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SENA

Active
Public limited company· 37 yrs active
Brugmannlaan 27A ·1060 Sint-Gillis (bij-Brussel), Belgium
KBO/BCE: BE 0438.153.156
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Belgian State Gazette acts: 0 of 8 read
Age37 yrs
Real estate1 parcel · 2,754 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SENA is 1.1% (low). The 2025 annual accounts show equity of €397k and a net result of €-22k. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 03-06-2026 58 d early 2026-00143937
31-12-2024 31-07-2025 27-06-2025 34 d early 2025-00231441
31-12-2023 31-07-2024 12-06-2024 49 d early 2024-00130172
31-12-2022 31-07-2023 29-08-2023 29 d late 2023-00427770
31-12-2021 31-07-2022 29-08-2022 29 d late 2022-20331308
31-12-2020 31-07-2021 17-08-2021 17 d late 2021-48900576
31-12-2019 31-07-2020 26-06-2020 35 d early 2020-21800129
31-12-2018 31-07-2019 08-11-2019 100 d late 2019-73500275
31-12-2017 31-07-2018 30-09-2018 61 d late 2018-68700373
31-12-2016 31-07-2017 08-06-2017 53 d early 2017-15800574

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot included in this filing
EBIT marginNot included in this filing
Net result€-22k
Working capital€221k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 03-06-2026 with the NBB · fiscal year 2025 · volledig
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€30k
Net profit€-22k
Cash flow€37k
Staff costs-
Income taxes-
Dividends-
Total assets€702k
Equity€397k
Debt€5k
of which ≤ 1y€114
of which > 1y€5k
Working capital€221k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1941.39
Quick ratio1941.39
Working capital ratio31.4%
Solvency56.6%
Debt / equity0.01
Long-term debt ratio0.01
Interest coverage60.90
Gross margin-
Net margin-
ROA-3.2%
ROE-5.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€702k
Fixed assets 21/28€481k
Tangible fixed assets 22/27€481k
Current assets 29/58€221k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€348
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€702k
Equity 10/15€397k
Contributions / capital 10/11€62k
Reserves 13€6k
Accumulated profits (losses) 14€329k
Provisions & deferred taxes 16€300k
Amounts payable 17/49€5k
Amounts payable after one year 17€5k
Amounts payable within one year 42/48€114
Trade debts payable within one year 44€114
Income statement
Gross operating margin 9900€61k
Operating result 9901€-30k
Financial income 75€8k
Financial charges 65€492
Result before taxes 9903€-22k
Net result for the period 9904€-22k
Result to be appropriated 9905€-22k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
73 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
31 companies at this address See who is registered here

Establishment units

1 location
S.A. SENA
Brugmannlaan 27A, 1060 Sint-Gillis (bij-Brussel)Overige financiële instellingen, n.e.g.
since 19892.044.726.940
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,754 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0370/00H010 Brussels 2,754 m² - -
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health73Profitability0Solvency100Growth-Stability85
64 / 100

Strong profile, led by solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 73
Profitability 0
Solvency 100
Growth -
Stability 85

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR SENA
Registered office
Brugmannlaan 27A
1060 Sint-Gillis (bij-Brussel), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.