Skip to content

SEN GROUP

Open bankruptcy
Private limited companyfounded 2021Coupure 88, 9000 Gent, BelgiumKBO/BCE: BE 0765.376.520

A bankruptcy procedure is open for SEN GROUP according to publications in the Belgian State Gazette; curator: GERT RYDANT.

Summary

The 2024 annual accounts show equity of €89,168 and a net result of €23,050.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Ghent, Ghent division
Declared bankrupt
31 March 2026
Supervising judge
Guy Lucq
Official Gazette
07-04-2026 (pdf) ↗search the document for 2026/114936

Deadlines

Provisional date payments stopped
31 March 2026A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 22 April 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 30 April 2026art. XX.104 and XX.155 CEL
First verification report
passed on 5 May 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
31 March 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Gert RydantBrusselsesteenweg 691, 9050 Gent- Bruggegert.rydant@rylex.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

Embed in an article

Writing about this bankruptcy? Put the card of SEN GROUP in your article: name, enterprise number, its status in the KBO and the latest annual accounts, with a link to this dossier.

Preview
The preview appears here.
  • Stays current: the status follows the register, the figures are those of the latest filed accounts. No Checked score or verdict.
  • Light on your page: one small script and one data request, also answered from a cache; no cookies, no tracking.
  • Where scripts do not run (a newsletter, a feed reader) a plain link remains.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-04-2025, 115 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
115 d early
2023
215 d late
2022
98 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 66 days after the deadline; the sector median for financial year 2024 is 12 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SEN GROUP was incorporated on 18 March 2021 as a Private limited company.1 Total assets went from EUR 301,949 in 2022 to EUR 292,532 in 2024 and headcount from 5.9 to 6.1 full-time equivalents.2 On 31 March 2026 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024
  3. 3Belgian State Gazette, 07-04-2026

