Skip to content

SENHIVE

Active Private limited companyfounded 2019active for 7 yearsKempische steenweg 293A, 3500 HasseltKBO/BCE: BE 0725.452.013

Lifetime

6 annual accounts with figures on one time axis
peak €2.9m (2026)
€2.9m▲ 156%
lowest -€188,052 (2022)
€1.5m▲ 148%
peak €2.8m (2026)
€2.8m▲ 112%
€7.5m▲ 24×
peak 9.3 FTE (2026)
9.3 FTE▲ 174%
Board5 names since 2019
5 directorsPETRACCA Thomas and 4 others
Owners
  
Documentsfilings and deeds
21-09-202640 days before the deadline
2026abbreviated format
Gross margin from €1.1m to €2.9mResult from €590,494 to €1.5mStaff from 3.4 FTE to 9.3 FTECapital increase 21-09Permanent representatives: Stijn Claes and Tom Aerts 06-01Equity from €1.3m to €2.8m

Key points

from the 2026 annual accounts

Result

€1.5m ▲ 148%
€590,0002025€1.5m2026

The result rose in 2026 from €590,494 to €1.5m.

Debts

€7.5m ▲ 24×
Financial debts
+2.0
Suppliers
+0.7
Taxes and wages
+0.06
The rest
+4.5

Debts rose by €7.2m in 2026.

Investments

€943,150 2.9 × depreciation
20212022202420252026

Green is investment, beige is depreciation. Machinery stands 87.2% higher than in 2025.

Staff

18 employees on 31-03-2026
0120220120246020251102026

In 2026, 11 people joined and nobody left.

Liquidity

1.63 was 5.36 in 2025

Short-term debts rose from €149,264 to €5.5m.

Position in the sector

€1.5m

Higher net result than 95% of companies in computer programming and consultancy. Sector median €24,655 · 141 companies.

Checked score

94
Excellent
Financially stronger than 56% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.7%▲ +0.6 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 1.0%▲ +0.2 percentage points vs 09-2025highest value 11-2025: 0.5%▼ -0.5 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.1%▼ -0.4 percentage points vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

52-48equity 26.9% of total assets
73-14short-term debt 52.9% · cash 42.3%
86-14return on assets 14.2%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.63, cash €4.4m
Figures for financial year 2026 (filed on 22-09-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 27% of them on solvency, 56% on liquidity, 49% on profitability and 91% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,713 companies had the same profile as SENHIVE has now. Each dot stands for 17 companies, two years later.

95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SENHIVE itself is lower: 0.1% within 12 months. It rests on far more data about SENHIVE than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for SENHIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €260,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.63 (5.36 in 2025), above the usual 1.5. Short-term debt is 52.9% and cash 42.3% of total assets. However, 73.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 1.63, cash €4.4m
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2026 (filed on 22-09-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 141 sector peers (2026).
NBB · sector comparison
Position among 141 sector peers
Solvency
better than 23%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
202122242526
2020 to 2026 · latest year €2.8m
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 21-09-2026, 40 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
40 days early
2025
21 days early
2024
16 days early
2022
on the day
2021
30 days late
2020
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 4 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 10 October (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PT
Director, since 16-04-2019
DV
Director, since 29-03-2024
GL
Director, since 29-03-2024
LB
Director, CLAES Stijn, since 29-03-2024
EV
Director, since 07-10-2025
Board & ownership

Recent changes

Capital increase General meeting of 15-09-2026 · Gazette deed
Permanent representatives: Stijn Claes and Tom Aerts Gazette deed
Appointment: VERSTRAELEN Erwin (director) General meeting of 07-10-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0725452013
All 24 events

Comparable companies

same main activity, similar in size and age
Company
SENHIVE Hasselt €10.3m €2.9m 26.9% 9.3
InvestSuite Leuven €7.5m €2.4m 43.2% 8.5
URBANTZ Ixelles €10.7m €3.0m 53.9% 9.5
DISCAI Molenbeek-Saint-Jean €9.1m €2.7m 93.0% 8
Sparkcentral Europe Hasselt €10.3m €3.2m -5.1% 15.5
Aptean Drink-IT Wichelen €6.6m €2.2m -32.6% 11.6
HELPPER Antwerp €7.9m €2.6m 36.7% 14.6

These companies have the same main activity as SENHIVE: computer programming (NACE 62100). They are comparable in size and age: total assets between €6.6m and €11m, founded between 2015 and 2021.

Official details

Source: KBO
Status
Active since 17-04-2019Normal situation
Activity
Computer programmingNACE 62100and 3 others
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 31-03-2026
Establishment unit
2.288.682.6333500 Hasselt, since 17-04-2019
Financial year end
31 March
Peppol
Reachable since 18-09-2025
Company details

Annual accounts to 31-03-2026

≈ €5.0mestimated
€10.3m▲ 536%
Employeeson 31-03-2026
18▲ 157%
Filing
Filed on 21-09-2026, 40 days before the end of the filing period
Financials

Insights on SENHIVE

SENHIVE files the abbreviated format. That format states no turnover. The gross margin rose from -€113,665 in 2020 to €2.9m in 2026.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SENHIVE

What is the company number of SENHIVE?
The company number of SENHIVE is 0725.452.013. The VAT number is the same number with BE in front: BE 0725.452.013.
Where is SENHIVE based?
The registered office is at Kempische steenweg 293A, 3500 Hasselt.Company details
What does SENHIVE do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of SENHIVE?
SENHIVE is a private limited company (BV).
When was SENHIVE founded?
SENHIVE was founded on 17-04-2019.
Is SENHIVE still active?
Yes, SENHIVE is an active enterprise in the KBO register.
How many employees does SENHIVE have?
SENHIVE had an average of 9.3 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does SENHIVE fall under?
In its 31-03-2026 annual accounts, SENHIVE states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of SENHIVE?
The turnover in financial year 2026 is ≈ €5.0m. This figure is estimated from the gross margin of €2.9m and 33 comparable companies (NACE 62100). It probably lies between €3.9m and €6.1m.
Is SENHIVE profitable?
In financial year 2026, SENHIVE made a profit of €1.5m.
Where can I find the annual accounts of SENHIVE?
SENHIVE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of SENHIVE due?
SENHIVE must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.