Turnover
≈ €350,000 estimated
The micro format states no turnover.
SEN
Lifetime
1 annual account with figurespeak €104,592 (2025)
€104,592
peak €46,678 (2025)
€46,678
peak €52,678 (2025)
€52,678
€51,077
Board1 name since 2025
1 directorSEN,Tolga
Documentsfilings and deeds
06-07-202625 days before the deadline
2025micro format
Incorporation 09-051 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€6,000 100 shares
Position in the sector
€46,678
Higher net result than 85% of companies in building services and landscaping. Sector median €9,343 · 5,724 companies.
Checked score
90
Excellent
Financially stronger than 77% of micro companies in building services and landscaping (NACE 81)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 2.0%
07-2026: 2.0%● unchanged vs 06-2026highest value
08-2026: 0.2%▼ -1.8 percentage points vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Sector: Services to buildings and landscape activities (NACE 81)
lowers risk
Liquidity: current ratio 1.79, cash €67,288
Equity €52,678 (50.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 60% of them on solvency, 77% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as SEN has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SEN itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for SEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.79, above the usual 1.5. Short-term debt is 49.2% and cash 64.9% of total assets. 49.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022989120
Incorporation
Founding capital of €6,000, 100 shares · Founder: SEN, Tolga · Appointment: SEN, Tolga (director) · published on 09-05-2025 · Gazette deed
First establishment
SEN CLEANING, Herman Vosstraat 15, Willebroek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEN Willebroek | €103,755 | €104,592 | 50.8% | - |
| CascoClean Zonhoven | €106,459 | €99,818 | 65.1% | - |
| Inno Cleaning Edegem | €93,197 | €128,793 | 33.9% | - |
| Dasko Cleaning Antwerp | €79,209 | €90,946 | 76.6% | - |
| CLEAN N CARE Antwerp | €90,898 | €77,294 | 78.7% | - |
| SD Concept Duffel | €73,818 | €114,585 | 26.5% | - |
| MoreWays Antwerp | €102,717 | €121,795 | 29.0% | - |
These companies have the same main activity as SEN: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €73,800 and €106,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 05-05-2025Normal situation
- Activity
- General cleaning of buildingsNACE 81210and 1 other
- Joint committee
- 121Cleaning · annual accounts 2025
- Establishment unit
- 2.373.621.7712830 Willebroek, since 05-05-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 28-05-2026
Annual accounts 2025
- €103,755
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on SEN
SEN has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,678 and a net result of €46,678.
Its solvency ranks better than 61% of 5,728 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SEN
- What is the company number of SEN?
- The company number of SEN is 1022.989.120. The VAT number is the same number with BE in front: BE 1022.989.120.
- Where is SEN based?
- The registered office is at Herman Vosstraat 15, 2830 Willebroek.Company details
- What does SEN do?
- According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
- What is the legal form of SEN?
- SEN is a private limited company (BV).
- When was SEN founded?
- SEN was founded on 05-05-2025.
- Is SEN still active?
- Yes, SEN is an active enterprise in the KBO register.
- How many employees does SEN have?
- SEN had an average of 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SEN fall under?
- In its 2025 annual accounts, SEN states joint committee 121 (Cleaning).
- What is the turnover of SEN?
- The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €104,592 and 36 comparable companies (NACE 812). It probably lies between €200,000 and €610,000.
- Is SEN profitable?
- In financial year 2025, SEN made a profit of €46,678.
- Where can I find the annual accounts of SEN?
- SEN filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See whether the workforce is growing and whether people stay.Employer check
See how customers, suppliers and banks see your own company and what to improve first.