645/00C000 Flanders 821 m² 1 · 160 m² 12.0 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,452 companies in sector 86995 we hold annual accounts for 886. 485 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-11-2004
Fiscal year end31-12
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.