Equity
€195,868 from €517,514 in 2013
Equity fell by 62% in 12 years.
SENGIER RIK
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991peak €165,231 (2020)
-€47,797▼ €12,403
lowest -€167,411 (2022)
€12,821▼ 21.9%
peak €517,514 (2013)
€195,868▲ 7.0%
€466▼ 97.0%
peak 1.5 FTE (2014)
-not published
Board1 name since 2021
1 directorSENGIER RIK
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
Gross margin from -€35,395 to -€47,797Debts from €15,410 to €466
Key points
from the 2025 annual accountsFilings
35 annual accounts since 1991
Two of the last ten came late. The 2019 accounts came latest: 27 days after the end of the period.
Turnover not published (abbreviated or micro format)
Checked score
95
Excellent
Financially stronger than 60% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €196,334
Founded in 1990
Liquidity: current ratio 379.57, cash €50,887
Equity €195,868 (99.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 75% on liquidity, 19% on profitability and 64% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as SENGIER RIK has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SENGIER RIK itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for SENGIER RIK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €18,000 on 30-day terms is acceptable
Short-term debt is 0.2% and cash 25.9% of total assets. 0.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €195,868
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
2 days early
2023
1 day late
2022
49 days early
2021
39 days early
2020
53 days early
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 17 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442070966
First establishment
Plein 2, Zwevegem
Incorporation
published on 12-10-1990 · Gazette deed
Official details
Source: KBO- Status
- Active since 18-09-1990Normal situation
- Activity
- No activity registered in the KBO
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 341Intermediation in banking and investment services · annual accounts 2025
- Establishment unit
- 2.049.746.7888551 Zwevegem, since 11-10-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 12-02-2026
Annual accounts 2025
- €196,334▼ 1.1%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on SENGIER RIK
SENGIER RIK files the abbreviated format. That format states no turnover. The gross margin fell from €140,559 in 2006 to -€47,797 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SENGIER RIK
- What is the company number of SENGIER RIK?
- The company number of SENGIER RIK is 0442.070.966. The VAT number is the same number with BE in front: BE 0442.070.966.
- Where is SENGIER RIK based?
- The registered office is at Plein 2, 8551 Zwevegem.Company details
- What is the legal form of SENGIER RIK?
- SENGIER RIK is a private limited company (pre-2019) (BVBA).
- When was SENGIER RIK founded?
- SENGIER RIK was founded on 18-09-1990.
- Is SENGIER RIK still active?
- Yes, SENGIER RIK is an active enterprise in the KBO register.
- How many employees does SENGIER RIK have?
- SENGIER RIK had an average of 0.4 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- Which joint committee does SENGIER RIK fall under?
- In its 2025 annual accounts, SENGIER RIK states joint committees 100 (Auxiliary committee for blue-collar workers) and 341 (Intermediation in banking and investment services).
- What is the turnover of SENGIER RIK?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.
- Is SENGIER RIK profitable?
- In financial year 2025, SENGIER RIK made a profit of €12,821.
- Where can I find the annual accounts of SENGIER RIK?
- SENGIER RIK filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SENGIER RIK due?
- SENGIER RIK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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