SENDEN MACHINERY

Active

Private limited companyfounded 20215 yrs activeRue de l'Agolina 31, 4650 Herve, BelgiumKBO/BCE: BE 0761.559.470

The computed 12-month bankruptcy probability of SENDEN MACHINERY is 1.9% (moderate). The 2025 annual accounts show equity of €25k and a net result of €3k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 18040 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

52 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability47▼-29

Solvency60▼-11

Growth52=

Track record94

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity ample (current ratio 1.56 against 1.88 in 2024; short-term debt: 64.1% and cash: 17.4% of total assets), but 64.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

35.5%

Return on assets

3.9%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

29 d late

2024

16 d late

2023

11 d late

2022

10 d late

2021

15 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€25k▲ 12.3%

2024 · €22k

2021: €11k 2022: €15k 2023: €15k 2024: €22k

2021 → 2025

Total assets

€70k▲ 45.2%

2024 · €48k

2021: €33k 2022: €34k 2023: €29k 2024: €48k

2021 → 2025

Net result

€3k▼ 63.7%

2024 · €8k

2021: €9k 2022: €3k 2023: €39 2024: €8k

2021 → 2025

Working capital

€25k▲ 11.0%

2024 · €23k

2021: €12k 2022: €15k 2023: €15k 2024: €23k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€11k-€15k▲ 27.3%€15k▲ 0.3%€22k▲ 51.2%€25k▲ 12.3%

Operating result€12k-€4k▼ 62.9%€172▼ 96.1%€10k▲ 5,808%€4k▼ 63.1%

Net result€9k-€3k▼ 65.1%€39▼ 98.8%€8k▲ 19,149%€3k▼ 63.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 63% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €70k

35.5%

64.5%

Equity €25k▲ 12.3%

Debt €45k▲ 73.1%

The debt ratio rises from 54.1% to 64.5%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

Solvency

35.5%▼

2024 · 45.9%

Current ratio

1.56▼

2024 · 1.88

Quick ratio

0.42▼

2024 · 0.86

Debt / equity

1.82▲

2024 · 1.18

ROE

10.9%▼

2024 · 33.8%

ROA

3.9%▼

2024 · 15.5%

Debt

€45k▲

2024 · €26k

Debt ≤ 1 year

€45k▲

2024 · €26k

Income taxes

€973▼

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€48k€70k▲

Current assets29/58€48k€70k▲

Stocks and contracts in progress3€26k€51k▲

Stocks30/36€26k€51k▲

Amounts receivable within one year40/41€2k€5k▲

Trade receivables40€2k€5k▲

Cash at bank and in hand54/58€20k€12k▼

Deferred charges and accrued income490/1-€1k

Equity and liabilities

Total equity and liabilities10/49€48k€70k▲

Equity10/15€22k€25k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€20k€22k▲

Amounts payable17/49€26k€45k▲

Amounts payable within one year42/48€26k€45k▲

Trade debts44€21k€43k▲

Suppliers440/4€21k€43k▲

Taxes, remuneration and social security45€5k€2k▼

Taxes450/3€5k€2k▼

Accrued charges and deferred income492/3€497€267▼

Income statement Code20242025

Other operating charges640/8€707€883▲

Gross operating margin9900€11k€5k▼

Operating profit (loss)9901€10k€4k▼

Financial charges65/66B€48€54▲

Recurring financial charges65€48€54▲

Profit (loss) for the period before taxes9903€10k€4k▼

Income taxes67/77€3k€973▼

Profit (loss) for the period9904€8k€3k▼

Profit (loss) for the period to be appropriated9905€8k€3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€20k€22k▲

Profit (loss) brought forward from the previous period14P€12k€20k▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 1Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 29 days late

2025

16-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 16 days late

2024

11-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 11 days late

2023

31-12

Financial Weakest financial yearnet €39 ▼98.8%

Net result drops to €39, the lowest in the series; recovery starts the following year.

10-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 10 days late

2022

15-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 15 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Herve · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de l'Agolina 314650 Herve

Ground area

1,039 m²

Building footprint

120 m²

Volume, LiDAR

608 m³

Parcel 63030A0211/00H000, Wallonia · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

SENDEN MACHINERY

Rue de l'Agolina 31, 4650 HerveManufacture of fabricated metal products, except machinery and equipment

since 20212.314.672.891

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63030A0211/00H000	Wallonia	1,039 m²	1 · 120 m²	6.4 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Herolocks serrurier Bruxelles

Lerou Architectural Hardware

BE 0803.961.536

Gent · Eq €32k

Of 301 companies in sector 47525 we hold annual accounts for 207. 95 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-01-2021

Fiscal year end31-12

Activities, NACEBEL

47525Retail trade

45194

95313Repair and fitting of specific motor vehicle parts

46713Wholesale trade

47522Retail trade

95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.