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SENI CONCEPT

Active
Private limited companyfounded 20233 yrs activeRue Albert Poupé 16, 1367 Ramillies, BelgiumKBO/BCE: BE 0802.739.633
Summary

SENI CONCEPT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€28,815) and a net result of -€14,908. Its solvency ranks better than 5% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58
Track record94
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 0.43 in 2024; short-term debt: 233.8% and cash: 0% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-134.2%
Return on assets
-69.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€28,815
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SENI CONCEPT was incorporated on 14 June 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€28,815▼ 107%
2024 · -€13,907
Total assets
€21,476▲ 47.3%
2024 · €14,577
Net result
-€14,908▲ 11.8%
2024 · -€16,907
Working capital
-€29,970▼ 83.5%
2024 · -€16,336
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€14,504--€11,511▲ 20.6%
Net result-€16,907below the sector's middle half--€14,908below the sector's middle half▲ 11.8%
Equity-€13,907below the sector's middle half--€28,815below the sector's middle half▼ 107%
Total assets€14,577below the sector's middle half-€21,476below the sector's middle half▲ 47.3%
Debt€28,485-€50,291▲ 76.6%
Working capital-€16,336below the sector's middle half--€29,970below the sector's middle half▼ 83.5%
Solvency-95.4%below the sector's middle half--134.2%below the sector's middle half▼ 38.8pp
Current ratio0.43below the sector's middle half-0.40below the sector's middle half▼ 0.02
Return on assets (ROA)-116.0%below the sector's middle half--69.4%below the sector's middle half▲ 46.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€15,000-€10,000-€5,000€0Operating result 2024: -€14,504-€14,504Net result 2024: -€16,907-€16,907Operating result 2025: -€11,511-€11,511Net result 2025: -€14,908-€14,90820242025-€20,000-€15,000-€10,000-€5,000€0Operating result 2024: -€14,504-€14,500Net result 2024: -€16,907-€16,900Operating result 2025: -€11,511-€11,500Net result 2025: -€14,908-€14,90020242025
The operating result stays negative: a loss of €11,511 in 2025 against €14,504 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20,741
Fixed assets €498 ▼ 64.3%
Current assets €20,243 ▲ 66.6%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€10,316▲
2024 · -€12,746
Cash flow
-€13,712▲
2024 · -€15,150
Debt to equity
-1.75▲
2024 · -2.05
Interest coverage
-3.45▲
2024 · -6.22
Debt ≤ 1 year
€50,213▲
2024 · €28,485
Income taxes
€405▲
2024 · €355
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.3% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€14,577€21,476▲
Formation expenses20€1,036€736▼
Fixed assets21/28€1,393€498▼
Tangible fixed assets22/27€1,393€498▼
Furniture and vehicles24€1,393€498▼
Current assets29/58€12,149€20,243▲
Amounts receivable within one year40/41€2,214€20,238▲
Trade receivables40€2,214€20,238▲
Cash at bank and in hand54/58€9,869€5▼
Deferred charges and accrued income490/1€66-
Equity and liabilities
Total equity and liabilities10/49€14,577€21,476▲
Equity10/15-€13,907-€28,815▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€16,907-€31,815▼
Amounts payable17/49€28,485€50,291▲
Amounts payable within one year42/48€28,485€50,213▲
Financial debts43-€10,187
Credit institutions430/8-€10,187
Trade debts44€9,377€21,159▲
Suppliers440/4€9,377€21,159▲
Taxes, remuneration and social security45€16,235€15,265▼
Taxes450/3€13,076€12,094▼
Remuneration and social security454/9€3,160€3,170▲
Other amounts payable47/48€2,872€3,603▲
Accrued charges and deferred income492/3-€78
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,757€1,195▼
Other operating charges640/8€1,240€1,301▲
Gross operating margin9900-€11,506-€9,015▲
Operating profit (loss)9901-€14,504-€11,511▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€2,049€2,992▲
Recurring financial charges65€2,049€2,992▲
Profit (loss) for the period before taxes9903-€16,552-€14,503▲
Income taxes67/77€355€405▲
Profit (loss) for the period9904-€16,907-€14,908▲
Profit (loss) for the period to be appropriated9905-€16,907-€14,908▲
Appropriation of the result
Profit (loss) to be appropriated9906-€16,907-€31,815▼
Profit (loss) brought forward from the previous period14P--€16,907

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,757€1,195▼ 32.0%
Other operating charges640/8€1,240€1,301▲ 4.9%
Gross operating margin9900-€11,506-€9,015▲ 21.7%
Operating profit (loss)9901-€14,504-€11,511▲ 20.6%
Financial income75/76B€0€1▲ 12,000%
Recurring financial income75€0€1▲ 12,000%
Financial charges65/66B€2,049€2,992▲ 46.1%
Recurring financial charges65€2,049€2,992▲ 46.1%
Profit (loss) for the period before taxes9903-€16,552-€14,503▲ 12.4%
Income taxes67/77€355€405▲ 14.1%
Profit (loss) for the period9904-€16,907-€14,908▲ 11.8%
Profit (loss) for the period to be appropriated9905-€16,907-€14,908▲ 11.8%
Line20242025Change
Assets
Total assets20/58€14,577€21,476▲ 47.3%
Formation expenses20€1,036€736▼ 29.0%
Fixed assets21/28€1,393€498▼ 64.3%
Tangible fixed assets22/27€1,393€498▼ 64.3%
Furniture and vehicles24€1,393€498▼ 64.3%
Current assets29/58€12,149€20,243▲ 66.6%
Amounts receivable within one year40/41€2,214€20,238▲ 814%
Trade receivables40€2,214€20,238▲ 814%
Cash at bank and in hand54/58€9,869€5▼ 99.9%
Deferred charges and accrued income490/1€66--
Equity and liabilities
Total equity and liabilities10/49€14,577€21,476▲ 47.3%
Equity10/15-€13,907-€28,815▼ 107%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€16,907-€31,815▼ 88.2%
Amounts payable17/49€28,485€50,291▲ 76.6%
Amounts payable within one year42/48€28,485€50,213▲ 76.3%
Financial debts43-€10,187-
Credit institutions430/8-€10,187-
Trade debts44€9,377€21,159▲ 126%
Suppliers440/4€9,377€21,159▲ 126%
Taxes, remuneration and social security45€16,235€15,265▼ 6.0%
Taxes450/3€13,076€12,094▼ 7.5%
Remuneration and social security454/9€3,160€3,170▲ 0.3%
Other amounts payable47/48€2,872€3,603▲ 25.4%
Accrued charges and deferred income492/3-€78-
Line20242025Change
Profit (loss) for the period9904-€16,907-€14,908▲ 11.8%
+ Depreciation and write-downs630€1,757€1,195▼ 32.0%
Operating cash flow (approximation)-€15,150-€13,712▲ 9.5%
Investment in fixed assets (approximation)--€300-
Change in cash--€9,864-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
145 m²
Building footprint
75 m²
Parcel 25030A1076/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SENI CONCEPT
Rue Albert Poupé 16, 1367 RamilliesOther printing
since 20232.346.315.380
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25030A1076/00K000 Wallonia 145 m² 1 · 75 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
18130Pre-press and pre-media services
95315Tyre services
47512Retail sale of household textiles and bedding
74120Graphic design and visual communication
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802739633
Registered 20-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.