SEN DESIGN
ActiveSEN DESIGN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152k and a net result of €17k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-3
Solvency82▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 2.81 in 2024; short-term debt: 37.1% and cash: 24.4% of total assets), and 43.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.6%
Return on assets
6.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
13 d early
2023
21 d early
2022
18 d early
2021
9 d early
2020
9 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€152k▼ 15.1%
2024 · €179k
2018: €63k
2019: €89k
2020: €126k
2021: €165k
2022: €171k
2023: €179k
2024: €179k
2018 → 2025
Total assets
€268k▼ 6.0%
2024 · €285k
2018: €96k
2019: €146k
2020: €200k
2021: €222k
2022: €230k
2023: €303k
2024: €285k
2018 → 2025
Net result
€17k▼ 31.5%
2024 · €25k
2018: €20k
2019: €26k
2020: €45k
2021: €39k
2022: €13k
2023: €28k
2024: €25k
2018 → 2025
Working capital
€112k▼ 15.8%
2024 · €133k
2018: €41k
2019: €64k
2020: €108k
2021: €159k
2022: €161k
2023: €134k
2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€165k-€171k▲ 3.6%€179k▲ 5.0%€179k▼ 0.2%€152k▼ 15.1%
Operating result€58k-€23k▼ 60.9%€29k▲ 26.2%€36k▲ 25.5%€26k▼ 26.3%
Net result€39k-€13k▼ 66.1%€28k▲ 114%€25k▼ 9.1%€17k▼ 31.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268k
Fixed assets
€56k▼ 28.1%
Current assets
€212k▲ 2.4%
Equity and liabilities €268k
Equity
€152k▼ 15.1%
Debt
€116k▲ 9.3%
The debt ratio rises from 37.3% to 43.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€49k▼
2024 · €57k
Cash flow
€40k▼
2024 · €47k
Solvency
56.6%▼
2024 · 62.7%
Current ratio
2.13▼
2024 · 2.81
Quick ratio
2.13▼
2024 · 2.81
Debt / equity
0.77▲
2024 · 0.59
ROE
11.5%▼
2024 · 14.2%
ROA
6.5%▼
2024 · 8.9%
Interest coverage
27.67▲
2024 · 15.68
Debt
€116k▲
2024 · €106k
Debt ≤ 1 year
€100k▲
2024 · €74k
Debt > 1 year
€12k▼
2024 · €26k
Income taxes
€8k▼
2024 · €10k
Staff costs
€64k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€285k€268k▼
Fixed assets21/28€78k€56k▼
Tangible fixed assets22/27€78k€56k▼
Plant, machinery and equipment23€527€373▼
Furniture and vehicles24€10k€6k▼
Leasing and similar rights25€58k€41k▼
Other tangible fixed assets26€10k€9k▼
Current assets29/58€207k€212k▲
Amounts receivable after more than one year29€143k€133k▼
Other amounts receivable291€143k€133k▼
Amounts receivable within one year40/41€20k€11k▼
Trade receivables40€20k€11k▼
Other amounts receivable41€0€428▲
Cash at bank and in hand54/58€38k€66k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€285k€268k▼
Equity10/15€179k€152k▼
Contributions10/11€19k€19k=
Reserves13€160k€133k▼
Tax-exempt reserves132€64€64=
Distributable reserves133€160k€133k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€106k€116k▲
Amounts payable after more than one year17€26k€12k▼
Financial debts170/4€26k€12k▼
Amounts payable within one year42/48€74k€100k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€538€6k▲
Suppliers440/4€538€6k▲
Taxes, remuneration and social security45€17k€17k▲
Taxes450/3€13k€9k▼
Remuneration and social security454/9€3k€9k▲
Other amounts payable47/48€43k€62k▲
Accrued charges and deferred income492/3€7k€5k▼
Income statement
Code20242025
Non-recurring operating income76A-€25k
Remuneration, social security and pensions62€21k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€22k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€80k€114k▲
Operating profit (loss)9901€36k€26k▼
Financial income75/76B€3k€258▼
Recurring financial income75€3k€258▼
Non-recurring financial income76B€0-
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€36k€25k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€25k€17k▼
Profit (loss) for the period to be appropriated9905€25k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€17k▼
Transfer from equity791/2€26k€44k▲
Transfer to equity691/2€25k€17k▼
To other reserves6921€25k€17k▼
Profit to be distributed694/7€26k€44k▲
Return on contributions (dividend)694€26k€44k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €13k ▼66.1%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €165k ▲30.5%
4 profitable years in a row build equity to €165k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €45k ▲74%
Net result €45k, the highest in the series.
31-12
Financial
Equity above €100kEq €126k ▲41.9%
3 profitable years in a row build equity to €126k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat(Z) 528550 ZwevegemGround area
7,612 m²
Building footprint
402 m²
Volume, LiDAR
1,683 m³
2 parcels, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEN DESIGN
since 20122.212.873.866
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34014B0395/00E000 | Flanders | 6,358 m² | 1 · 128 m² | 7.9 m · 2 fl. |
| 34042D0302/00E000 | Flanders | 1,254 m² | 1 · 274 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 792 EUR awarded · 792 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 732 EUR | 732 EUR |
| 2022 | 1 | 60 EUR | 60 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,745 companies in sector 46150 we hold annual accounts for 757. 570 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2012
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.