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€89,168▲ 34.9%
2023 · €66,118
Total assets
€292,532▼ 29.4%
2023 · €414,099
Net result
€23,050
2023 · -€824
Working capital
€117,850▲ 125%
2023 · €52,479
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€83,125--€10,821€30,251
Net result€59,942above the sector's middle half--€824within the sector's middle half€23,050above the sector's middle half
Equity€66,942within the sector's middle half-€66,118within the sector's middle half▼ 1.2%€89,168above the sector's middle half▲ 34.9%
Total assets€301,949above the sector's middle half-€414,099above the sector's middle half▲ 37.1%€292,532above the sector's middle half▼ 29.4%
Debt€235,006-€347,981▲ 48.1%€203,364▼ 41.6%
Working capital€61,928above the sector's middle half-€52,479above the sector's middle half▼ 15.3%€117,850above the sector's middle half▲ 125%
Solvency22.2%within the sector's middle half-16.0%within the sector's middle half▼ 6.2pp30.5%within the sector's middle half▲ 14.5pp
Current ratio1.28within the sector's middle half-1.16within the sector's middle half▼ 0.131.71within the sector's middle half▲ 0.56
Return on assets (ROA)19.9%above the sector's middle half--0.2%within the sector's middle half▼ 20.1pp7.9%within the sector's middle half▲ 8.1pp
Staff (FTE)5.9-6.9▲ 16.9%6.1▼ 11.6%
above within below the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2022: €83,125€83,125Net result 2022: €59,942€59,942Operating result 2023: -€10,821-€10,821Net result 2023: -€824-€824Operating result 2024: €30,251€30,251Net result 2024: €23,050€23,050202220232024-€25,000€0€25,000€50,000€75,000Operating result 2022: €83,125€83,100Net result 2022: €59,942€59,900Operating result 2023: -€10,821-€10,800Net result 2023: -€824-€824Operating result 2024: €30,251€30,300Net result 2024: €23,050€23,000202220232024
The operating result returns to profit in 2024: €30,251 after a loss of €10,821 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €292,532
Fixed assets €9,477 ▼ 59.3%
Current assets €283,054 ▼ 27.6%
Equity and liabilities €292,532
Equity €89,168 ▲ 34.9%
Debt €203,364 ▼ 41.6%
Debt's share of the balance-sheet total falls from 84.0% to 69.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€44,046▲
2023 · -€2,997
Cash flow
€36,845▲
2023 · €7,000
Debt to equity
2.28▼
2023 · 5.26
ROE
25.8%▲
2023 · -1.2%
Interest coverage
6.12▲
2023 · -0.61
Debt ≤ 1 year
€165,204▼
2023 · €338,347
Debt > 1 year
€38,160▲
2023 · €9,633
Staff costs
€139,373▼
2023 · €204,585
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet Code20232024
Assets
Total assets20/58€414,099€292,532▼
Fixed assets21/28€23,273€9,477▼
Tangible fixed assets22/27€22,273€8,477▼
Furniture and vehicles24€11,674€0▼
Other tangible fixed assets26€10,598€8,477▼
Financial fixed assets28€1,000€1,000=
Current assets29/58€390,826€283,054▼
Amounts receivable within one year40/41€390,524€268,565▼
Trade receivables40€307,478€183,935▼
Other amounts receivable41€83,047€84,630▲
Cash at bank and in hand54/58€302€14,489▲
Equity and liabilities
Total equity and liabilities10/49€414,099€292,532▼
Equity10/15€66,118€89,168▲
Contributions10/11€7,000€7,000=
Reserves13€59,118€82,168▲
Distributable reserves133€59,118€82,168▲
Amounts payable17/49€347,981€203,364▼
Amounts payable after more than one year17€9,633€38,160▲
Financial debts170/4€9,633€38,160▲
Amounts payable within one year42/48€338,347€165,204▼
Current portion of amounts payable after more than one year42€5,845€496▼
Financial debts43€4,505-
Credit institutions430/8€4,505-
Trade debts44€180,956€0▼
Suppliers440/4€180,956€0▼
Advances received on contracts in progress46€18,342€83,921▲
Taxes, remuneration and social security45€98,533€80,787▼
Taxes450/3€91,695€71,842▼
Remuneration and social security454/9€6,839€8,945▲
Other amounts payable47/48€30,166€0▼
Income statement Code20232024
Remuneration, social security and pensions62€204,585€139,373▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,824€13,795▲
Other operating charges640/8€7,056€12,371▲
Gross operating margin9900€208,644€195,790▼
Operating profit (loss)9901-€10,821€30,251▲
Financial income75/76B€2,955-
Recurring financial income75€2,955-
Financial charges65/66B€4,947€7,201▲
Recurring financial charges65€4,947€7,201▲
Profit (loss) for the period before taxes9903-€12,813€23,050▲
Income taxes67/77-€11,988-
Profit (loss) for the period9904-€824€23,050▲
Profit (loss) for the period to be appropriated9905-€824€23,050▲
Appropriation of the result
Profit (loss) to be appropriated9906-€824€23,050▲
Transfer from equity791/2€824-
Transfer to equity691/2-€23,050
To the legal reserve6920-€0
To other reserves6921-€23,050

