SENFINA
ActiveFrom the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of SENFINA is 5.0% (elevated). The 2024 annual accounts show negative equity (-€61,549) and a net result of -€7,300. Equity has been shrinking by about 30% per year since 2020. Its solvency ranks better than 5% of 9,829 sector peers (NACE 46, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 13-02-2020 Normal situation
- Activity
- Agents in the wholesale of timber and building materials NACE 46130and 3 others
- Establishment unit
- 2.299.644.821 2547 Lint, since 13-02-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 09-10-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 5.0%
- Gross margin
- -€963
- ▲ 88.5%
- Loss
- €7,300
- ▼ 47.5%
- Equity
- -€61,549
- ▼ 13.5%
- Total assets
- €40,041
- ▼ 15.3%
Score breakdownraises riskFigures for financial year 2024 (filed on 02-07-2025)1 financial year not filed after the legal deadline; 2 of the last 3 accounts lateFounded in 2020lowers riskSize: total assets €40,041Show the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 12% on liquidity, 6% on profitability and 23% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 5 accounts on average 4 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
Key points
Comparable companies
These companies have the same main activity as SENFINA: agents in the wholesale of timber and building materials (NACE 46130). They are comparable in size and age: total assets between €27,400 and €74,200, founded between 2018 and 2020.
| Company | Total assets | Gross margin |
|---|---|---|
| SENFINA Lint | €36,919 | -€661 |
| EDC+ Herselt | €52,514 | -€8,415 |
| V PLUS CONSULT Saint-Ghislain | €27,442 | -€61,719 |
| Vemizo Anzegem | €45,168 | -€14,658 |
| ELRA Kontich | €65,196 | -€13,321 |
| MARIES' WOOD Fexhe-le-Haut-Clocher | €66,081 | -€2,438 |
| SYBELCO BELGIUM Brussel | €74,220 | -€4,340 |
Documents
Annual accounts at the NBB
- Annual accounts 2024filed on 02-07-2025
- Annual accounts 2023filed on 17-09-2024
- Annual accounts 2022filed on 29-09-2023
- Annual accounts 2021filed on 11-07-2022
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about SENFINA
- What is the company number of SENFINA?
- The company number of SENFINA is 0743.601.406. The VAT number is the same number with BE in front: BE 0743.601.406.
- Where is SENFINA based?
- The registered office is at Kerkplein 4, 2547 Lint.Company details
- What does SENFINA do?
- According to the KBO register, the main activity is agents in the wholesale of timber and building materials (NACE 46130).
- What is the legal form of SENFINA?
- The legal form of SENFINA is Private limited company (BV).
- When was SENFINA founded?
- SENFINA was founded on 13-02-2020.
- Is SENFINA still active?
- Yes, SENFINA is an active enterprise in the KBO register.
- What is the turnover of SENFINA?
- The annual accounts for financial year 2024 state no turnover. The micro format does not require it.Financials
- Is SENFINA profitable?
- In financial year 2024, SENFINA made a loss of €7,300.
- Where can I find the annual accounts of SENFINA?
- SENFINA filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)
Next steps
See how customers, suppliers and banks see your own company and what to improve first.