SENEK SERVICES
ActiveThe annual accounts of SENEK SERVICES for fiscal year 2025 show a net loss of 69% of total assets. The 2025 annual accounts show equity of €2k and a net result of €-2k. Equity is shrinking by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 477 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
21 d late
2023
23 d late
2022
30 d late
2021
31 d late
2020
30 d late
2019
129 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2k▼ 41.0%
2024 · €4k
2018: €29k
2019: €34k
2020: €18k
2021: €20k
2022: €8k
2023: €6k
2024: €4k
2018 → 2025
Total assets
€2k▼ 41.0%
2024 · €4k
2018: €73k
2019: €80k
2020: €52k
2021: €31k
2022: €9k
2023: €6k
2024: €4k
2018 → 2025
Net result
€-2k▼ 8.1%
2024 · €-2k
2018: €-10k
2019: €4k
2020: €-16k
2021: €1k
2022: €-11k
2023: €-2k
2024: €-2k
2018 → 2025
Working capital
€6k▼ 65.7%
2021 · €17k
2018: €12k
2019: €24k
2020: €5k
2021: €17k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€8k▼ 58.0%€6k▼ 30.3%€4k▼ 27.5%€2k▼ 41.0%
Operating result€2k-€-10k€-2k▲ 77.0%€-2k▲ 34.8%€-2k▼ 4.7%
Net result€1k-€-11k€-2k▲ 78.0%€-2k▲ 36.7%€-2k▼ 8.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2k
Fixed assets
€213▼ 50.0%
Current assets
€2k▼ 40.0%
Key figures and ratios
EBITDA
€-1k▼
2024 · €-1k
Cash flow
€-1k▼
2024 · €-1k
Interest coverage
-11.60▲
2024 · -20.79
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4k€2k▼
Fixed assets21/28€425€213▼
Tangible fixed assets22/27€425€213▼
Furniture and vehicles24€425€213▼
Current assets29/58€4k€2k▼
Amounts receivable within one year40/41€432€132▼
Other amounts receivable41€432€132▼
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€4k€2k▼
Equity10/15€4k€2k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-4k€-6k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61-€966
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€213€213=
Other operating charges640/8€384€408▲
Gross operating margin9900€-918€-966▼
Operating profit (loss)9901€-2k€-2k▼
Financial charges65/66B€63€119▲
Recurring financial charges65€63€119▲
Profit (loss) for the period before taxes9903€-2k€-2k▼
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-6k▼
Profit (loss) brought forward from the previous period14P€-2k€-4k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 4.03
Current ratio from 1.20 to 4.03; short-term debt falls from €24k to €6k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-16k ▼449%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 49 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Grunnelaan 681970 Wezembeek-OppemGround area
109 m²
Building footprint
109 m²
Volume, LiDAR
617 m³
Parcel 22302D0285/00X000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
de Grunnelaan 68, 1970 Wezembeek-Oppem
since 20132.215.416.256
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302D0285/00X000 | Flanders | 109 m² | 1 · 109 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,790 companies in sector 63910 we hold annual accounts for 700. 225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-12-2012
Fiscal year end31-12
Activities, NACEBEL
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.