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Remuneration, social security and pensions62€274,947€204,585€139,373▼ 31.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,963€7,824€13,795▲ 76.3%
Other operating charges640/8€19,588€7,056€12,371▲ 75.3%
Gross operating margin9900€381,623€208,644€195,790▼ 6.2%
Operating profit (loss)9901€83,125-€10,821€30,251▲ 380%
Financial income75/76B€1€2,955--
Recurring financial income75€1€2,955--
Financial charges65/66B€4,096€4,947€7,201▲ 45.6%
Recurring financial charges65€4,096€4,947€7,201▲ 45.6%
Profit (loss) for the period before taxes9903€79,031-€12,813€23,050▲ 280%
Income taxes67/77€19,088-€11,988--
Profit (loss) for the period9904€59,942-€824€23,050▲ 2,896%
Profit (loss) for the period to be appropriated9905€59,942-€824€23,050▲ 2,896%
Line202220232024Change
Assets
Total assets20/58€301,949€414,099€292,532▼ 29.4%
Fixed assets21/28€20,493€23,273€9,477▼ 59.3%
Tangible fixed assets22/27€19,493€22,273€8,477▼ 61.9%
Furniture and vehicles24€19,493€11,674€0▼ 100%
Other tangible fixed assets26-€10,598€8,477▼ 20.0%
Financial fixed assets28€1,000€1,000€1,000=
Current assets29/58€281,456€390,826€283,054▼ 27.6%
Amounts receivable within one year40/41€273,397€390,524€268,565▼ 31.2%
Trade receivables40€257,485€307,478€183,935▼ 40.2%
Other amounts receivable41€15,912€83,047€84,630▲ 1.9%
Cash at bank and in hand54/58€902€302€14,489▲ 4,703%
Deferred charges and accrued income490/1€7,157---
Equity and liabilities
Total equity and liabilities10/49€301,949€414,099€292,532▼ 29.4%
Equity10/15€66,942€66,118€89,168▲ 34.9%
Contributions10/11€7,000€7,000€7,000=
Reserves13€59,942€59,118€82,168▲ 39.0%
Distributable reserves133€59,942€59,118€82,168▲ 39.0%
Amounts payable17/49€235,006€347,981€203,364▼ 41.6%
Amounts payable after more than one year17€15,479€9,633€38,160▲ 296%
Financial debts170/4€15,479€9,633€38,160▲ 296%
Amounts payable within one year42/48€219,527€338,347€165,204▼ 51.2%
Current portion of amounts payable after more than one year42€5,667€5,845€496▼ 91.5%
Financial debts43€15,997€4,505--
Credit institutions430/8€15,997€4,505--
Trade debts44€141,723€180,956€0▼ 100%
Suppliers440/4€141,723€180,956€0▼ 100%
Advances received on contracts in progress46-€18,342€83,921▲ 358%
Taxes, remuneration and social security45€53,439€98,533€80,787▼ 18.0%
Taxes450/3€31,822€91,695€71,842▼ 21.7%
Remuneration and social security454/9€21,617€6,839€8,945▲ 30.8%
Other amounts payable47/48€2,701€30,166€0▼ 100%
Line202220232024Change
Profit (loss) for the period9904€59,942-€824€23,050▲ 2,896%
+ Depreciation and write-downs630€3,963€7,824€13,795▲ 76.3%
Operating cash flow (approximation)€63,905€7,000€36,845▲ 426%
Investment in fixed assets (approximation)--€10,604€0▲ 100%
Change in cash--€600€14,188▲ 2,465%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
07-04
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Gent · event 31-03-2026
2025
07-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
03-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 215 days late
2024
31-12
Financial Back to profitnet €23,050
Net result €23,050 after one loss-making year.
2023
31-12
Financial Weakest financial yearnet -€824
Net result drops to -€824, the lowest in the series.
06-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
794 m²
Building footprint
299 m²
Volume, LiDAR
4,829 m³
Parcel 44815F2048/00V002, Flanders · tallest building 18.5 m, ±6 floors. Linked by address, not a title deed.
132 companies at this address See who is registered here
1 establishment unit
SEN GROUP
Coupure 88, 9000 GentOther postal and courier activities
since 20212.316.325.752
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44815F2048/00V002
ProtectedTownscape or village viewCoupure en omgevingSource ↗
Flanders 794 m² 1 · 299 m² 18.5 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Insolvency mandates

1 mandate
Role Name Tenure
Curator GERT RYDANT
BRUSSELSESTEENWEG 691, 9050 GENT- BRUGGE
31-03-2026 → present

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT
since 21-05-2024

Similar companies · same sector, comparable size

Of 4,920 companies in sector 53200 we hold annual accounts for 1,323. 1,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
53200Other postal and courier activities
53100Postal and courier activities
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.