Turnover
≈ €190,000 estimated
The abbreviated format states no turnover.
SEMPST
Lifetime
19 annual accounts with figures on one time axis, 23 filings since 2003peak €374,922 (2011)
€72,002▼ 29.9%
lowest -€821,403 (2015)
€803▼ 94.1%
peak €2.6m (2022)
€2.2munchanged
€850,177▼ 5.7%
Board4 names since 2019
3 directorsHilde DE VITS and 2 others
Documentsfilings and deeds
06-02-20266 days late
2025abbreviated format
Gross margin from €102,739 to €72,002Result from €13,611 to €803Cash from €117,129 to €161
Key points
from the 2025 annual accountsSubsidiaries
-€408,633
Subsidiary with negative equity. FERM-IMMO · loss of €1,698 in 2025.
Position in the sector
€2.2m
More equity than 85% of companies in real estate. Sector median €300,201 · 11,304 companies.
2025 accounts filed 6 days after the deadline
Checked score
85
Excellent
Financially stronger than 49% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.0%
01-2025: 3.1%▲ +0.1 percentage points vs 12-2024highest value
02-2025: 0.8%▼ -2.3 percentage points vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.8%● unchanged vs 06-2025
08-2025: 0.1%▼ -0.7 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: 0.1%▲ +0.1 percentage points vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.2%▲ +0.1 percentage points vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 5.45, cash €161, halved
Size: total assets €3.1m
lowers risk
Founded in 2002
Equity €2.2m (72.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 82% of them on solvency, 47% on liquidity, 21% on profitability and 43% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as SEMPST has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SEMPST itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for SEMPST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.45 (5.01 in 2024), above the usual 1.5. Short-term debt is 13.3% and cash 0% of total assets. 27.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-02-2026, 6 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 days late
2024
8 days early
2023
on the day
2022
1 day early
2021
4 days early
2020
10 days early
2019
28 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0477865847
3 directors appointed, 1 manager resigning
Appointments: Lode VERDOODT (statutory director), Hilde DE VITS (statutory director) and EINDER (director) · Resignation: Lukas VERDOODT (manager) · Permanent representative: Lukas VERDOODT · Gazette deed
Registered office moved within Ternat
New registered office: Verbrugghenstraat 12 bus 202, 1740 Ternat · Previous registered office: Kruisstraat, 1740 Ternat · General meeting of 01-06-2023 · Gazette deed
Registered office moved within Ternat
New registered office: Verbrugghenstraat 2 bus 202, 1740 Ternat · Previous registered office: Kruisstraat 1, 1740 Ternat · General meeting of 01-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEMPST Ternat | €3.1m | €72,002 | 72.2% | - |
| CHRISTAL INVEST Keerbergen | €2.9m | €81,829 | 73.8% | - |
| ADVIES-IMMO Ghent | €2.9m | €75,314 | 78.4% | - |
| MAVAM Veurne | €3.8m | €68,644 | 72.4% | - |
| DAGA Gavere | €3.9m | €76,866 | 99.8% | - |
| TOPS@home Aarschot | €2.6m | €112,953 | 26.9% | - |
| INVEST H EN G Schilde | €2.7m | €77,416 | 31.3% | - |
These companies have the same main activity as SEMPST: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €2.6m and €3.9m, founded between 1998 and 2005.
Official details
Source: KBO- Status
- Active since 01-07-2002Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 1 other
- Establishment unit
- 2.114.431.8331740 Ternat, since 24-09-2002
- Financial year end
- 30 June
- Peppol
- Reachable since 06-08-2025
Companies linked to SEMPST
Subsidiaries and holdings
- GRONDIG50%
- Het Binnenland50%
- PEILER50%
- WOENST50%
- INTOP-AXIOS30%
- DE HERTOG25%
- SYNT20%
Insights on SEMPST
SEMPST files the abbreviated format. That format states no turnover. The gross margin rose from €41,181 in 2007 to €72,002 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SEMPST
- What is the company number of SEMPST?
- The company number of SEMPST is 0477.865.847. The VAT number is the same number with BE in front: BE 0477.865.847.
- Where is SEMPST based?
- The registered office is at Verbrugghenstraat 12, 1740 Ternat.Company details
- What does SEMPST do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of SEMPST?
- SEMPST is a private limited company (BV).
- When was SEMPST founded?
- SEMPST was founded on 01-07-2002.
- Is SEMPST still active?
- Yes, SEMPST is an active enterprise in the KBO register.
- What is the turnover of SEMPST?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €72,002 and 48 comparable companies (NACE 681). It probably lies between €97,000 and €440,000.Financials
- Is SEMPST profitable?
- In financial year 2025, SEMPST made a profit of €803.
- Where can I find the annual accounts of SEMPST?
- SEMPST filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SEMPST due?
- SEMPST must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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